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re: Seeking advice from fellow OT baws about repo men. UPDATED FOR THOSE WHO DON'T CARE.

Posted on 10/4/17 at 11:05 pm to
Posted by Kafka
I am the moral conscience of TD
Member since Jul 2007
159082 posts
Posted on 10/4/17 at 11:05 pm to
quote:

The truck is leased? Alot of confusion here
the truck was last, but not leased
Posted by Chiefagain
Member since Nov 2016
1808 posts
Posted on 10/4/17 at 11:07 pm to
I leased to own. Financed through the company. Have bill of sale....everything that would prove my ownership of truck.

Posted by Tiger_Stripes
New Orleans
Member since Apr 2013
903 posts
Posted on 10/4/17 at 11:07 pm to

This post was edited on 10/4/17 at 11:09 pm
Posted by burdman
Louisiana
Member since Aug 2007
22814 posts
Posted on 10/4/17 at 11:08 pm to
This thread has potential. I'm hoping it's 4-5 pages when I wake up in the morning
Posted by BRgetthenet
Member since Oct 2011
118271 posts
Posted on 10/4/17 at 11:11 pm to
quote:

get a call from a friend(i use his house address for all mail(dont trust city mail)), saying a repo guy wasat his house looking for me/truck.




quote:

wasat



It’s ‘whuzat’.


Also, did you lease to own the nuts? Paid cash for those?
Posted by brass2mouth
NOLA
Member since Jul 2007
20745 posts
Posted on 10/4/17 at 11:12 pm to
One can only hope the repo man shows up tonight and I wake up to a YouTube vid of OP and repo man getting into it.
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
79876 posts
Posted on 10/4/17 at 11:12 pm to
quote:

I leased to own.


Did you go to one of those "Errbody Rides" type places?

This is what happens.

Are you sure it is a real title?
Posted by phil good
Baton Rouge
Member since Aug 2013
1708 posts
Posted on 10/4/17 at 11:12 pm to
What shady company did you lease to own with? What was the interest rate? 20%?

Who makes your wallet smile?
This post was edited on 10/4/17 at 11:14 pm
Posted by Chiefagain
Member since Nov 2016
1808 posts
Posted on 10/4/17 at 11:15 pm to
quote:

What shady company did you lease to own with? What was the interest rate? 20%?



No. Its a well known company. 7.5% interest. First vehicle i ever bought and had very little credit to my name.

Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
79876 posts
Posted on 10/4/17 at 11:16 pm to
This thread should really be titled "Real Men of Genius Pt. 2"
Posted by airfernando
Member since Oct 2015
15248 posts
Posted on 10/4/17 at 11:20 pm to
might be worth investing in a wheel lock until it's resolved. Placing a copy of title in window was a great idea also.
Posted by Hammertime
Will trade dowsing rod for titties
Member since Jan 2012
43031 posts
Posted on 10/5/17 at 12:39 am to
Call the repo company and tell them you have the title. Email them a copy. Tell them if they take your car, they would have stolen it, and you'll call the cops

Posted by Tiger Ryno
#WoF
Member since Feb 2007
108749 posts
Posted on 10/5/17 at 12:43 am to
Lease does Not Give you a title.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
76202 posts
Posted on 10/5/17 at 12:56 am to
quote:

might be worth investing in a wheel lock until it's resolved.
For what?

The Repo Man's truck?

A wheel lock on the OP's vehicle won't stop that vehicle from being taken.
Posted by CCTider
Member since Dec 2014
25240 posts
Posted on 10/5/17 at 1:00 am to
quote:

Get pit bulls


Hey an abused pitbull. Otherwise, she'll kiss the repo man, and only protect your truck from squirrels.
Posted by Ric Flair
Charlotte
Member since Oct 2005
13879 posts
Posted on 10/5/17 at 1:17 am to
Posted by Ace Midnight
Between sanity and madness
Member since Dec 2006
96257 posts
Posted on 10/5/17 at 1:38 am to
quote:

Truck loan has been paid off for over 3 months now. I have title in hand and all bank statements proving my 48 month lease was paid off.


Make up your mind, dude - did you lease the truck or did you take a loan out?

quote:

I get a call from a friend(i use his house address for all mail(dont trust city mail))


You're a sketchy, outside the norms of society dude, aren't you?

quote:

When I call the leasing office they tell me i owe them money.


A lease is not a loan. Normally, when you pay a lease to term, you turn the car in at the end or buy the car for the contractual residual value - typically an additional transaction. You might want to get clarification of whether or not you actually own the car or are engaging in potentially criminal behavior.
This post was edited on 10/5/17 at 1:46 am
Posted by Bullfrog
Running Through the Wet Grass
Member since Jul 2010
61818 posts
Posted on 10/5/17 at 3:04 am to
Sounds like you’ve got proof the lease was paid off and you think that is the vehicle title (Hint: It’s not.).

But you didn’t turn the truck in and now it is stolen property they are coming for.

Enjoy jail.
Posted by cave canem
pullarius dominus
Member since Oct 2012
12186 posts
Posted on 10/5/17 at 5:27 am to
quote:

When I call the leasing office they tell me i owe them money. When i reply, "why would you guys send me the title to my truck if i still owed on my account?". Bitch at leasing office wont give me a straight answer and says i owe.


Unless the lien holder signed off on the title it is worth less than the paper and ink to you.
Posted by jorconalx
alexandria
Member since Aug 2011
11314 posts
Posted on 10/5/17 at 5:52 am to
quote:

I have title in hand and all bank statements proving my 48 month lease was paid off.



Key word

quote:

Bitch at leasing office wont give me a straight answer and says i owe.



There it is again. You trashy baw
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