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Started By
Message
re: Salary of $115,627 needed in order to qualify for a mortgage on a typical American home
Posted on 10/18/23 at 3:06 pm to OGtigerfan87
Posted on 10/18/23 at 3:06 pm to OGtigerfan87
quote:i mean...
You really think city life is that much happier than rural/ Middle America life?
0
Posted on 10/18/23 at 3:06 pm to DarthRebel
quote:
They really have no idea of suffering and struggling. All they know is over-priced smart phones and subscription everything
oof, swing and a miss
Posted on 10/18/23 at 3:07 pm to Rize
quote:
Zillow Link 200k
quote:
Find me one house in Baton Rouge $200k or less that’s not a shite hole. Please just link me ONE.
There’s only ONE that is not in a scary part. The other I saw were North if I-12 and by Gardere.
And youre not even really in the city. That is so far out the way of everything.
The zillow map darth posted
Posted on 10/18/23 at 3:07 pm to DarthRebel
quote:
Probably is, but that is why we invented commuting. You can work in the North Dallas/Collin County area and live in Anna
commuting over an hour for 1200 sqft. I'd rather be house poor
Posted on 10/18/23 at 3:07 pm to dcrews
If you don’t use google maps and just remember all the street names, you can go with the low bandwidth internet on phone and only pay 30 a month
Posted on 10/18/23 at 3:12 pm to Rize
Kudos. Not sure what the deal is with that house but it does not appear to be a total shite hole.
However there have been only two houses sold in that neighborhood in the last year, both were last month for $227k and $219.5k. The one you linked has been on the market since March so I am guessing there could be issues.
However there have been only two houses sold in that neighborhood in the last year, both were last month for $227k and $219.5k. The one you linked has been on the market since March so I am guessing there could be issues.
Posted on 10/18/23 at 3:14 pm to PhiTiger1764
quote:
Kudos. Not sure what the deal is with that house but it does not appear to be a total shite hole.
However there have been only two houses sold in that neighborhood in the last year, both were last month for $227k and $219.5k. The one you linked has been on the market since March so I am guessing there could be issues.
flooding would be my guess
Posted on 10/18/23 at 3:15 pm to PhiTiger1764
quote:
The one you linked has been on the market since March so I am guessing there could be issues.
Yep. Another thing that is frequently glossed over in these threads. People will find a property that is significantly below market, but has been for sale for like 8 months. Clearly it's undermarket and unsold because it's a massive piece of shite no one wants to frick with.
Posted on 10/18/23 at 3:15 pm to Dire Wolf
quote:
flooding would be my guess
Entitled.
Back in their day, boomers literally lived underwater. Suck it up!
Posted on 10/18/23 at 3:15 pm to DarthRebel
The DFW metroplex has a crap load of affordable homes
Posted on 10/18/23 at 3:16 pm to Gifman
quote:
There are plenty of 175K homes out there yeah, they look like this
Or they’re in Chalmette
Posted on 10/18/23 at 3:20 pm to dcrews
quote:
Entitled.
Back in their day, boomers literally lived underwater. Suck it up!
you know what my dad would have done to own a lake house? work hard, no coffee or craft beer just to buy one. We are bitching about god gifting us one
Posted on 10/18/23 at 3:21 pm to Dire Wolf
quote:
you know what my dad would have done to own a lake house? work hard, no coffee or craft beer just to buy one. We are bitching about god gifting us one
Posted on 10/18/23 at 3:23 pm to fareplay
quote:
If you don’t use google maps and just remember all the street names, you can go with the low bandwidth internet on phone and only pay 30 a month
This is the way
. Spent 3.5 years traveling to different locations in USA and Europe, 98-01. Different location almost every week. Nothing but Nokia and directions printed off from mapquest. Those were the days of not being tracked by big brother 
This post was edited on 10/18/23 at 3:46 pm
Posted on 10/18/23 at 3:31 pm to EarlyCuyler3
quote:
There is a generation that was able to do it on one income. Did Dad have to bust his arse? Sure. But it was possible.
Yup. My dad's parents married when they were 18. Dad was born a little over a year later and my aunt a couple years after that. My grandfather was a full-time student, played football in college (DIII), had a job, and my grandmother had to drop out of college to take care of my dad and aunt. She didn't work. They didn't have financial support from family either. This was the late 50's through early 60s so times were obviously different. But somehow they were able to buy a house and maintain a family with all of that going on.
Flash forward two generations later...a two income household with no kids has serious issues finding an affordable starter home. It's like older generations think younger people are entitled simply wanting to live a normal life like they did. I am so thankful we got our home when we did or we'd be SOL with the current housing market and current interest rates, and my wife and I do plenty well where that thought shouldn't even need to enter my brain. Hell, childcare for one kid alone is more than a home mortgage was not that long ago.
Posted on 10/18/23 at 3:32 pm to OGtigerfan87
quote:
You really think city life is that much happier than rural/ Middle America life?
I've done the city life and the suburbs. Give me the suburbs all day. I rarely ever go to the city anymore and don't miss it at all.
Posted on 10/18/23 at 3:37 pm to lsufball19
Say what you will about Slidell but all jokes aside of you feel this is a bad deal to start off with, then you are part of the entitled problem
Posted on 10/18/23 at 3:39 pm to JohnnyKilroy
quote:I don't know the answer to that...but the fact that in 2021, 66% of millenial renters hadn't saved a single dime (and 16% had saved less than $10k) might point to more than just cost of living and student loans...prior to 2020, cost of living was not high.
Would agree that cost of living (including student loans) play a significant role in them not being able to save money?
This post was edited on 10/19/23 at 1:06 pm
Posted on 10/18/23 at 3:39 pm to stout
Until interest rates come down, renting makes sense for a lot of people.
Posted on 10/18/23 at 3:40 pm to Chicken
quote:that is not a fact
but the fact that in 2021, 66% of millenials hadn't saved a single dime might point to more than just cost of living and student loans
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