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Started By
Message
re: Over/Under $1443 per month spending for housing?
Posted on 5/15/18 at 6:56 am to Will Cover
Posted on 5/15/18 at 6:56 am to Will Cover
Under , but not by much
0
Posted on 5/15/18 at 6:57 am to iAmBatman
quote:
Over
I’m not poor
There's some irony here
Posted on 5/15/18 at 6:59 am to Will Cover
Way over. I live in Northern Virginia.
Posted on 5/15/18 at 7:00 am to Will Cover
quote:
200,000 house
in baton rouge would leave you on a street named after a President
Posted on 5/15/18 at 7:01 am to East Coast Band
Over. But I do pay an extra couple hundred a month. Always want a comfortable amount of equity.
Never want to feel stuck in my house. If I need to be mobile and move due to a recession or what, I’ll be able to get out without a loss (unless we’re talking worse than 2008-2010).
Never want to feel stuck in my house. If I need to be mobile and move due to a recession or what, I’ll be able to get out without a loss (unless we’re talking worse than 2008-2010).
Posted on 5/15/18 at 7:02 am to Will Cover
Wayyy under
Posted on 5/15/18 at 7:03 am to Will Cover
Under
Screw living at or above your means.
Screw living at or above your means.
Posted on 5/15/18 at 7:04 am to Bruco
I don't know that I would ever throw extra money down on a low interest mortgage. There's some serious opportunity cost involved with that strategy.
Posted on 5/15/18 at 7:08 am to Will Cover
quote:
I haven't looked but I would imagine a 200,000 house at 30 years with 20 % down could get you under this number at under 4 % interest rate.
You’d be way under. I’m at $1390 including escrow for insurance and property tax on $210k house w/ 3.5% down at 3.875% rate for 30 years
Posted on 5/15/18 at 7:08 am to Will Cover
quote:
I haven't looked but I would imagine a 200,000 house at 30 years with 20 % down could get you under this number at under 4 % interest rate.
Using a mortgage calculator, your total payment would be $1047/month with average property taxes.
About $1250/month in states with higher average property taxes.
No HOA fees included.
Posted on 5/15/18 at 7:09 am to Bullfrog
quote:
Screw living at or above your means.
Having a larger mortgage does not necessarily mean one is living above ones means.
Posted on 5/15/18 at 7:09 am to Will Cover
Over, but not by much.
2600 sq ft total gut renovated craftsman 7 minutes from downtown Cola.
No PMI, no HOA, VA loan
2600 sq ft total gut renovated craftsman 7 minutes from downtown Cola.
No PMI, no HOA, VA loan
Posted on 5/15/18 at 7:10 am to Will Cover
I’m right at that, maybe just slightly over
Posted on 5/15/18 at 7:11 am to Will Cover
under by like $5
I'm so average it hurts sometimes...
I'm so average it hurts sometimes...
Posted on 5/15/18 at 7:11 am to Will Cover
(no message)
This post was edited on 5/15/18 at 8:36 am
Posted on 5/15/18 at 7:12 am to Restomod
Over, but we’re are only at a 29% DTI with that + utilities and car payment & insurance
This post was edited on 5/15/18 at 7:13 am
Posted on 5/15/18 at 7:12 am to Will Cover
Ours is around $1,700.00 with escrow
Posted on 5/15/18 at 7:13 am to Will Cover
Under by about $200 and it’s a new house! I love living in a an area where the cost of living is lower......winning
Posted on 5/15/18 at 7:14 am to Will Cover
quote:
haven't looked but I would imagine a 200,000 house at 30 years with 20 % down could get you under this number at under 4 % interest rate.
You could put 3-5% down and be under that average. However, I'm over because my house is more than 200k.
Posted on 5/15/18 at 7:14 am to The Torch
Not so subtle I wish I paid double that brag.
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