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re: Over/Under $1443 per month spending for housing?
Posted on 5/15/18 at 11:54 am to Will Cover
Posted on 5/15/18 at 11:54 am to Will Cover
Which house?
0
Posted on 5/15/18 at 12:00 pm to Will Cover
Way under. No mortgage. T & I runs maybe $230/mo.
Oh, and what is "association dues"? Hah
Oh, and what is "association dues"? Hah
This post was edited on 5/15/18 at 12:04 pm
Posted on 5/15/18 at 12:00 pm to Will Cover
Under
Posted on 5/15/18 at 12:07 pm to Will Cover
Over. I have a 30 year mortgage, but send in about an extra $175/month on top of my regular payment so I can try to have it paid off in 20 years. It would be under of taxes and insurance weren't so damn expensive in Mandeville.
This post was edited on 5/15/18 at 12:09 pm
Posted on 5/15/18 at 12:07 pm to NyCaLa
quote:
Way under. No mortgage. T & I runs maybe $230/mo. Oh, and what is "association dues"? Hah
They call it a hook up fee at trailer parks
Posted on 5/15/18 at 12:13 pm to Will Cover
Way over bc my little 1,200 sq ft house is 45 minutes from Manhattan
Plus NJ taxes
Mother in law is over just bc of taxes
Plus NJ taxes
Mother in law is over just bc of taxes
This post was edited on 5/15/18 at 12:14 pm
Posted on 5/15/18 at 2:23 pm to thelawnwranglers
What would make this thread real interesting? If everyone was completly honest about what percentage of their gross pay is eaten up by these three items.
Posted on 5/15/18 at 2:24 pm to thelawnwranglers
quote:
Way over bc my little 1,200 sq ft house is 45 minutes from Manhattan
I have about 1200 sq ft in rural Baldwin County, AL with about an acre of great land.
I pay a little over half the OP for mortgage, insurance, fees, etc.
wouldn't change a thing. I love my place/yard
This post was edited on 5/15/18 at 2:26 pm
Posted on 5/15/18 at 2:35 pm to Will Cover
$1,443 is my EXACT rent. Swear to god. I know, CSB.
Posted on 5/15/18 at 2:43 pm to Will Cover
That’s my exact mortgage payment plus voluntary hoa club dues.
Crazy. Really makes you think.
Crazy. Really makes you think.
Posted on 5/15/18 at 2:44 pm to Will Cover
Over. There are no 4 BR houses in Portland for $200K.
Posted on 5/15/18 at 2:49 pm to robertLSU
quote:
Over. I'm paying more than that in rent.
Same. I'd be rich if I got away with paying $1400/month.
Posted on 5/15/18 at 3:23 pm to Will Cover
Our home will be finished in about 3 months.
At that point, we will be over $1443 per month by about $600.
We have 3 kids, plus I live in Texas.
At that point, we will be over $1443 per month by about $600.
We have 3 kids, plus I live in Texas.
This post was edited on 5/15/18 at 3:24 pm
Posted on 5/15/18 at 3:27 pm to Will Cover
I'm slightly over
Posted on 5/15/18 at 3:30 pm to MrJimBeam
quote:
20% down on a 300k home at 4% is right at this number. The going rate is closer to 4.25-4.5 lately so it's probably closer to 280k.
Many people don't have the liquidity to put 20% so it's probably more like a 250k home with 5-10% down with the PMI added. I imagine many, many people here are around this. We aren't all OT ballers. Just liars.
Nail meet head.
Posted on 5/15/18 at 3:32 pm to Will Cover
quote:
Over/Under $1443 per month spending for housing?
Over. I rent and you'd be very fortunate to find a 1 bedroom apt for that outside of slum conditions.
Posted on 5/15/18 at 3:36 pm to TheCaterpillar
We're over by a little less than $1k.
Posted on 5/15/18 at 3:37 pm to Hammond Tiger Fan
quote:
It would be under of taxes and insurance weren't so damn expensive in Mandeville.
But remember you are paying for the privilege of not living near the colored people.....and the gated community most probably unless you live in Meadowbrook where you get old security guard
However, and I'm not being facetious, you do get as a benefit there that your house can appreciate at a minimum of about 3% per year.....what is crazy is that everything tends to be more expensive in West St. Tammany as opposed to the Slidell area, houses, insurance and gasoline....you pay about .06 more per gallon at the Kangaroo on 59 then you do at the circle K on Northshore or the Racetrac on 11 and the Shell stations
Posted on 5/15/18 at 3:50 pm to Daygo85
quote:
What would make this thread real interesting? If everyone was completly honest about what percentage of their gross pay is eaten up by these three items.
8.4% of my gross pay goes to piti. And that doesn't count my wife's pay.
We are still only paying the minimum on the mortgage right now. A lot of the discretionary income is going to our retirement.
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