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Started By
Message
OT Lawyer Advice
Posted on 6/26/17 at 8:34 am
Posted on 6/26/17 at 8:34 am
My wife was involved in an accident recently. Someone pulled out in front of her and she hit the side of their car. She has a witness that will corroborate her account of the incident. Both my wife and the other driver suffered minor injuries that did not require serious medical treatment. She went to the doctor the day of the wreck and got X-rays, but lingering pains have been popping up since the wreck. The main issue I am concerned about is her neck. We just bought her car 4 months ago, and have GAP insurance, but I am not sure if the amount she will receive for the repairs will be enough if her vehicle is totaled. My question is, should we hire an attorney, or is the cost required for legal council not worth the time or possible outcome? I've told her to go back to the doctor to document her recent pains. For the record, we aren't those type of people who like to sue just because, but I also don't want to get screwed for something that was not my wife's fault. What should we do?
Oh, and no pics of my wife.
TIA.
Oh, and no pics of my wife.
TIA.
18
Posted on 6/26/17 at 8:37 am to Jumbo_Gumbo
better call Saul
Posted on 6/26/17 at 8:37 am to Jumbo_Gumbo
quote:
I also don't want to get screwed for something that was not my wife's fault
That's why people have insurance
Posted on 6/26/17 at 8:38 am to Jumbo_Gumbo
Lawyer down
Posted on 6/26/17 at 8:39 am to Jumbo_Gumbo
Get a lawyer.
Go back to the doctor.
Go back to the doctor.
Posted on 6/26/17 at 8:39 am to Jumbo_Gumbo
Go talk to a lawyer, not a lawyer with billboards, and not some one man firm. There is a happy medium.
Sounds like a very easy case. I wouldn't mess around with a neck injury yourself or some adjustet is going to take you for a guilt trip ride. Adjusters prey on the, "we aren't sue happy" people every day.
Sounds like a very easy case. I wouldn't mess around with a neck injury yourself or some adjustet is going to take you for a guilt trip ride. Adjusters prey on the, "we aren't sue happy" people every day.
Posted on 6/26/17 at 8:40 am to Elleshoe
Get Gordon, get it done
Posted on 6/26/17 at 8:57 am to Jumbo_Gumbo
No brainer. Go get legal advice. Neck pains can be symptomatic of deeper issues. You'd hate to do nothing and then find out she has a herniated disc or something. Also, the other guy's insurance (assuming he had any), ought to pay for your repairs and if not, your own policy should. Look at it this way...many lawyers don't charge for an initial visit to see if you have a case. And many take these cases on a contingency, which means you don't pay them unless they recover. I don't even know what the hesitation is here. (And just to be safe, I'm not your lawyer, and this isn't to be construed as legal advice.) More importantly.....go get your wife checked out again. Her health is the most important thing.
Posted on 6/26/17 at 9:06 am to Jumbo_Gumbo
The second you call an attorney you're going to lose 1/3rd of whatever offer is made to you.
I always recommend to people to work with the insurance carrier(s) as long as you possibly can. Don't get an attorney until either 1) prescription is getting close to running, or 2) the insurance carrier is not making a good faith effort to settle.
Hiring an attorney will put the brakes on resolving your claim, in addition to the added expenses.
I always recommend to people to work with the insurance carrier(s) as long as you possibly can. Don't get an attorney until either 1) prescription is getting close to running, or 2) the insurance carrier is not making a good faith effort to settle.
Hiring an attorney will put the brakes on resolving your claim, in addition to the added expenses.
Posted on 6/26/17 at 9:26 am to FearTheFish
quote:
The second you call an attorney you're going to lose 1/3rd of whatever offer is made to you.
I always recommend to people to work with the insurance carrier(s) as long as you possibly can. Don't get an attorney until either 1) prescription is getting close to running, or 2) the insurance carrier is not making a good faith effort to settle.
Hiring an attorney will put the brakes on resolving your claim, in addition to the added expenses.
Horrible advice
Posted on 6/26/17 at 9:54 am to Jumbo_Gumbo
Getting a lawyer for property damage is a losing proposition, especially if you have GAP insurance. By the time the lawyer takes his cut you likely come out behind.
For your wife's neck it is a different story. First, claim or not, she needs to seek medical attention and try to resolve the issue. Once you know what the issue and what will be required to resolve it then you can consider legal advice.
Beware of doctors recommended by lawyers. The dirty little secret of the litigation industry is that some doctors are as much a part of it as are lawyers.
For your wife's neck it is a different story. First, claim or not, she needs to seek medical attention and try to resolve the issue. Once you know what the issue and what will be required to resolve it then you can consider legal advice.
Beware of doctors recommended by lawyers. The dirty little secret of the litigation industry is that some doctors are as much a part of it as are lawyers.
Posted on 6/26/17 at 9:54 am to Motorboat
I had an accident where the other guy ran a red light and crossed over Airline and I hit him. Had a witness, State Police gave him a ticket and the driver admitted to being on the phone. Seemed pretty clear cut.
3 years later and a lawyer to get any money to cover our expenses. Lawyer up!
3 years later and a lawyer to get any money to cover our expenses. Lawyer up!
Posted on 6/26/17 at 9:59 am to Jumbo_Gumbo
Cha fricking ching. Only question is do you want one giant yacht or two medium sized yachts?? Lawyer your wife up broturkey
Posted on 6/26/17 at 10:27 am to Motorboat
quote:
The second you call an attorney you're going to lose 1/3rd of whatever offer is made to you.
I always recommend to people to work with the insurance carrier(s) as long as you possibly can. Don't get an attorney until either 1) prescription is getting close to running, or 2) the insurance carrier is not making a good faith effort to settle.
Hiring an attorney will put the brakes on resolving your claim, in addition to the added expenses.
Horrible advice
Why? You have no idea how the other carrier will treat them. His wife should get properly treated and determine the extent and if the attorney drags it out and file suit would get 40% of any ultimate payment.
The attorney may send her to a doctor who makes her situation worse as often clients are just pawns in the system between lawyers and doctors.
If the other party has only minimum limits coverage then 1/3 of that potential is gone as soon as counsel is retained. So if there is a $15,000 policy and its policy limits case the injured could have gotten $15,000 but now gets $10,000 after the attorney contingency is paid.
The attorney is liable to send her to a doctor of his choice and the doctor bills are paid from the settlement.
Instead the bills could have been paid by their health insurance or medical payments coverage if the auto insurance provided this coverage.
Posted on 6/26/17 at 10:30 am to Jumbo_Gumbo
quote:
My wife
quote:
Someone pulled out
quote:
lingering pains have been popping up
the good news is you won't have to raise the kid. bad news is your wife prefers bbc. hope this helps
Posted on 6/26/17 at 10:35 am to Jumbo_Gumbo
Spencer Callahan is the one to see ,call 387-2323 !!
Posted on 6/26/17 at 10:40 am to FearTheFish
quote:
The second you call an attorney you're going to lose 1/3rd of whatever offer is made to you.
I always recommend to people to work with the insurance carrier(s) as long as you possibly can. Don't get an attorney until either 1) prescription is getting close to running, or 2) the insurance carrier is not making a good faith effort to settle.
Hiring an attorney will put the brakes on resolving your claim, in addition to the added expenses.
Just when you think the OT can not get dumber . . .
quote:
Go talk to a lawyer, not a lawyer with billboards, and not some one man firm. There is a happy medium.
This is your best advice.
Posted on 6/26/17 at 10:42 am to Jumbo_Gumbo
Personally I think of it this way:
You're not suing the individual...you're suing their money grubbing, cash hoarding insurance company. If your wife is hurt and it's deemed the other party's fault, I recommend you lawyer up. It'll likely be done out of court anyways.
Typically the liability insurance has a clause for property damage and another for personal injury damage.
You're not suing the individual...you're suing their money grubbing, cash hoarding insurance company. If your wife is hurt and it's deemed the other party's fault, I recommend you lawyer up. It'll likely be done out of court anyways.
Typically the liability insurance has a clause for property damage and another for personal injury damage.
Posted on 6/26/17 at 10:45 am to FearTheFish
quote:
The second you call an attorney you're going to lose 1/3rd of whatever offer is made to you.
I always recommend to people to work with the insurance carrier(s) as long as you possibly can. Don't get an attorney until either 1) prescription is getting close to running, or 2) the insurance carrier is not making a good faith effort to settle.
Hiring an attorney will put the brakes on resolving your claim, in addition to the added expenses.
Because your dumbass will never know if the insurance company's offer is anywhere close to realsitic. Only an experienced attorney can tell you this.
Posted on 6/26/17 at 10:46 am to FearTheFish
quote:
The second you call an attorney you're going to lose 1/3rd of whatever offer is made to you.
I always recommend to people to work with the insurance carrier(s) as long as you possibly can. Don't get an attorney until either 1) prescription is getting close to running, or 2) the insurance carrier is not making a good faith effort to settle.
Hiring an attorney will put the brakes on resolving your claim, in addition to the added expenses.
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