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re: My MIL opened up a credit card in my wife’s name
Posted on 5/21/21 at 2:57 pm to peaceofthelord
Posted on 5/21/21 at 2:57 pm to peaceofthelord
quote:
It cost her at least 100k to raise her daughter. I think neither you and your wife can ever repay that. There is something about honoring one's parents and the blessing that goes with it. God Bless!
I would use the laughing emoji if this post wasn't so pitiful.
Raising your child is not a ticket to stealing the child's identity to get money in your child's name to feed your gambling habit. Supporting a parent's gambling habit is certainly not honoring the parent. If you think otherwise, you are as sick as the parent.
Posted on 5/21/21 at 3:35 pm to peaceofthelord
quote:#1 - Thou shalt not steal.
It cost her at least 100k to raise her daughter. I think neither you and your wife can ever repay that. There is something about honoring one's parents and the blessing that goes with it. God Bless!
#2 - Our God is a merciful God, but he does not expect children to honor a lying, thieving felon with a serious gambling addiction.
Posted on 5/21/21 at 4:05 pm to RT1941
Can you or anyone here say they have never stolen anything or lied before?
Blessed are the merciful, for they will be shown mercy.
Blessed are the merciful, for they will be shown mercy.
Posted on 5/21/21 at 4:11 pm to Newrow
OP, I think some folks in here have made a lot of good points that stood out to me. Here's a quick list of suggestions already mentioned and other good things to keep in mind.
1) Hire a lawyer and addiction counselor to help guide you.
2) Your MIL is in a desperate place and will do desperate things - things way worse than stealing money from you.
3) She might be suffering from other addictions or mental health issues. I think alcoholism should be a suspicion, and I also think you should be suspicious of her abusing drugs she has access to as a CRNA (using or selling).
4) Keep the safety and well-being of your kids #1 priority.
5) Stand by your wife. It is HER mother. Any conflict between you and your wife about this will only hurt your family more. Judging by her reaction, her mother might have a history of this or somethings similar.
6) Get your money back ASAP in one lump sum. Make no deals, payment plans, etc. Make her liquidate any assets if she doesn't have cash on hand. Make her sell cars, jewelry, furniture, etc. If you don't have your money back by MONDAY at the end of the day, I'd take full legal action.
7) She has to go to rehab or you will cut all ties. No contact via phone, mail, grandchildren, holidays, vacations, etc.
1) Hire a lawyer and addiction counselor to help guide you.
2) Your MIL is in a desperate place and will do desperate things - things way worse than stealing money from you.
3) She might be suffering from other addictions or mental health issues. I think alcoholism should be a suspicion, and I also think you should be suspicious of her abusing drugs she has access to as a CRNA (using or selling).
4) Keep the safety and well-being of your kids #1 priority.
5) Stand by your wife. It is HER mother. Any conflict between you and your wife about this will only hurt your family more. Judging by her reaction, her mother might have a history of this or somethings similar.
6) Get your money back ASAP in one lump sum. Make no deals, payment plans, etc. Make her liquidate any assets if she doesn't have cash on hand. Make her sell cars, jewelry, furniture, etc. If you don't have your money back by MONDAY at the end of the day, I'd take full legal action.
7) She has to go to rehab or you will cut all ties. No contact via phone, mail, grandchildren, holidays, vacations, etc.
Posted on 5/21/21 at 4:12 pm to peaceofthelord
quote:
Can you or anyone here say they have never stolen anything or lied before?
I am going to go out on a limb here and say I am pretty sure 99.999% of the OT has never stolen a sum of money in the upper teens of thousands.
Posted on 5/21/21 at 4:14 pm to Newrow
My MIL did this twice to my husband. Once when he was six years old- she opened a JC Penny card, and then again when we were 35. The JC Penny card is still open as a positive card on his history. She still uses it, and my husband does nothing.
When we were 35, she opened a Mastercard, and put my sister in law who had just filed bankruptcy as an authorized user. The cards were mailed to our home and I beat them to the mailbox. We shredded the cards and asked that they never do this again, but years later we had a Chase account that is not ours on his credit once again. I can only imagine that it is her. My husband is a JR, so she claims that she gets my husband's social and father in-laws socials "mixed up". Unfortunately, I don't believe her, because our addresses are not the same.
I think she truly believes she is "helping" us out everytime she does this.
When we were 35, she opened a Mastercard, and put my sister in law who had just filed bankruptcy as an authorized user. The cards were mailed to our home and I beat them to the mailbox. We shredded the cards and asked that they never do this again, but years later we had a Chase account that is not ours on his credit once again. I can only imagine that it is her. My husband is a JR, so she claims that she gets my husband's social and father in-laws socials "mixed up". Unfortunately, I don't believe her, because our addresses are not the same.
I think she truly believes she is "helping" us out everytime she does this.
This post was edited on 5/21/21 at 4:17 pm
Posted on 5/21/21 at 4:17 pm to Newrow
This is what I would do :
I would raise all kinds of hell with the credit card company and prove that it is not your wife's signature. This will get you off the hook. Let your MIL deal with the fallout herself. If it happens that you choose to come to the rescue to save her from criminal trouble, you can make some kind of financial settlement with the credit card company. I certainly would not pay the whole thing.
I would raise all kinds of hell with the credit card company and prove that it is not your wife's signature. This will get you off the hook. Let your MIL deal with the fallout herself. If it happens that you choose to come to the rescue to save her from criminal trouble, you can make some kind of financial settlement with the credit card company. I certainly would not pay the whole thing.
Posted on 5/21/21 at 4:22 pm to Newrow
quote:
She’s selling her house right now and we’re talking about her paying back the credit card balance with the profit from the house. ...
Don’t be surprised if the equity’s gone; she’s probably already exhausted everything available to her. Same with any life insurance cash value, retirement, etc. If she sells her house, where is she going to live? Hire a PI and get a thorough background check.
She won’t stop until she’s hit absolute rock bottom. She’s nowhere close if you assume this debt. We’ve had a couple of family members that were gambling addicts, and both were also addicted to prescription drugs. I don’t think you sever all ties, but you need to drastically limit her access to the kids.
Posted on 5/21/21 at 4:24 pm to Newrow
I would act surprised. But my wife’s sister opened a Sears account years ago in their grandma’s name. My wife was mega pissed.
It amazes me people have the gall to do this shite.
It amazes me people have the gall to do this shite.
Posted on 5/21/21 at 4:27 pm to geauxpurple
quote:
I would raise all kinds of hell with the credit card company and prove that it is not your wife's signature. This will get you off the hook.
If it's some random dude in Russia or Nigeria, sure. But not if it's a close relative. They are not going to accept a parent/child allegation of fraud. The opportunity for collusion is just too great and they would get scammed left and right if they let people off the hook that easily.
Posted on 5/21/21 at 4:27 pm to peaceofthelord
quote:
Can you or anyone here say they have never stolen anything or lied before?
Blessed are the merciful, for they will be shown mercy.
Forgiving doesn't mean you have to bear the burden of the wrongdoing. The daughter does not have to pay for and shouldn't pay for this woman's criminal activity.
I think you're a nut.
Posted on 5/21/21 at 4:31 pm to Newrow
quote:
I don’t like the legal system and I don’t want to get the law involved. She’s selling her house right now and we’re talking about her paying back the credit card balance with the profit from the house.
Then put a lien on the house to make sure this happens.
I have seen a couple of things like this happen and because no one wanted to take the proper, but difficult, action, it did not end well.
Posted on 5/21/21 at 4:34 pm to Newrow
Geez 17 pages. Somebody answer two questions for me:
1. Is MIL willing to accept responsibility and pay for her mistake?
2. Has it come to light yet that the wife just wanted to max out a credit card and threw her mom under the bus?
1. Is MIL willing to accept responsibility and pay for her mistake?
2. Has it come to light yet that the wife just wanted to max out a credit card and threw her mom under the bus?
Posted on 5/21/21 at 4:44 pm to Newrow
After reading a few pages of this and seeing OP additional comments, I’m calling bullshite. It didn’t happen or OP is a moron.
Posted on 5/21/21 at 4:47 pm to Newrow
(no message)
This post was edited on 6/1/21 at 8:31 am
Posted on 5/21/21 at 4:49 pm to AUFANATL
That would get him and his wife off the hook, not necessarily the MIL.
Posted on 5/21/21 at 4:50 pm to peaceofthelord
quote:
It cost her at least 100k to raise her daughter. I think neither you and your wife can ever repay that. There is something about honoring one's parents and the blessing that goes with it. God Bless!
Yeah, this isn’t about religion. Pressing charges does not make the OP nor his wife un-Godly.
If so, where do you draw the line? How much does she have to steal?
Posted on 5/21/21 at 4:51 pm to TorchtheFlyingTiger
What does it cost to start it again, because when Iooked into it several years ago there was a charge.
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