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re: My MIL opened up a credit card in my wife’s name

Posted on 5/21/21 at 2:57 pm to
Posted by Gris Gris
OTIS!NO RULES FOR SAUCES ON STEAK!!
Member since Feb 2008
49636 posts
Posted on 5/21/21 at 2:57 pm to
quote:

It cost her at least 100k to raise her daughter. I think neither you and your wife can ever repay that. There is something about honoring one's parents and the blessing that goes with it. God Bless!




I would use the laughing emoji if this post wasn't so pitiful.

Raising your child is not a ticket to stealing the child's identity to get money in your child's name to feed your gambling habit. Supporting a parent's gambling habit is certainly not honoring the parent. If you think otherwise, you are as sick as the parent.
Posted by RT1941
Member since May 2007
31664 posts
Posted on 5/21/21 at 3:35 pm to
quote:

It cost her at least 100k to raise her daughter. I think neither you and your wife can ever repay that. There is something about honoring one's parents and the blessing that goes with it. God Bless!

#1 - Thou shalt not steal.

#2 - Our God is a merciful God, but he does not expect children to honor a lying, thieving felon with a serious gambling addiction.
Posted by peaceofthelord
Member since May 2021
7 posts
Posted on 5/21/21 at 4:05 pm to
Can you or anyone here say they have never stolen anything or lied before?

Blessed are the merciful, for they will be shown mercy.
Posted by Mr B Walker
Member since Jun 2015
174 posts
Posted on 5/21/21 at 4:11 pm to
OP, I think some folks in here have made a lot of good points that stood out to me. Here's a quick list of suggestions already mentioned and other good things to keep in mind.


1) Hire a lawyer and addiction counselor to help guide you.
2) Your MIL is in a desperate place and will do desperate things - things way worse than stealing money from you.
3) She might be suffering from other addictions or mental health issues. I think alcoholism should be a suspicion, and I also think you should be suspicious of her abusing drugs she has access to as a CRNA (using or selling).
4) Keep the safety and well-being of your kids #1 priority.
5) Stand by your wife. It is HER mother. Any conflict between you and your wife about this will only hurt your family more. Judging by her reaction, her mother might have a history of this or somethings similar.
6) Get your money back ASAP in one lump sum. Make no deals, payment plans, etc. Make her liquidate any assets if she doesn't have cash on hand. Make her sell cars, jewelry, furniture, etc. If you don't have your money back by MONDAY at the end of the day, I'd take full legal action.
7) She has to go to rehab or you will cut all ties. No contact via phone, mail, grandchildren, holidays, vacations, etc.

Posted by Cymry Teigr
Member since Sep 2012
2138 posts
Posted on 5/21/21 at 4:12 pm to
quote:

Can you or anyone here say they have never stolen anything or lied before?


I am going to go out on a limb here and say I am pretty sure 99.999% of the OT has never stolen a sum of money in the upper teens of thousands.
Posted by latxwoman
Member since Mar 2019
813 posts
Posted on 5/21/21 at 4:14 pm to
My MIL did this twice to my husband. Once when he was six years old- she opened a JC Penny card, and then again when we were 35. The JC Penny card is still open as a positive card on his history. She still uses it, and my husband does nothing.

When we were 35, she opened a Mastercard, and put my sister in law who had just filed bankruptcy as an authorized user. The cards were mailed to our home and I beat them to the mailbox. We shredded the cards and asked that they never do this again, but years later we had a Chase account that is not ours on his credit once again. I can only imagine that it is her. My husband is a JR, so she claims that she gets my husband's social and father in-laws socials "mixed up". Unfortunately, I don't believe her, because our addresses are not the same.

I think she truly believes she is "helping" us out everytime she does this.
This post was edited on 5/21/21 at 4:17 pm
Posted by NotoriousFSU
Atlanta, GA
Member since Oct 2008
11969 posts
Posted on 5/21/21 at 4:16 pm to
Posted by geauxpurple
New Orleans
Member since Jul 2014
16546 posts
Posted on 5/21/21 at 4:17 pm to
This is what I would do :

I would raise all kinds of hell with the credit card company and prove that it is not your wife's signature. This will get you off the hook. Let your MIL deal with the fallout herself. If it happens that you choose to come to the rescue to save her from criminal trouble, you can make some kind of financial settlement with the credit card company. I certainly would not pay the whole thing.
Posted by Tiger in the Sticks
Back in the Boot
Member since Jan 2007
1741 posts
Posted on 5/21/21 at 4:22 pm to
quote:

She’s selling her house right now and we’re talking about her paying back the credit card balance with the profit from the house. ...


Don’t be surprised if the equity’s gone; she’s probably already exhausted everything available to her. Same with any life insurance cash value, retirement, etc. If she sells her house, where is she going to live? Hire a PI and get a thorough background check.

She won’t stop until she’s hit absolute rock bottom. She’s nowhere close if you assume this debt. We’ve had a couple of family members that were gambling addicts, and both were also addicted to prescription drugs. I don’t think you sever all ties, but you need to drastically limit her access to the kids.
Posted by Tempratt
Member since Oct 2013
14915 posts
Posted on 5/21/21 at 4:24 pm to
I would act surprised. But my wife’s sister opened a Sears account years ago in their grandma’s name. My wife was mega pissed.

It amazes me people have the gall to do this shite.
Posted by AUFANATL
Member since Dec 2007
5066 posts
Posted on 5/21/21 at 4:27 pm to
quote:

I would raise all kinds of hell with the credit card company and prove that it is not your wife's signature. This will get you off the hook.


If it's some random dude in Russia or Nigeria, sure. But not if it's a close relative. They are not going to accept a parent/child allegation of fraud. The opportunity for collusion is just too great and they would get scammed left and right if they let people off the hook that easily.

Posted by Gris Gris
OTIS!NO RULES FOR SAUCES ON STEAK!!
Member since Feb 2008
49636 posts
Posted on 5/21/21 at 4:27 pm to
quote:

Can you or anyone here say they have never stolen anything or lied before?

Blessed are the merciful, for they will be shown mercy.


Forgiving doesn't mean you have to bear the burden of the wrongdoing. The daughter does not have to pay for and shouldn't pay for this woman's criminal activity.

I think you're a nut.
Posted by ElderTiger
Planet Earth
Member since Dec 2010
7668 posts
Posted on 5/21/21 at 4:31 pm to
quote:

I don’t like the legal system and I don’t want to get the law involved. She’s selling her house right now and we’re talking about her paying back the credit card balance with the profit from the house.


Then put a lien on the house to make sure this happens.
I have seen a couple of things like this happen and because no one wanted to take the proper, but difficult, action, it did not end well.
Posted by SouthernStyled
Member since Apr 2021
1307 posts
Posted on 5/21/21 at 4:34 pm to
Geez 17 pages. Somebody answer two questions for me:

1. Is MIL willing to accept responsibility and pay for her mistake?

2. Has it come to light yet that the wife just wanted to max out a credit card and threw her mom under the bus?
Posted by tigerfan182
Franklin, Tn
Member since Sep 2009
2779 posts
Posted on 5/21/21 at 4:44 pm to
After reading a few pages of this and seeing OP additional comments, I’m calling bullshite. It didn’t happen or OP is a moron.
Posted by Jorts R Us
Member since Aug 2013
16890 posts
Posted on 5/21/21 at 4:44 pm to
That's a pickle. Good luck.
Posted by RMJM
United States
Member since Apr 2021
87 posts
Posted on 5/21/21 at 4:47 pm to
(no message)
This post was edited on 6/1/21 at 8:31 am
Posted by geauxpurple
New Orleans
Member since Jul 2014
16546 posts
Posted on 5/21/21 at 4:49 pm to
That would get him and his wife off the hook, not necessarily the MIL.
Posted by TexasTiger08
Member since Oct 2006
29128 posts
Posted on 5/21/21 at 4:50 pm to
quote:


It cost her at least 100k to raise her daughter. I think neither you and your wife can ever repay that. There is something about honoring one's parents and the blessing that goes with it. God Bless!


Yeah, this isn’t about religion. Pressing charges does not make the OP nor his wife un-Godly.

If so, where do you draw the line? How much does she have to steal?
Posted by Jake88
Member since Apr 2005
78073 posts
Posted on 5/21/21 at 4:51 pm to
What does it cost to start it again, because when Iooked into it several years ago there was a charge.
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