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re: My MIL opened up a credit card in my wife’s name
Posted on 5/21/21 at 11:41 am to Newrow
Posted on 5/21/21 at 11:41 am to Newrow
quote:
How much money we talkin bout?
quote:
It’s in the upper teen thousands.
If it was a small amount maybe I'll help, but damn turning the other check on this one. I would sue her arse to make sure she has a judgement against her to pay it off. I wouldn't trust her word to do it. If the wife gets pissed so be it.
0
Posted on 5/21/21 at 11:41 am to Chad504boy
You help the wife by putting the financial burden on the mom, where it belongs. The form to do so was posted already in this thread.
This post was edited on 5/21/21 at 11:43 am
Posted on 5/21/21 at 11:42 am to Newrow
quote:
It’s in the upper teen thousands.
Holy shite on a cracker jack box
Posted on 5/21/21 at 11:42 am to Oilfieldbiology
quote:
. The form to do so was posted already in this thread.
this is who i'm wasting my time arguing with...
Posted on 5/21/21 at 11:43 am to Newrow
If there are no consequences she will do it again. Trust me
Posted on 5/21/21 at 11:46 am to Newrow
You're definitely not wrong or the bad guy obviously for trying to keep the peace. But given this happened to your wife by her Mother, unless your wife is discussing hiring a hit man or something, you take your cues from your wife and do what she says on this one.
If she wants to cut her Mother off and never speak with her again, just support her and go with that. If your MIL did something minor and had no history of this, I'd get maybe thinking your wife is overreacting and talking her down from the ledge, but this is basically the exact opposite of that. Your wife isn't wrong here, so it's not a good idea to go against her IMO.
If she wants to cut her Mother off and never speak with her again, just support her and go with that. If your MIL did something minor and had no history of this, I'd get maybe thinking your wife is overreacting and talking her down from the ledge, but this is basically the exact opposite of that. Your wife isn't wrong here, so it's not a good idea to go against her IMO.
quote:What's to talk about? I know you want to keep the peace but this is where that ends. Again, like I said, I'd do what the wife wants, but even if you're trying to keep the peace, it should be to say this is not an open ended discussion, you will pay the money back with the profits from the house or you'll never see your child and grandchildren again. And if she replies with anything other than "ok" just end the conversation, let her know it's not a discussion or negotiation.
She’s selling her house right now and we’re talking about her paying back the credit card balance with the profit from the house.
This post was edited on 5/21/21 at 11:48 am
Posted on 5/21/21 at 11:46 am to Newrow
quote:Please tell us that you have had the credit card debit transferred to your MIL? And that you've contacted your attorney and accountant if for no other reason than to have the debit/fraud/identity theft on private record with them?
Newrow
Protect yourself and your wife & kids first and foremost.
Posted on 5/21/21 at 11:48 am to RT1941
quote:
Please tell us that you have had the credit card debit transferred to your MIL? And that you've contacted your attorney and accountant if for no other reason than to have the debit/fraud/identity theft on private record with them? Protect yourself and your wife & kids first and foremost
This guy just got done saying she has a good job. She can damn well pay off the debt.
Posted on 5/21/21 at 11:48 am to RT1941
Slightly off topic, but in today's technology driven world, how is it still so easy to be able to pull this off?
This post was edited on 5/21/21 at 11:49 am
Posted on 5/21/21 at 11:49 am to Chad504boy
So you don’t think the mom should assume the debit she racked up? Got it
Posted on 5/21/21 at 11:52 am to shel311
quote:
Slightly off topic, but in today's technology driven world, how is it still so easy to be able to pull this off?
Probably not that hard if a family member has all of your info.. But why would you not be monitoring this? I get a text if anything is charged to any of my CC's and if an account is opened (new) I get an email. Immediately.
This post was edited on 5/21/21 at 11:53 am
Posted on 5/21/21 at 11:52 am to Dam Guide
quote:
Would to me. $50 and I will pay it off,
Why would you pay that off? Did you open the account? Did you make the charges? Did you commit identity theft? No? Then why would you ever pay that shite off?
She’d pay it off and then we’d have a very long and one-way conversation afterwards.
Posted on 5/21/21 at 11:54 am to Newrow
quote:gamblers anonymous and tell her she is banned from casinos and casino boats. I knew of a lady I worked for that had a wealthy family and she was addicted to shopping QVC like a hoarder.
It’s gambling. Didn’t want to come out with it because OT might be able to figure out who I am or my family.
Posted on 5/21/21 at 11:54 am to RT1941
quote:
Please tell us that you have had the credit card debit transferred to your MIL?
A lot of people are saying this but I find it hard to believe credit card company will just simply transfer the debt to a deadbeat with ruined credit. Presumably this isnt as easy as people are making out or trash would be exploiting this left and right. At the least I imagine they'd require a police report and thief to admit culpability.
Anyone know if this debt transfer is a real thing that they've seen accomplished?
Posted on 5/21/21 at 11:55 am to 14&Counting
quote:
Please tell us that you have had the credit card debit transferred to your MIL? And that you've contacted your attorney and accountant if for no other reason than to have the debit/fraud/identity theft on private record with them? Protect yourself and your wife & kids first and foremost
quote:She doesn't just have a good job, she's a well educated nurse anesthetist with a starting salary in the Southern US at +$165,000/yr and she's likely been in that profession many years and making much more. She screwed her own daughter, she would assume her debit and get her daughter free and clear immediately. Then she can find her own way to clean up her mess.
This guy just got done saying she has a good job. She can damn well pay off the debt.
OP is a damn idiot if he hasn't already done his due diligence and protected HIS wife & kids. His MIL is a liar, thief and legally a felon.
Posted on 5/21/21 at 11:55 am to JDPndahizzy
quote:Same here
I get a text if anything is charged to any of my CC's
quote:How do you get that?
and if an account is opened (new) I get an email. Immediately.
Posted on 5/21/21 at 11:56 am to Newrow
quote:
FIL is dead. Just trying to make you feel bad.
The mother in law should be dead to you as well. Have her arrested, only way to get the money back. I had a coworker that had a sister do something similar. He paid it so she wouldn’t get arrested but still got arrested for her other scams.
Posted on 5/21/21 at 11:58 am to 14&Counting
quote:If she has a gambling problem so deep that she committed a felony to run up nearly $20k of debt on a credit card in her own daughter's name, what in the world makes you think she has money saved up?
This guy just got done saying she has a good job. She can damn well pay off the debt.
Posted on 5/21/21 at 11:59 am to TorchtheFlyingTiger
quote:
Balance Transfers: The Closest You’ll Get to Transferring Ownership While you can’t just put your entire credit card account in someone else’s name, it is possible to give them your debt. Credit card companies offer the ability to transfer balances from one card to another, even if they’re not held by the same person, as long as both parties agree on the transaction. As such, you can indeed shift your liability for the amount you owe on a credit card to someone else if that person is willing to do a balance transfer on either a new credit card or one of their existing credit cards, using your account number as the source of the transfer. You just can’t ensure that their card will offer the same terms as yours. However, if they have better credit standing than you, they might be able to garner superior terms and thereby lessen the burden imposed by the transferred debt in the process.
LINK
What is a balance transfer.
Posted on 5/21/21 at 11:59 am to boosiebadazz
quote:This ^^ is not difficult. MAKE her assume the debt or get law enforcement involved.
ou need to work with MIL and credit card company to have her assume the debt and your wife clear of it. Credit card company can then get civil judgment against MIL and garnish her wages.
Keeps her out of criminal prosecution and danger of losing her job.
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