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Posted on 12/18/17 at 12:03 pm to Broke
quote:
They have no student loan debt (thanks mom/dad) and college degrees. I think this is a fair shot at life imo.
I know I'm a few pages late, but as soon as I graduated I was off the "payroll" at home. I thought you ruled with an iron fist?
Posted on 12/18/17 at 12:05 pm to Perrydawg
quote:this really is solid advice that i wish more would adhere to.
I just keep my mouth shut at family functions and preserve the peace.
Posted on 12/18/17 at 12:11 pm to Tiger985
quote:
A couple of years at home will allow her to put some significant money away that will help her long into the future.
I've encouraged her to do this.
Yup, I'm not sure why this is looked down upon so much. Financial advisors like Dave Ramsey encourage young adults do do this.
However, the one thing I wish I had done was pay myself "rent" into a bank account to ensure that money wasn't used for drinking/trips etc. Another poster mentioned that the parents could collect "rent" and give it back to them. It's something that a parent should encourage to make sure that progress is being made towards the goal of buying a place. It's WAYYY too easy to plan to save money and look up and a year has gone by with no real money saved.
Posted on 12/18/17 at 12:12 pm to el Gaucho
quote:
the way boomers ruined the economy
I forget, how did the Boomers do that?
Posted on 12/18/17 at 12:16 pm to beerJeep
quote:
So if I said, hey. TheIndulger, here's a paid off house. You can live there for free and save money for other shite.
You'd say, "nah BeerJeep. I'm good. Id rather spend my paycheck on rent."
Yeah. I'm absolutely calling bullshite.
So what are you gonna do? Live there forever?
Posted on 12/18/17 at 12:17 pm to Mingo Was His NameO
quote:
Gurantee this turns into a millennial bashing thread.
Waaaah real estate is too expensive... only if you want to live in a luxury highrise condo in the hip trendy area of town.
You're supposed to have room mates and accept a certain level of shittiness in your home when you are young. It took your parents several decades to work their way up to what they have, and it's going to be the same for you little snot nosed brats.
Posted on 12/18/17 at 12:18 pm to SECretariat
quote:
. Financial advisors like Dave Ramsey
Dave Ramsey advise for real estate is ok, everything else he preaches is garbage, fyi.
Posted on 12/18/17 at 12:22 pm to deeprig9
quote:
Waaaah real estate is too expensive... only if you want to live in a luxury highrise condo in the hip trendy area of town.
You're supposed to have room mates and accept a certain level of shittiness in your home when you are young. It took your parents several decades to work their way up to what they have, and it's going to be the same for you little snot nosed brats.
Waaah wages are stagnant.... if your job doesn't pay enough, get a second job.
Posted on 12/18/17 at 12:23 pm to Salmon
I lived at home for a bit after college graduation. $650 a month including food. Nobody saved it for me. Had to live there a bit longer than expected at that price because I couldn’t save as much.
My parents are rich and I’m not entirely sure what lessons I learned but I did feel better about myself and felt like I wasn’t freeloading, which was cool.
My parents are rich and I’m not entirely sure what lessons I learned but I did feel better about myself and felt like I wasn’t freeloading, which was cool.
Posted on 12/18/17 at 12:25 pm to Broke
quote:
Grown people (20ish) and seem to love living at home with the parents. I was ready to go. Is life outside the parents home more difficult today than yesteryear?
Did they go to college?
Posted on 12/18/17 at 12:25 pm to deeprig9
90% of the people in my peer group (late 20s, early 30s) that lived at home gave me the "I don't want roommates" excuse when we were in college. Never had a roommate that bothered me more than my parents; they usually want to be left alone just as much as you do.
Some of the ones who did it to "save money" still haven't moved out 10 years later. What the frick are you saving money for?
I would have moved out at 15 or 16 if I could have. Left for college at 17, crashed on my parents' couch for 2 summers, got my first place at 19. Would never go back in a million years.
Some of the ones who did it to "save money" still haven't moved out 10 years later. What the frick are you saving money for?
I would have moved out at 15 or 16 if I could have. Left for college at 17, crashed on my parents' couch for 2 summers, got my first place at 19. Would never go back in a million years.
This post was edited on 12/18/17 at 12:27 pm
Posted on 12/18/17 at 12:26 pm to rockchlkjayhku11
The boomers are slow to come in and millenial bash today
Hey boomers! You'd type faster if you used more than 2 fingers!
Hey boomers! You'd type faster if you used more than 2 fingers!
Posted on 12/18/17 at 12:27 pm to TheIndulger
quote:
So what are you gonna do? Live there forever?
Forever? Nah. It's a small 2 bed 2 bath. Maybe another year or so. But what's the big deal? It would be an empty house if I didn't live there. At least it's being used.
It saves me thousands a year.
So are you telling me right after college, if your family said hey, instead of spending money why don't you stay in our extra house and save money for other things, that you would say "nah fam. I don't want your help" and you'd go find something else?
Posted on 12/18/17 at 12:28 pm to Broke
Parents are softer than they used to be.
Posted on 12/18/17 at 12:57 pm to Broke
quote:
They have no student loan debt and college degrees.
Then get them out of there. Assuming they have jobs they got with their degrees they should be able to pay rent somewhere at the very least.
Posted on 12/18/17 at 12:59 pm to thatoneguy
It's a starting job but we are hoping it leads to something bigger
Posted on 12/18/17 at 1:04 pm to Broke
I gotcha. I've got a "starting job" and I'm moved out, married, paying for rent and all other living expenses. Not saying it'll be easy for them, but it'll get them started on life and teach them how to budget.
I wouldn't kick them to the curb out of nowhere, but give them a few months to get set up with roommates and other stuff.
I wouldn't kick them to the curb out of nowhere, but give them a few months to get set up with roommates and other stuff.
Posted on 12/18/17 at 1:06 pm to Broke
I don't know about difficult but different
This post was edited on 12/18/17 at 1:14 pm
Posted on 12/18/17 at 1:40 pm to Broke
quote:
They have no student loan debt (thanks mom/dad) and college degrees. I think this is a fair shot at life imo.
I agree. I have a sister-in-law who is in the same situation. She is 22 years old, has a degree, and has no student debt. She works a part time job and can't afford to leave her parent's house. I say that she can't afford it. She could afford it, if she were to secure a second job but she has no want/need to because she can just stay home and let her parents pay for her life
It's pretty sad. I graduated and moved out immediately. I did not have a high paying job, but I was okay with living with friends until I could land a job that paid more and allowed me to live alone.
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