re: My kids still live at home

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Grown people (20ish) and seem to love living at home with the parents. I was ready to go. Is life outside the parents home more difficult today than yesteryear?

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If you have daughters, be glad they’re not moving in with guys yet. If you have sons, be glad they’re not knocking up girls and getting “engaged” yet.

Lets say they are even making 30k a year. after taxes its probably more around 24k. Take home is around $1850 every month. $800 towards rent, $150 toward car insurance, at minimum $200 towards student loans, lets say daddy didn't give you a car (make it on your own and what not) so $100 toward car payment, $250 for monthly groceries, $100 for water/electricity, $100 for health insurance. That is $1,700 for just essentials... So you can save $150 a month assuming you never do anything but work and never have unexpected costs like your car breaking down.


lol delivering pizzas a few nights a week? Lets say you do that 3 nights of the week, at minimum wage ($7.25), from 6-10 at night. That's an extra $87 a week before taxes and around $70 after taxes... So the extra $240 a month puts you at $340 in savings assuming you do nothing but work and no unforeseen costs... So if I do that for a year I'll have $4,080... it will only take me 3 years of working like a dog and never having a life other than work to get enough for a down payment on a house... Or I could live with my parents and work like a dog for half that time and have enough. Sounds like a no brainer to me.

Not justifying mooching, but there is a middle ground between mooches and complete cutoff. You are just on one extreme.

Politely give them 60 days to gtfo

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Lets say they are even making 30k a year. after taxes its probably more around 24k. Take home is around $1850 every month

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it will only take me 3 years of working like a dog and never having a life other than work to get enough for a down payment on a house... Or I could live with my parents and work like a dog for half that time and have enough. Sounds like a no brainer to me.

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Living in near poverty should not be accepted as a permanent condition. The reality of living on 30K a year should be the incentive to do something that will make yourself more valuable in the job market. Self improvement not buying a house should be the only thing occupying the thought process of someone making only 30K a year. Learning to make it on your own is a fundamental requirement of life, and it is not going to happen as long as kids know they have a parental safety net.

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Lets say they are even making 30k a year. after taxes its probably more around 24k. Take home is around $1850 every month. $800 towards rent, $150 toward car insurance, at minimum $200 towards student loans, lets say daddy didn't give you a car (make it on your own and what not) so $100 toward car payment, $250 for monthly groceries, $100 for water/electricity, $100 for health insurance. That is $1,700 for just essentials... So you can save $150 a month assuming you never do anything but work and never have unexpected costs like your car breaking down.

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Let’s not forget car insurance, renter insurance, shite breaking on car, and all kinds of random shite. I was able to live on my own with a “ok” apartment and all bills combined except groceries for about $400 a month. I made $6.50 an hour, no damn way people can get by on $400 a month total type bills nowadays. Most of the people in here are full of shite and they know it, and yea like I said I lived on my own. It was much different even 15 years ago than now. A shitty one bedroom apartment or even getting roommates in the worst ghetto is gonna be $7-800 a month unless you get lucky.

I'm trying to convince my kids to stay at home until they have enough savings to never have any debt or very limited debt because they purchased a home.

They'll be able to keep most of their money (if they don't move to California) and live a relatively free lifestyle when they move out.

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I get that college is about a million times more expensive now than it was 30 years ago. But if it was that expensive back then, I'd have been in basic training immediately after finishing high school. There would have been no thought of keeping some crappy minimum wage job and staying home.

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There wasn't a war being fought 30 years ago.

I went away for college then stay with parents about 6 months into job

Mom tried to set me up. Girl calls my dad answers phone. I realized was never getting laid at parents and the rest is history now I am in NJ lol

I think it depends a lot on the situation. Some people do it because they are in school and it saves money. Yes, there are the lazy people who just keep living at home because they are lazy, but then there are others who do it for legit reasons.

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Not everyone has student loans.

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But the vast majority of this country does. That’s a fact.