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re: Millennial wealth is still lagging behind previous generations at the same age
Posted on 2/21/20 at 12:27 pm to CarRamrod
Posted on 2/21/20 at 12:27 pm to CarRamrod
quote:
the childhood of someone from 1951 is basically that same as someone fro 1961.
Nope, not at all. Born in 57, wife in 60. World of a difference.
A lot was due to me growing up in thje city were as the wife was/is a country girl. 
0
Posted on 2/21/20 at 12:28 pm to CarRamrod
quote:
When you start a job with a new company, there's a good chance you'll be in this situation. More than one-third (41.6 percent) of employers surveyed required workers to wait six months or more before they could participate in the 401k plan. Just over one-quarter (27.2 percent) had a one-year waiting period, the longest permitted by law, according to a study by the Plan Sponsor Council of America (PSCA).
It happens a good bit
I personally see it a good bit while setting up plans for companies.
This post was edited on 2/21/20 at 12:30 pm
Posted on 2/21/20 at 12:29 pm to drdoct
quote:
Then last thing. Job hopping. Many aren't content with their job or pay so are quick to start over elsewhere which lags them behind also.
I can't speak for other industries, but mine almost encourages job hopping.
Posted on 2/21/20 at 12:40 pm to RLDSC FAN
I own my home. Cheaper to mortgage then rent after the down payment.
Posted on 2/21/20 at 12:51 pm to RLDSC FAN
Got money, dawg.
Posted on 2/21/20 at 2:14 pm to Jake88
quote:
I'm not a boomer, but you people crying should be embarrassed.
Pointing out statistical facts and discussing their underlying causes =/= crying.
Posted on 2/21/20 at 2:32 pm to RLDSC FAN
Isn't that because they don't work?
Posted on 2/21/20 at 2:41 pm to OleWarSkuleAlum
quote:
Real estate is a scam
This is one of the most stupid comments I’ve ever read on this entire site.
Posted on 2/21/20 at 2:44 pm to RLDSC FAN
It's already that time of the month for our "Boomers are at fault for everything" monthly thread?
Wow time flies baws.
Wow time flies baws.
Posted on 2/21/20 at 2:45 pm to Darth_Vader
It’s not a scam but it is a capital heavy, non liquid investment. For someone who wants flexibility that may not be the best option
Posted on 2/21/20 at 2:45 pm to Centinel
quote:
It's already that time of the month for our "Boomers are at fault for everything" monthly thread?
Wow time flies baws.
And openly wishing death on many of their parents
Posted on 2/21/20 at 2:47 pm to Darth_Vader
quote:
This is one of the most stupid comments I’ve ever read on this entire site.
Read his post history and you will rethink that comment.
Posted on 2/21/20 at 3:06 pm to fishfighter
quote:
Cause we worked for it and didn't need a set of truck nuts. My kids, one a xer and the other a millennial both own there houses. Yes, they worked for it. Oh, both didn't go out for coffee or craft beers.
Right, but you’re still missing the point. Both your children, who I’m sure did work hard, would be better off than they currently are if they had done all their hard work (and avoiding beer and coffee) as a member of a previous generation. This isn’t rocket science man
Posted on 2/21/20 at 3:11 pm to RLDSC FAN
Relatively speaking? Good. In my own personal opinion? Shitty.
32 years old, never had student loans, never had credit card debt, paid my brand new 2013 Honda Civic in 5 years per my Honda Finance Loan, have ~$7K in savings (took a bit of a hit with a DUI arrest - didn't end up with a DUI), $6K in checking that I float between $3.5K to $6K in my account month to month, no kids, no pets, no significant other, make enough money to live in a fairly decent/expensive apartment (cost of living is definitely cheap in Columbia).
But I hate my job, hate what I got a degree in and probably won't ever go back to school. I definitely don't see myself ever being married, not that I want it. But I don't necessarily not want it either... if that makes any sense. Basically nothing will probably ever happen for me. Surprisingly not a virgin.
32 years old, never had student loans, never had credit card debt, paid my brand new 2013 Honda Civic in 5 years per my Honda Finance Loan, have ~$7K in savings (took a bit of a hit with a DUI arrest - didn't end up with a DUI), $6K in checking that I float between $3.5K to $6K in my account month to month, no kids, no pets, no significant other, make enough money to live in a fairly decent/expensive apartment (cost of living is definitely cheap in Columbia).
But I hate my job, hate what I got a degree in and probably won't ever go back to school. I definitely don't see myself ever being married, not that I want it. But I don't necessarily not want it either... if that makes any sense. Basically nothing will probably ever happen for me. Surprisingly not a virgin.
This post was edited on 2/21/20 at 3:12 pm
Posted on 2/21/20 at 3:11 pm to RLDSC FAN
quote:
One of the biggest assets that Americans own is their homes.
Posted on 2/21/20 at 3:13 pm to RLDSC FAN
this board is fricking obsessed with generational comparisons
Posted on 2/21/20 at 3:14 pm to southpawcock
quote:
32 years old, never had student loans, never had credit card debt, paid my brand new 2013 Honda Civic in 5 years per my Honda Finance Loan, have ~$7K in savings (took a bit of a hit with a DUI arrest - didn't end up with a DUI), $6K in checking that I float between $3.5K to $6K in my account month to month, no kids, no pets, no significant other, make enough money to live in a fairly decent/expensive apartment (cost of living is definitely cheap in Columbia).
If I was in your shoes I'd be living in The Hub. The amount of hot arse I see coming in and out of that place on a daily basis is ridiculous.
Not to mention the pool, of which I have a nice view of from my office.
Posted on 2/21/20 at 3:15 pm to southpawcock
That information paired with your birthday in your username should make it fairly easy to track down exactly who you are.
Posted on 2/21/20 at 3:16 pm to Centinel
I couldn't date a college chick man. I'm all for the rule of halving your age and adding 7. So for me that's 23. And IMO still too young. I probably need an emotionally developed woman.
Posted on 2/21/20 at 3:17 pm to Displaced
Not really trying to hide it? 
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