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re: How to find someone and their employer to activate wage garnishing?
Posted on 6/6/23 at 7:42 pm to rpg37
Posted on 6/6/23 at 7:42 pm to rpg37
You have to have the court in which you obtained the judgment issue an order for the defendant to appear for a judgment debtor rule. He must show up in court and be questioned regarding assets, employment, etc. A writ of garnishment can then be issued once you determine where he works , how much he makes, etc. Depending on the jurisdiction, you could prearm yourself with a writ of seizure for any jewelry or cash he might be foolish enough to have on him when he appears.
1
Posted on 6/6/23 at 7:43 pm to TIGAHS55
quote:
I’ve been in the finance business over 40 years.
Ronnie, Lester or Shawn?
Posted on 6/6/23 at 7:46 pm to Martini
Non of the above , but I think I know all of whom you speak of??
Posted on 6/6/23 at 8:09 pm to OweO
quote:Aww, shite. How do I get a letter out of a mailbox?
You actually think that I was giving a serious answer?
Posted on 6/6/23 at 8:17 pm to rpg37
The court can give you a judgment. That’s about it. You can do post judgement discovery if you can find them. If they haven’t appeared and aren’t cooperating, it can be tough as a practical matter. You were their landlord. You have no idea of where they might bank or work?
Posted on 6/6/23 at 8:19 pm to beachdude
quote:
Depending on the jurisdiction, you could prearm yourself with a writ of seizure for any jewelry or cash he might be foolish enough to have on him when he appears
This depends on the state but if you don’t have any items as collateral filed under a UCC with said state you cannot just take their property. There are many ways to find them if you have the right tools (credit bureau, TLO, etc.) but more likely they will quit when the garnishment notice comes in to their employer or go work a “cash job” and you’re really kind of shite out of luck.
Posted on 6/6/23 at 8:21 pm to rpg37
quote:
Any idea how to find them? They both have Facebook accounts, but they appear to be separated and always in different locations.
You can find the person with all kinds of public records searches. I recommend Accurant. As for the employer, if you know where he is employed already, you can use the secretary of state's website to see if the work place is registered there. If so, all of the information such as agent for service of process, domicile, and primary place of business will be listed as well as the names of the main officers of the company.
First attempt at a garnishment, you serve the registered agent. If that fails, you can serve any officer or employee at the principle place of business.
Posted on 6/6/23 at 8:22 pm to rpg37
the best thing you can do is find them, see if they have any assets like a vehicle. if they don't have any assets, lay low for a while until they do. if you chase garnishment, you'll tip them off. wait until they have assets, then have the sheriff's dept confiscate their assets.
A lot of these low lifes will tell the deputy they filed bankruptcy but you can go to the federal courthouse and verify the sheriff's dept isn't listed as a creditor.
A lot of these low lifes will tell the deputy they filed bankruptcy but you can go to the federal courthouse and verify the sheriff's dept isn't listed as a creditor.
Posted on 6/6/23 at 8:25 pm to faraway
quote:
the best thing you can do is find them, see if they have any assets like a vehicle. if they don't have any assets, lay low for a while until they do. if you chase garnishment, you'll tip them off. wait until they have assets, then have the sheriff's dept confiscate their assets.
You can’t repossess someone’s vehicle unless you have the title and are listed as the lien holder. Maybe I’m just going by Mississippi laws but some of this stuff is hilarious.
Posted on 6/6/23 at 8:41 pm to MadisonReb10
In the end of it all, I might just file it as a loss on taxes. I am unsure if my Landlord's insurance coverage would do anything because on Liberty Mutual they don't allow a claim of this nature to be entered.
Posted on 6/6/23 at 9:04 pm to rpg37
quote:
In the end of it all, I might just file it as a loss on taxes. I am unsure if my Landlord's insurance coverage would do anything because on Liberty Mutual they don't allow a claim of this nature to be entered.
I would certainly keep trying to find them in order to garnish. If you have a connect within the consumer finance industry or law enforcement that can track down their employer it’s well worth it. You don’t want to spend hundreds of dollars filing multiple garnishments but if you can pin them down it’s worth it to file one.
Posted on 6/6/23 at 9:43 pm to rpg37
Call a private investigator if you can’t find them. It’s what they do. Give them a budget amount to keep it in check. You have up to $250 to find them or whatever you want to spend. Get a good one though.
Posted on 6/6/23 at 10:12 pm to MadisonReb10
quote:
I would certainly keep trying to find them in order to garnish. If you have a connect within the consumer finance industry or law enforcement that can track down their employer it’s well worth it. You don’t want to spend hundreds of dollars filing multiple garnishments but if you can pin them down it’s worth it to file one.
It appears the couple separated with the mother now living in nearby Abbeeville, MS and the father out in Atlanta. The mom blocked me on Facebook but I can find her via someone else's account. The dad's mother is in a strong position here in Oxford community. Not sure the best approach.
Posted on 6/6/23 at 11:38 pm to TheWalrus
quote:How can home owners who rent get screwed over by this, but big corporations will send owed bills to collections and ruin your credit. Not that these low lifes need 800+ credit rating, but why does big business get all the help in collections, but ole mom and pop can't get no help when looking for these dindus who didn't pay rent?
A lot of times you are shite out of luck in situations like this, a bad renter can really screw you over.
Posted on 6/7/23 at 5:28 am to BlueRunner
quote:
How can home owners who rent get screwed over by this, but big corporations will send owed bills to collections and ruin your credit. Not that these low lifes need 800+ credit rating, but why does big business get all the help in collections, but ole mom and pop can't get no help when looking for these dindus who didn't pay rent?
Economies of scale. Most of the big dogs have dealt with this shite forever and have already established procedures in place. I don't work in this line of business but I do work for a pretty large company, and you'd be shocked how annoying and expensive it is doing something for the first time.
Posted on 6/7/23 at 5:53 am to Jcorye1
Locateplus,
Posted on 6/7/23 at 7:38 am to rpg37
My FIL has rental properties. He had to evict someone three years ago because he was always late on rent. His last month he was short $400 and then bounced. My FIL is still looking for his arse. I told him to just give it up and he ain't budging. Dude wants his money.
He messed up by "working" with the dude on the deposit because he couldn't come up with all of it up front. I think he may have paid $200 of the $1000 deposit.
He messed up by "working" with the dude on the deposit because he couldn't come up with all of it up front. I think he may have paid $200 of the $1000 deposit.
Posted on 6/7/23 at 8:34 am to rpg37
Ask the postman they know everything
Posted on 6/7/23 at 8:36 am to rpg37
quote:
It appears the couple separated with the mother now living in nearby Abbeeville, MS and the father out in Atlanta. The mom blocked me on Facebook but I can find her via someone else's account. The dad's mother is in a strong position here in Oxford community. Not sure the best approach.
I have done garnishments in MS for non-payment of rent judgments. Generally you're wasting time going after the guy. They usually have a garnishment for child support that takes precedent over your garnishment. I would focus on the female listed on the lease and where/if she has a job.
Posted on 6/7/23 at 12:10 pm to weadjust
I sent her a last request of an email and she responded today. I am stunned. We worked out a payment plan and she actually made the first payment already.
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