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re: How many missed checks are you….
Posted on 2/3/25 at 6:17 pm to BabyTac
Posted on 2/3/25 at 6:17 pm to BabyTac
quote:
Was on my run and saw the house down the street just went up for sale. I live in a nice neighborhood, 1-2 acre lots, mostly people doing well in their careers, etc. Couple has only been in the house for 2 years. Divorce? Living above their means? Hard to say. The wife drove home a brand new Suburban/Tahoe just two months ago. Thoughts?
They could just be moving. Damn, not every sale is out of financial desperation or need
0
Posted on 2/3/25 at 6:19 pm to BabyTac
I did a pretty good job warning all my kids about buying houses within their means. I for one, always bought houses to the limit I could afford. My kids didn't make the same mistake and are doing well.
Posted on 2/3/25 at 6:19 pm to BabyTac
About 5 years
Posted on 2/3/25 at 6:19 pm to BabyTac
I could take a 50% pay cut and not be sweating about covering all my bills. I live cheap AF already. Have a good bit saved up, too.
Posted on 2/3/25 at 6:32 pm to BabyTac
I'm self employed, so I keep a rainy day fund of about 6 months living expenses in checking / savings.
Posted on 2/3/25 at 6:34 pm to BabyTac
I am sure your parents are ready for you to move out
Posted on 2/3/25 at 6:42 pm to bamaguy17
In Texas property taxes can absolutely destroy a new home purchase. When they estimate your taxes they use the previous tax years appraisal value from the previous owners. The previous owners had the house homesteaded long enough and the value was close to double what their tax role was. When a new person purchases the home, they reevaluate it like it's new. So our mortgage payment jumped $800 a month 3 or 4 months after we moved in. If we had bought at the absolute top of our budget it would have absolutely forced us to sell. Fortunately I got a big raise around that time and we were able to weather the storm. Then Abbott increased the homestead exemption from 30 to 100k and that helped a good bit.
Property taxes seem like the most unconstitutional form of taxation.
Property taxes seem like the most unconstitutional form of taxation.
Posted on 2/3/25 at 6:44 pm to BabyTac
Maybe of them got a new job out of town?
Maybe they didn’t like their creepy snoopy arse neighbors?
Maybe they didn’t like their creepy snoopy arse neighbors?
Posted on 2/3/25 at 6:50 pm to WhiskeyThrottle
quote:
Property taxes seem like the most unconstitutional form of taxation.
We pay income tax on our earnings, sales tax on everything we buy then property taxes on our homes. Then the government shits away every cent we give them on things that don’t help the taxpayers
Posted on 2/3/25 at 6:54 pm to WhiskeyThrottle
quote:
Property taxes seem like the most unconstitutional form of taxation.
For the uneducated maybe. Property taxes were the preferred method of taxation of this Nations founding fathers
Posted on 2/3/25 at 6:55 pm to JonTheTigerFan
But the Ukraine needed all that $$$$ not us...
Posted on 2/3/25 at 6:58 pm to BabyTac
I fricking hope they bought a bigger house away from your pompous arse
Posted on 2/3/25 at 6:58 pm to BabyTac
I was scared cheap 25 years ago. Before that I had a string of German cars and one exotic. Expensive golf membership and not a financial fear. Now I have a 15 year old truck and a few passive streams of income.
People learn many ways.
People learn many ways.
Posted on 2/3/25 at 7:03 pm to BabyTac
I’m within 6 months of retirement, so I can go a very long time without.
Posted on 2/3/25 at 7:04 pm to BabyTac
I could go unemployed for a few years without changing anything except my vacation budget.
Posted on 2/3/25 at 7:14 pm to BabyTac
quote:
Thoughts? What would your situation be with a couple missed paychecks? All I can assume.
Wouldn't be a problem. Could pay the house off tomorrow if I wanted to and that's the only thing I owe money on. So I wouldn't be happy about not getting paid but I'd be ok.
Posted on 2/3/25 at 7:23 pm to geauxbrown
Haven’t had a paycheck in 7 years.
Posted on 2/3/25 at 7:27 pm to BabyTac
Roughly 57% of all Americans....so most probably your neighbor
Posted on 2/3/25 at 7:29 pm to BabyTac
quote:
Are you saving enough?
Nope, paying down debt. Everything will paid off in a year.
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