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re: How mad wold you be if your dealership screwed you this hard? WWYD?

Posted on 8/10/17 at 1:10 pm to
Posted by Volvagia
Fort Worth
Member since Mar 2006
52877 posts
Posted on 8/10/17 at 1:10 pm to
quote:

I've never bought a car before and this is why.

I think I'll just save up enough and will walk in one day and use a money order as my bargaining chip


Idk why people think this.


Paying for the car in full is NOT a bargaining chip, especially for the Hondas and Toyotas of the world.

Regardless of if you finance, the dealer is getting paid in full within days of the sale. You are repaying the LENDER, who has already paid the dealership. This is the case even for the in-house financing. Except there are kick back incentives for the dealer.

Second, if you are financially responsible, why turn down cheap leverage? Spend that money on appreciating assets!
This post was edited on 8/10/17 at 1:22 pm
Posted by SeeeeK
some where
Member since Sep 2012
30458 posts
Posted on 8/10/17 at 1:11 pm to
quote:

I've filed an official complaint through Hyundai about the dealership, who says they cant do anything because dealerships are independently owned


Complete bullsit

The Car Companies can punish and take the rights to their cars away on a whim.

I've watched it happen, when Chrysler cut down dealerships, One guy greased a local Liberal, who is in DC. Next thing you know, the car dealership who made a ton of sales, is told they lose their license for Chrysler/Jeep/Dodge line, it went to the guy less than 2 miles away. He sold less cars, and wasn't in great standing with Chrysler.

So Car Companies do have say and can punish the dealers.
Posted by NewIberiaHaircut
Lafayette
Member since May 2013
12282 posts
Posted on 8/10/17 at 1:12 pm to
quote:

which will change me from 72 months to 66 and still drop the payment $50+ a month.


More than a five year finance for a Hyundai?
Posted by Gusoline
Jacksonville, NC
Member since Dec 2013
10459 posts
Posted on 8/10/17 at 1:12 pm to
quote:

Buy American.




2 head on collisions survived in Hyundais, one of which I shouldn't even be here from. All I got was a fractured foot from holding the brake pedal. They earned my purchase. That dealership is still shite.
Posted by lnomm34
Louisiana
Member since Oct 2009
12702 posts
Posted on 8/10/17 at 1:13 pm to
(no message)
This post was edited on 5/21/25 at 9:18 am
Posted by Sneaky__Sally
Member since Jul 2015
12364 posts
Posted on 8/10/17 at 1:13 pm to
quote:

Dont buy a hyundai


Not true anymore, very good bang for your buck and highly reliable cars for the most part these days.
Posted by Gusoline
Jacksonville, NC
Member since Dec 2013
10459 posts
Posted on 8/10/17 at 1:13 pm to
quote:

More than a five year finance for a Hyundai?


Im gona be out of work for the next 2 months and its gonna be another week before i get my check for the old car. sorry for being responsible?
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
35784 posts
Posted on 8/10/17 at 1:13 pm to
Sounds like you weren't lied to. They may have used tricky language which I'm not saying is ok, but it sounds like you just didn't understand and made a terrible decision. This situation is at minimum half your fault. You shouldn't have gone in without proper financing and you should have been prepared to walk away if you felt you were getting railroaded.

ETA and you must be a shitty driver if you've had 2 head on crashes. Learn to drive and you could have avoided this whole situation.
This post was edited on 8/10/17 at 1:16 pm
Posted by Tigeralum2008
Yankees Fan
Member since Apr 2012
17592 posts
Posted on 8/10/17 at 1:14 pm to
Was this the first time you purchased a vehicle without your wife present?
Posted by Gusoline
Jacksonville, NC
Member since Dec 2013
10459 posts
Posted on 8/10/17 at 1:14 pm to
quote:

You told 'them' to run 'it' through your credit union? Who did you tell to run what, exactly?

Why didn't YOU apply for the loan through YOUR credit union?


Because when I called the bitch on the phone said to let them run it because it " would be easier and less of a hassle for me"

I was 500 miles from the nearest location its not like i could walk into one and apply.
This post was edited on 8/10/17 at 1:15 pm
Posted by PrivatePublic
Member since Nov 2012
17848 posts
Posted on 8/10/17 at 1:14 pm to
Why in the blue blazing frick would you go from North Carolina to buy a fricking Hyundai in Gadsden fricking Alabama?

Edit: and on a 6 year fricking note?

The actual frick?

Have I said frick enough yet to get the point across?
This post was edited on 8/10/17 at 1:17 pm
Posted by Rouge
Floston Paradise
Member since Oct 2004
138108 posts
Posted on 8/10/17 at 1:14 pm to
Financing a max of 17K for over 5 years

Let that sink in
Posted by mikelbr
Baton Rouge
Member since Apr 2008
48991 posts
Posted on 8/10/17 at 1:15 pm to
quote:

I called the general manager who was a complete redneck unprofessional Tpos, said " you signed the paperwork idk what to tell ya". I said yea you frick after you lied to my face multiple times. he said credit scored are different for car dealerships and thats why theres a 70 point swing. WTF?



This is not uncommon. They use different formulas and it's not simply your transunion/experian/equifax.
Shady frickers all do that.
Posted by Tiger Prawn
Member since Dec 2016
24931 posts
Posted on 8/10/17 at 1:15 pm to
quote:

guess my next call will be to BBB.


Waste of time. Nobody checks BBB anyone. Blasting them on Facebook and Google reviews is best way to get your point across nowadays
Posted by Tigeralum2008
Yankees Fan
Member since Apr 2012
17592 posts
Posted on 8/10/17 at 1:15 pm to
quote:

Not true anymore, very good bang for your buck and highly reliable cars for the most part these days.


The best car on the market....if you're in the market for road noise
Posted by Volvagia
Fort Worth
Member since Mar 2006
52877 posts
Posted on 8/10/17 at 1:15 pm to
He left out the part where they were laughing at his arse in the back, mocking him before headed back to him to tell him it was denied without doing anything involving financing.
Posted by GaryMyMan
Shreveport
Member since May 2007
13499 posts
Posted on 8/10/17 at 1:16 pm to
Are you hopped up on your pain pills?

You signed a loan knowing it was a bad rate... you planned to refinance when you got home... you want Hyundai to refinance their own loan at a lower rate than you agreed... and now your "only option is to pay the fee and have it refinanced through the bank"?


But 20 paragraphs up you said you planned to refi when you got home anyway?

Good lord, son. Lay off the uppers.
This post was edited on 8/10/17 at 1:25 pm
Posted by Gusoline
Jacksonville, NC
Member since Dec 2013
10459 posts
Posted on 8/10/17 at 1:16 pm to
quote:

Why in the blue blazing frick would you go from North Carolina to buy a fricking Hyundai in Gadsden fricking Alabama?


i totaled my car on the way to AL, the dealership in AL had a lowrer price than my home dealership. I didn't know if a fricking rental agency would even give me a car while my broken foot is wrapped up with me on crutches.
Posted by OweO
Plaquemine, La
Member since Sep 2009
119863 posts
Posted on 8/10/17 at 1:17 pm to
First, you seemed to have been in a situation in which you were looking to buy that day. You totaled your car on Friday and Monday you were in a dealership looking for a new car to drive back home. Did you tell them anything that indicated you were in a situation where you needed to buy a car to get back home?

The reason I am asking is because there are dealerships that will take advantage of that. It seems like they were just wanting you to sign those papers ASAP. You could have called your credit union before signing the papers, but first, I wouldn't finance through the dealership.

I am not sure there is much you can do. This could have been avoided if you would have looked into all of this before buying.
Posted by Ajo Devil
Tempe, AZ
Member since Sep 2006
2428 posts
Posted on 8/10/17 at 1:18 pm to
quote:

Buy American.

Just busting your chops man, both my vehicles are Japanese.
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