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Started By
Message
Homeowners insurance in Louisiana - finally some good news!
Posted on 10/30/23 at 8:58 am
Posted on 10/30/23 at 8:58 am
In a sea of OT complaints about homeowners insurance in Louisiana, I wanted to throw out there that USAA has dropped my premium for the second year in a row. When my policy renews in December, I’ll be paying $169 less than I did last year AND the coverage went up by $15k.
How’s that UPC/Lighthouse/Other shitname companies working out for y’all?
USAA came in like Kramer for me!
How’s that UPC/Lighthouse/Other shitname companies working out for y’all?
USAA came in like Kramer for me!
18
Posted on 10/30/23 at 9:00 am to TDsngumbo
Everybody's situation is unique. USAA raised my yearly premium by 25%. I have made zero claims.
Posted on 10/30/23 at 9:02 am to TDsngumbo
Not sure why you would taunt ppl over this. 
Posted on 10/30/23 at 9:02 am to TDsngumbo
How much did the premiums increase over the last 4 years before you got this HUGE decrease
Posted on 10/30/23 at 9:07 am to TDsngumbo
I don’t use USAA, mine went up like a mofo. I knew eventually I’d be subsidizing all the new roofs in my area that everyone got for no reason.
Posted on 10/30/23 at 9:07 am to TDsngumbo
Just wait until their AI data aggregator finds this post and they discover their "mistake" and back charge you for the missed increase.
Posted on 10/30/23 at 9:12 am to TDsngumbo
quote:
USAA has dropped my premium for the second year in a row.
Posted on 10/30/23 at 9:12 am to TDsngumbo
quote:
In a sea of OT complaints about homeowners insurance in Louisiana, I wanted to throw out there that USAA has dropped my premium for the second year in a row. When my policy renews in December, I’ll be paying $169 less than I did last year AND the coverage went up by $15k.
How’s that UPC/Lighthouse/Other shitname companies working out for y’all?
USAA came in like Kramer for me!
OP Probably doesn't realize his wind deductible just went higher or some shite.
Posted on 10/30/23 at 9:13 am to TDsngumbo
quote:
I wanted to throw out there that USAA has dropped my premium for the second year in a row. When my policy renews in December, I’ll be paying $169 less than I did last year AND the coverage went up by $15k.
WOW!! Huge win for you. This is definitely a sign that the tide has turned in Louisiana. $169?!! Have you already booked your reservation at Applebees or are you still on the waiting list at Texas Roadhouse? Or perhaps you might be able to completely fill your tank with gas this week. So many options. Congrats!!
Posted on 10/30/23 at 9:14 am to sidewalkside
quote:
How much did the premiums increase over the last 4 years before you got this HUGE decrease
They went up on me one time since I’ve had them. First renewal went up about $250, second renewal went down about $70 I think, and now this one is down another $169. When everyone else is seeing huge increases each year, I call this a win.
Posted on 10/30/23 at 9:17 am to TDsngumbo
quote:
Homeowners insurance in Louisiana - finally some good news!
Unless the good news is that someone built a 60,000ft high hurricane wall, we're all just one landfall away from no insurance
Posted on 10/30/23 at 9:19 am to TDsngumbo
$169 per month? Or annual?
Too many in south Louisiana have gone up $169 to $469 per MONTH since early 2022.
Too many in south Louisiana have gone up $169 to $469 per MONTH since early 2022.
Posted on 10/30/23 at 9:21 am to Chad504boy
quote:
OP Probably doesn't realize his wind deductible just went higher or some shite.
I’ve always had a 1% wind/hail and all other perils deductible. I’m an agent like you so I know what I have.
Posted on 10/30/23 at 9:21 am to TDsngumbo
Every time I quote USAA, it is usually high AF.
Posted on 10/30/23 at 9:23 am to TDsngumbo
They did that to a lot of the mobile homes this year.
Posted on 10/30/23 at 9:31 am to TDsngumbo
quote:
TDsngumbo
The same bitch that wishcasted Ida so he didn't have to pay to cut down a tree bragging about lower insurance premium.
Posted on 10/30/23 at 9:44 am to TDsngumbo
No everyone qualifies for USAA so I don’t know why it’s good news. You just wanted to flex.
Posted on 10/30/23 at 9:49 am to maisweh
quote:
The same bitch that wishcasted Ida so he didn't have to pay to cut down a tree bragging about lower insurance premium.
Claimed to make 5k/day or some shite one time too.
Posted on 10/30/23 at 9:54 am to DevilDagNS
quote:
This is definitely a sign that the tide has turned in Louisiana. $169?!!
Between this and that 4th of July cookout savings a couple years ago, dude is killing it
Posted on 10/30/23 at 10:05 am to TheWiz
How about all those "coastal" properties that are 60 + miles from the gulf yet within a few miles of the lake on the Northshore.
Guess hurricanes gain strength 60 miles inland because it may cross Lake Pontchartrain.
That flood insurance was supposed to cover water, right?
Guess hurricanes gain strength 60 miles inland because it may cross Lake Pontchartrain.
That flood insurance was supposed to cover water, right?
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