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Started By
Message
re: Health insurance premium for 2018 is absolutely outrageous
Posted on 11/14/17 at 11:47 am to Harry Caray
Posted on 11/14/17 at 11:47 am to Harry Caray
quote:
I'll take waiting a couple months over a lifetime of crippling debt
What if you don't have a couple of months?
1
Posted on 11/14/17 at 11:47 am to athenslife101
quote:
I will say, I dated a girl in Spain who lived there for 5 years because of their public health insurance program (her job gave her a bye).
She could get all the help she wanted and had several operations that would have been several thousand dollars for next to nothing
Posted on 11/14/17 at 11:47 am to athenslife101
quote:
I can’t afford my $200 a month lol. And I have a $6000 deductible
Wtf
Posted on 11/14/17 at 11:47 am to 50_Tiger
quote:Pretty sure that's considered an emergency.
What if you don't have a couple of months?
Posted on 11/14/17 at 11:47 am to TH03
quote:
Mine is $65 a month
But what is your employer paying? For 2018, I will pay $380/month for my wife and I, but my employer is forking out another $1500/month for that policy. So for two healthy 30-somethings, the insurance company will get $22,500 in premiums. I'll still have to meet the $1500 deductible and pay $50 to see a specialist.
The only winners are the insurance companies.
Posted on 11/14/17 at 11:48 am to Harry Caray
quote:
Pretty sure that's considered an emergency.
Isn't an emergency considered an immediate response needed?
What about the person with cancer or something that requires said diagnostics in the couple month time frame?
A lot of things can get worse in 60 days.
Posted on 11/14/17 at 11:50 am to 50_Tiger
If rapidly spreading cancer isn’t an emergency to them, they can get fricked.
Oncologists often recommend treatment beginning the day cancer is found.
Oncologists often recommend treatment beginning the day cancer is found.
Posted on 11/14/17 at 11:51 am to Bison
quote:
IMO, this will never be “the greatest country in the world” without “free” healthcare. Canadians and British pay healthcare through taxes
Yay for death panels and rationing!
Why kill each other, when the government can do it for you?
GTFO you socialist alter
Posted on 11/14/17 at 11:51 am to Harry Caray
quote:
I'll take waiting a couple months over a lifetime of crippling debt. The most financially responsible citizen can have their lives frickED in America trying to pay back medical debt from some sort of injury sustained under no fault of their own, while that same person could be treated in Canada for less than their weekly grocery expenses.
That's fine. I even believe you mean it...in theory.
But there is give and take on both sides. True, in the US, a terrible car crash could indebt me for 20+ years if it happens without any insurance coverage. Also true, a prostate tumor can grow enough in the 62-116 days I'm waiting on surgery to downgrade my original prognosis.
My personal preference is to have whatever treatment I desire available to me when I need it, but I understand the cost control view as well.
quote:
There's your issue with most shite, the lobbyists. They're the ones that have folks in this thread truly believing we're somehow better off than our neighbors to the north or damn near every European country.
Career experience and graduate degrees for me, not lobbyist. And they (single payer nations) are better at some things, and we are better at others. Anyone who declares any of them are superior by all measures is ignorant.
This post was edited on 11/14/17 at 11:57 am
Posted on 11/14/17 at 11:53 am to 50_Tiger
quote:
I pay 70 a month for 0 deductible in network. UHC Enhanced.
No you don't. You pay WAY more. Your costs are hidden because your employer is footing the rest of the bill. That's compensation that otherwise could be going into your pocket instead of going into the insurance company's pocket.
Posted on 11/14/17 at 11:53 am to 50_Tiger
Look I'm not exactly an expert on the Canadian health care system, but they do actually have health insurance up there (for much cheaper, obviously) in place for more serious, lifelong illnesses like these. But for regular visits, ER visits, sewing an arm back on after an accident, etc. the provinces foot the bill.
Posted on 11/14/17 at 11:54 am to 225bred
A lot of Canadians carry supplemental private health insurance.
I'm pretty sure the Canadian public insurance system does NOT cover things like prescription drugs or the eye doctor.
I'm pretty sure the Canadian public insurance system does NOT cover things like prescription drugs or the eye doctor.
Posted on 11/14/17 at 11:56 am to TigerstuckinMS
quote:
No you don't. You pay WAY more. Your costs are hidden because your employer is footing the rest of the bill. That's compensation that otherwise could be going into your pocket instead of going into the insurance company's pocket.
True. However, that's the kind of things you consider when choosing your place of employment. It's the entire package.
I essentially make well over 6 figures factoring in Salary/PTO/Pension/Healthcare.
What's your point?
Posted on 11/14/17 at 11:57 am to TigerstuckinMS
quote:
That's compensation that otherwise could be going into your pocket instead of going into the insurance company's pocket.
They aren't gouging my company like they are self employed people. Just checked my total compensation statement. So far this year my company has contributed $5k for my health insurance. I've contributed around $600
This post was edited on 11/14/17 at 11:58 am
Posted on 11/14/17 at 11:58 am to TH03
quote:
They aren't gouging my company like they are self employed people. Just checked my total compensation statement. So far this gesry company had contributed $5k for my health insurance. I've contributed around $600
5500 here looking at my filing from 2016.
Posted on 11/14/17 at 11:58 am to 50_Tiger
quote:Now I know why you prefer the American system
I essentially make well over 6 figures factoring in Salary/PTO/Pension/Healthcare.
Posted on 11/14/17 at 11:59 am to 50_Tiger
So you could be taking home a hole $5500 more!
Posted on 11/14/17 at 11:59 am to Harry Caray
quote:
Now I know why you prefer the American system
Sorry for #winning?
Posted on 11/14/17 at 11:59 am to MrLSU
quote:
BCBS just sent me my 2018 health insurance premium renewal notice. These greedy bastards want $3100 a month and when you factor in total paid premium and deductible that I will have to pay for 2018 it would equal $43,000 before the insurance company picks up dollar one.
Posted on 11/14/17 at 11:59 am to TH03
quote:
So you could be taking home a hole $5500 more!
Lol take out 28% of that
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