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Message
Health Insurance Plans are a scam
Posted on 1/30/19 at 12:55 pm
Posted on 1/30/19 at 12:55 pm
Why is the premium for self + family the same for me with one child as it is for another couple with up to 5 kids? Why aren't premiums based on the number of kids?
Also, if my child is the only one of us who needs vision insurance (wife and I have no vision problems), why do I have to pay for self + family for vision premiums?
Also, if my child is the only one of us who needs vision insurance (wife and I have no vision problems), why do I have to pay for self + family for vision premiums?
23
Posted on 1/30/19 at 12:56 pm to marinebioman
Democrats are idiots
Posted on 1/30/19 at 12:57 pm to marinebioman
Blame the GOP
Posted on 1/30/19 at 12:59 pm to marinebioman
quote:
Also, if my child is the only one of us who needs vision insurance (wife and I have no vision problems), why do I have to pay for self + family for vision premiums?
You're welcome to get an individual plan.
quote:
Why is the premium for self + family the same for me with one child as it is for another couple with up to 5 kids? Why aren't premiums based on the number of kids?
Why are premiums for 24 year olds the same for 54 year olds? Because that's how group policies work.
Posted on 1/30/19 at 12:59 pm to marinebioman
You have a shitty employer
My company offers single, single plus spouse, single plus 1 child or family.
My company offers single, single plus spouse, single plus 1 child or family.
Posted on 1/30/19 at 1:00 pm to marinebioman
Insurance is a scam. Terrible part of capitalism.
Posted on 1/30/19 at 1:00 pm to marinebioman
insurance should be used for what insurance is meant for..... emergencies. Doc checkups and drugs were extremely cheap. When insurance companies and pharma got in bed together the prices of these good and services sky rocketed if you pay cash. and the insurance companies and pharma have an "agreed" cost that is WAY lower than if you were to pay outright because it is all inflated.
the Healthcare insurance model was better in the 70's and 80's
the Healthcare insurance model was better in the 70's and 80's
This post was edited on 1/30/19 at 1:45 pm
Posted on 1/30/19 at 1:00 pm to The Boat
Medicare Advantage plans must be highly lucrative,every year I get bombarded with mail and phone calls trying to sell me a plan.
Posted on 1/30/19 at 1:02 pm to Mr Perfect
quote:
Blame the GOP
Posted on 1/30/19 at 1:02 pm to marinebioman
That's nothing.
I have to subsidize all the fat people.
I have to subsidize all the fat people.
Posted on 1/30/19 at 1:03 pm to marinebioman
It all depends. Some consider self, spouse, and 1 child for a family plan. Others its broken down individually then with incremental increases each child.
It may be cheaper if your wife has her insurance with the kids and you on your insurance for yourself.
It may be cheaper if your wife has her insurance with the kids and you on your insurance for yourself.
Posted on 1/30/19 at 1:03 pm to Gaston
quote:
Insurance is a scam. Terrible part of capitalism.
Insurance is the most basic service you can imagine. They assess your risk (cost to them), tack on their profit, then establish your premium. It's no different in practice than loan underwriting.
The way it's used, on the other hand, is how it's abused.
Posted on 1/30/19 at 1:04 pm to marinebioman
Because you have to pay for the lil dindunuffins who are getting healthcare for next to nothing.
Somebody has to pay the bill, right?
Somebody has to pay the bill, right?
Posted on 1/30/19 at 1:06 pm to RealityTiger
Repealing EMTALA would have a massive positive impact on hospital costs alone.
Posted on 1/30/19 at 1:07 pm to marinebioman
quote:
Why is the premium for self + family the same for me with one child as it is for another couple with up to 5 kids?
Actually I think it’s up to 10 kids.
Posted on 1/30/19 at 1:08 pm to marinebioman
Call Obama - the only thing he did while in office was screw up the working man's health insurance.
This post was edited on 1/30/19 at 2:11 pm
Posted on 1/30/19 at 1:09 pm to Centinel
quote:
Repealing EMTALA would have a massive positive impact on hospital costs alone.
I've read it runs around 6% of costs for a hospital.
Posted on 1/30/19 at 1:09 pm to The Torch
I believe it's Trump care now. He made changes to it and refused to fix it with a repeal and replace.
Posted on 1/30/19 at 1:09 pm to CarRamrod
quote:
Health care was better in the 70's and 80's
My granddad died in 1980 because the closest place that did bypasses was Houston and he was too sick to be moved that far. Now they're commonplace in any decent sized city and a lot of smaller ones.
This post was edited on 1/30/19 at 1:10 pm
Posted on 1/30/19 at 1:10 pm to Centinel
Why the eye roll
Your wall builder pres could have fixed it and decided not too
Your wall builder pres could have fixed it and decided not too
This post was edited on 1/30/19 at 1:10 pm
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