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Getting the shaft from State Farm

Posted on 11/28/18 at 12:07 pm
Posted by NatalbanyTigerFan
On the water somewhere
Member since Oct 2007
8655 posts
Posted on 11/28/18 at 12:07 pm
I was involved in a minor traffic accident because someone ran into me while I was waiting to merge while in the turn lane.
The other driver has SF and they’re only offering to pay for 75% of the damages.
The wife dropped full coverage on our vehicles a few months ago. So now the 25% will all be out of pocket!
Posted by djangochained
Gardere
Member since Jul 2013
19183 posts
Posted on 11/28/18 at 12:09 pm to
Why did the wife drop full coverage dummy
Posted by IAmNERD
Member since May 2017
24496 posts
Posted on 11/28/18 at 12:09 pm to
Probably shouldn't have dropped full coverage then if you're going to complain about them not fully covering the expenses.
Posted by Esquire
Chiraq
Member since Apr 2014
15223 posts
Posted on 11/28/18 at 12:09 pm to
quote:

The other driver has SF and they’re only offering to pay for 75% of the damages.


Tell them you will see them in court.
Posted by NatalbanyTigerFan
On the water somewhere
Member since Oct 2007
8655 posts
Posted on 11/28/18 at 12:11 pm to
quote:

Why did the wife drop full coverage dummy

She said, to try to save a little money. Dammit!!
Posted by bagboy333
Youngsville, LA
Member since May 2018
404 posts
Posted on 11/28/18 at 12:11 pm to
If you are not at fault, the other insured pays. Whether you have full coverage or not does not matter. You need to ask better questions.
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14616 posts
Posted on 11/28/18 at 12:12 pm to
I don’t have full coverage either but if someone with insurance hits me and they are 100% at fault, their insurance company will be paying for 100% of the repairs.
Posted by BrotherEsau
Member since Aug 2011
3601 posts
Posted on 11/28/18 at 12:12 pm to
you should definitely just accept that offer and not fight with them over it.

Not.

What is their justification for not paying the full amount? Were you partially at fault? "waiting to merge while in the turn lane" does not make a whole lot of sense...
Posted by terd ferguson
Darren Wilson Fan Club President
Member since Aug 2007
114938 posts
Posted on 11/28/18 at 12:12 pm to
Tell them you're only going to burn down 75% of their office.
Posted by NatalbanyTigerFan
On the water somewhere
Member since Oct 2007
8655 posts
Posted on 11/28/18 at 12:13 pm to
quote:


Probably shouldn't have dropped full coverage then if you're going to complain about them not fully covering the expenses.

I don’t have SF. The lady that hit me and was ticketed does.
Posted by TigerBait2008
Boulder,CO
Member since Jun 2008
40491 posts
Posted on 11/28/18 at 12:13 pm to
Sounds like you shafted yourself idiot.
Posted by NatalbanyTigerFan
On the water somewhere
Member since Oct 2007
8655 posts
Posted on 11/28/18 at 12:15 pm to
quote:

What is their justification for not paying the full amount?

They said I didn’t maintain control of the intersection. Wtf?

I was making a left onto the highway. I pulled out of my road and into the center lane, waiting to merge into oncoming traffic.
Posted by TheHarahanian
Actually not Harahan as of 6/2023
Member since May 2017
24334 posts
Posted on 11/28/18 at 12:17 pm to
quote:

they’re only offering to pay for 75% of the damages


Take a Womack on 'em.
Posted by Legion of Doom
Old Metry
Member since Jan 2018
5774 posts
Posted on 11/28/18 at 12:18 pm to
Get Gordon. Get it done! Isn’t your back hurting?
Posted by thejudge
Westlake, LA
Member since Sep 2009
15245 posts
Posted on 11/28/18 at 12:19 pm to
Lol SF can't decide they are only paying 75%

You're fricking retarded if you let them stick you with 25% of a bill that isn't your fault.
Posted by Torrence Hatch
Member since Nov 2018
664 posts
Posted on 11/28/18 at 12:21 pm to
All insurance companies are shite, but State Farm is the worst of them all.
Posted by The Boat
Member since Oct 2008
178325 posts
Posted on 11/28/18 at 12:23 pm to
Suck my dick

Posted by boosiebadazz
Member since Feb 2008
86379 posts
Posted on 11/28/18 at 12:24 pm to
Remember that if you go to see a lawyer to see about getting what you feel you are due then you’re responsible for rising rates. The insurance company is always right, peasant!
This post was edited on 11/28/18 at 12:26 pm
Posted by Hammertime
Will trade dowsing rod for titties
Member since Jan 2012
43031 posts
Posted on 11/28/18 at 12:26 pm to
I've heard that from several body shops. For me, GEICO has always been a breeze
Posted by jpggpj
Chair
Member since Oct 2005
4043 posts
Posted on 11/28/18 at 12:27 pm to
Tell them all you wanted was your vehicle fixed but now you are starting to experience pain in your back that you feel needs to be checked out and since they are delaying on paying 100% for repairs you will seek further legal advice.

If you accept the 75% your are doing exactly what they strive for....making you feel like that is the only option.
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