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re: Dumb shite your kids have done to cost you money
Posted on 11/25/24 at 8:25 am to Boss13
Posted on 11/25/24 at 8:25 am to Boss13
Kid found my pocket knife in my truck cupholder. I left him in the truck to go inside for something. Came back out to find out he cut some slashes in the back of my two front truck seats. 
Glad he didn't cut his femoral artery, but damn.
Glad he didn't cut his femoral artery, but damn.
0
Posted on 11/25/24 at 8:25 am to Boss13
Teenage son failed to let us know the water was backing up in his shower and water level exceeded the liner and flooded a downstairs room causing $1,000’s in damage to walls, floor, etc.
Posted on 11/25/24 at 8:27 am to justjoe906
quote:
I'd give anything if my kids were young again.
My four are 15-21 yrs old. I hate those ungrateful retarded MFers and now I want grand kids.
This post was edited on 11/25/24 at 8:27 am
Posted on 11/25/24 at 8:32 am to mikelbr
Mine are older and cost me way less money. But things I buy the grandkids add up
Posted on 11/25/24 at 8:34 am to Boss13
Mine did that to the side of my wifes car. That will be the cheapest thing she puts you in.
Posted on 11/25/24 at 8:38 am to Boss13
Mine loses or breaks his glasses just about monthly. I got the fkin insurance warranty # on speed dial.
Posted on 11/25/24 at 8:40 am to Boss13
Oh my. That’s major.
Older son just turned 6 and younger is 4.5. It’s daily small acts of senseless destruction.
sample:
Last week, I found a metal skewer jammed under the top stones of a garden retaining wall with two stones successfully popped out. (Not expensive but this stuff adds up —time and hassle mainly.)
I stupidly let them play in the truck camper thinking there wasn’t much they could f up. Wrong. Dish soap squirted all over, cabinets emptied. It looked like vandals had been in there. This was a matter of minutes.
It’s mainly the young one. He’s a human chainsaw (we have called him Chainsaw since he was a baby). He steals my tools, and I find them partially buried in the dirt piles. And the soap thing is his calling card. Toothpaste. Bubble bath. Lotion. Whatever. He squirted Dawn all over the kitchen the other day. Ruined a food scale. This is just turning your back for a minute.
They like to toss shite off the deck deep into the woods down a steep hill. Shoes etc.
As I’m thinking about the random acts of mischief, so far nothing huge. It’s just a daily WTF were you thinking?
Our cars are all beaters (even the 2021) so I gave up on aesthetics. They ram them with bikes and scooters and such.
Older son just turned 6 and younger is 4.5. It’s daily small acts of senseless destruction.
sample:
Last week, I found a metal skewer jammed under the top stones of a garden retaining wall with two stones successfully popped out. (Not expensive but this stuff adds up —time and hassle mainly.)
I stupidly let them play in the truck camper thinking there wasn’t much they could f up. Wrong. Dish soap squirted all over, cabinets emptied. It looked like vandals had been in there. This was a matter of minutes.
It’s mainly the young one. He’s a human chainsaw (we have called him Chainsaw since he was a baby). He steals my tools, and I find them partially buried in the dirt piles. And the soap thing is his calling card. Toothpaste. Bubble bath. Lotion. Whatever. He squirted Dawn all over the kitchen the other day. Ruined a food scale. This is just turning your back for a minute.
They like to toss shite off the deck deep into the woods down a steep hill. Shoes etc.
As I’m thinking about the random acts of mischief, so far nothing huge. It’s just a daily WTF were you thinking?
Our cars are all beaters (even the 2021) so I gave up on aesthetics. They ram them with bikes and scooters and such.
Posted on 11/25/24 at 8:41 am to Boss13
The reflection looks like a good challenge for the geotracker guy
Posted on 11/25/24 at 8:42 am to Boss13
3 car accidents and a few misguided academic forays.
Posted on 11/25/24 at 8:43 am to McLemore
Our microwave is in our island, and my then 3 year old son decided to microwave a fork. Not thousands of dollars, but it was quite the spectacle.
Apparently when I was a kid I put loose change into my dad's cassette player in his truck and made it unusable.
Apparently when I was a kid I put loose change into my dad's cassette player in his truck and made it unusable.
Posted on 11/25/24 at 8:50 am to Boss13
Is that Colorado or maybe Wyoming?
Posted on 11/25/24 at 9:04 am to BPTiger
quote:
The reflection looks like a good challenge for the geotracker guy
Not gonna lie, the reason I didn't post the picture originally was because of him.
If he is reading this, please note that I have no doubt about your abilities and this is not a challenge.
Posted on 11/25/24 at 9:13 am to Boss13
9 year old gets mad at 10 year old and throws a chair at him. 10 year old ducks and the chair goes through the window.
An older son, who we financially support while he's in college, hit a deer with his car so he's borrowing mine. I drive it to the grocery store this weekend. I discovered he hides his weed, that I'm indirectly paying for, in the trunk when I opened it to put in the groceries.
An older son, who we financially support while he's in college, hit a deer with his car so he's borrowing mine. I drive it to the grocery store this weekend. I discovered he hides his weed, that I'm indirectly paying for, in the trunk when I opened it to put in the groceries.
Posted on 11/25/24 at 9:17 am to Boss13
Damn 5? Should definitely know better than to do that.
Posted on 11/25/24 at 9:19 am to Boss13
quote:
Gonna cost me between $250-$1,000 to fix.
Would you cover up a banksy?
You keep that shite. That's an avant garde piece by an underground artist.
Hell that could be worth millions one day
Posted on 11/25/24 at 9:21 am to BigBinBR
quote:
It’s a comp claim and won’t raise your insurance rates so you might as well claim it.
quote:
and won’t raise your insurance
Posted on 11/25/24 at 9:28 am to Boss13
My kids didn't do that much because we watched them. But me? I did everything because it was the 70's and mom was too busy drinking and talking on the phone.
When I was 3, I got in the car and knocked it out of gear and it rolled down the driveway and across the road and into a ditch (rear of car hit ditch and dented it). Less than a year later I was in a different car playing and figured out how to use the cigarette lighter. I proceeded (unwatched of course) to burn 20 or so little circles into the plastic passenger side dash board.
Then we moved to Louisiana and while mom was again on the phone, I borrowed her cigarette lighter and put a straw into a hole in their closet wall and lit it. It was cool watching the plastic drip down burning onto the carpet. Then... it wasn't cool. Burned up half their shite.
Oh and also... dad got a sack of crawfish and was purging them in our bathtub and explained to me that he did that to clean them. So I decided to help out and put a bar of soap in them. All dead.
Turned out mom needed some time in Mandeville and a divorce.
I probably wouldn't be alive if I was my dad.
When I was 3, I got in the car and knocked it out of gear and it rolled down the driveway and across the road and into a ditch (rear of car hit ditch and dented it). Less than a year later I was in a different car playing and figured out how to use the cigarette lighter. I proceeded (unwatched of course) to burn 20 or so little circles into the plastic passenger side dash board.
Then we moved to Louisiana and while mom was again on the phone, I borrowed her cigarette lighter and put a straw into a hole in their closet wall and lit it. It was cool watching the plastic drip down burning onto the carpet. Then... it wasn't cool. Burned up half their shite.
Oh and also... dad got a sack of crawfish and was purging them in our bathtub and explained to me that he did that to clean them. So I decided to help out and put a bar of soap in them. All dead.
Turned out mom needed some time in Mandeville and a divorce.
I probably wouldn't be alive if I was my dad.
Posted on 11/25/24 at 9:31 am to rphtx
quote:
One kid pulled in for gas and drove my Silverado into one of those poles that protect the pumps and totaled the truck. Other kid was learning to drive and while attempting to park in the driveway, hit the gas instead of the brake and drove my Jeep Wrangler through the garage door. Other than that, they do all kinds of dumb stuff along the way that drain the bank account.
My kids are just approaching driving age.
I better step on out of this thread.
Posted on 11/25/24 at 9:40 am to mikelbr
quote:
My four are 15-21 yrs old. I hate those ungrateful retarded MFers and now I want grand kids.
This is awesome. New dad checking in.
Posted on 11/25/24 at 9:49 am to SuperSaint
I understand you don’t believe it, but in Louisiana (along with many other states) they cannot raise your rates for a not at-fault accident
A comp claim is not considered an at-fault accident.
In Alabama where the OP lives rates can only increase for a “chargeable accident” which again a comp claim is not.
The only time rates should change because of comp claims is because of a widespread event where the entire risk pool was affected (think 2016 floods). But the rate is increased across the entire pool and not just the people that had claims.
quote:Louisiana Department of Insurance
According to LA. R.S. 22:1284, an at-fault accident filed with your insurance company will probably cause your rates to rise. However, an insurance company cannot raise your premium for a not-at- fault accident. If you have questions about a rate increase following a claim, contact our Office of Consumer Services at (225) 342-1258.
A comp claim is not considered an at-fault accident.
In Alabama where the OP lives rates can only increase for a “chargeable accident” which again a comp claim is not.
The only time rates should change because of comp claims is because of a widespread event where the entire risk pool was affected (think 2016 floods). But the rate is increased across the entire pool and not just the people that had claims.
This post was edited on 11/25/24 at 9:55 am
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