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dcrews
UNO Fan
Houston, TX
Member since Feb 2011
29976 posts

Does your non-married significant other split living expenses 50/50 with you?

Caught a video on social media (a viewer wrote in to the host) where a woman (29 years old) has been dating her boyfriend (33 years old) for three years.

He is a homeowner and has been paying the mortgage for the house the last 7 years. He lives in the house by himself. His girlfriend lives in an apartment by herself. They mutually agreed that they wanted to move in together. (She would move in at the end of her apartment lease and not renew the lease)

The girlfriend basically goes on to say she only wants to pay for minor bills such as utilities, groceries, etc... but the boyfriend wants them to split the living expenses 50/50 (including the mortgage).

She is up in arms about it, stating that she shouldn't have to do that because she has no stake in the house and would gain no equity if they broke up and she moved out. She even goes as far as to suggest they sign a contract where she is paid back the balance of the contributions she makes financially should they break up.

The comments on this video seem to have large amount of people who think the 50/50 request is unreasonable. A lot of people said they would rather pay MORE to stay in their apartment than move in with their significant other and pay LESS if it meant they had to contribute to the SO's mortgage.

I don't think the 50/50 split request is unreasonable.

Who is the irrational individual in this scenario?




GetCocky11
South Carolina Fan
Calgary, AB
Member since Oct 2012
50916 posts

re: Does your non-married significant other split living expenses 50/50 with you?
quote:

She is up in arms about it, stating that she shouldn't have to do that because she has no stake in the house and would gain no equity if they broke up and she moved out. She even goes as far as to suggest they sign a contract where she is paid back the balance of the contributions she makes financially should they break up.


That relationship is fricked.


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782
CharlesLSU
LSU Fan
Member since Jan 2007
31811 posts

re: Does your non-married significant other split living expenses 50/50 with you?
My wife controls all the cash.

I don’t even know how much I bring home. Ignorance is bliss.


Hermit Crab
Gonzaga Fan
Under the Sea
Member since Nov 2008
7111 posts

re: Does your non-married significant other split living expenses 50/50 with you?
I think the woman is mostly right, but she shouldn't be paid back 100% of her contributions if they break up, some of that is going towards interest payments and not equity, and if she got back all of it she would essentially be getting to live for free for however long they date. Not sure how I would want to calculate that though.


fallguy_1978
LSU Fan
Best States #50
Member since Feb 2018
47636 posts

re: Does your non-married significant other split living expenses 50/50 with you?
quote:

My wife controls all the cash.

I don’t even know how much I bring home. Ignorance is bliss.

We are like this but the opposite. I went with my wife to buy a car a few months ago and the finance guy asked her how much our mortgage payment was and she had no idea


makinskrilla
Houston Astros Fan
Lafayette, LA
Member since Jun 2009
9724 posts

re: Does your non-married significant other split living expenses 50/50 with you?
Dude is playing that girl. She pay 50% of mortgage in his name? lol. She needs to get him to marriage or she needs to leave. I feel sorry for her. Dude sounds like a dick.


hubertcumberdale
LSU Fan
Member since Nov 2009
6301 posts

re: Does your non-married significant other split living expenses 50/50 with you?
She should just "rent" a room from his house, not sure why there is a disconnect bw rent and mortgage for her POV


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270
Cheese Grits
Columbia Fan
Wherever I lay my hat is my home
Member since Apr 2012
54204 posts
 Online 

re: Does your non-married significant other split living expenses 50/50 with you?
quote:

Does your non-married significant other split living expenses 50/50 with you?


Nope, they sleep, eat, break wind, and bark a lot but are mostly useless

I pay all the bills


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hubertcumberdale
LSU Fan
Member since Nov 2009
6301 posts

re: Does your non-married significant other split living expenses 50/50 with you?
quote:

Dude is playing that girl. She pay 50% of mortgage in his name? lol. She needs to get him to marriage or she needs to leave. I feel sorry for her. Dude sounds like a dick.



She would be paying to live anywhere else?


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131
dcrews
UNO Fan
Houston, TX
Member since Feb 2011
29976 posts

re: Does your non-married significant other split living expenses 50/50 with you?
quote:

Dude is playing that girl. She pay 50% of mortgage in his name? lol. She needs to get him to marriage or she needs to leave. I feel sorry for her. Dude sounds like a dick.



But why? She's already paying MORE money to a complete stranger for their mortgage on the rental property. What's the issue with contributing LESS to a new living arrangement?


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Corporal Beavis
LSU Fan
Member since Aug 2013
1203 posts

re: Does your non-married significant other split living expenses 50/50 with you?
50/50 isn't right if he owns the house and is building equity. I would want her to pay some but not all. If my mortgage was $1500 I'd expect say $500 or so, just a very cheap rent amount. Also this depends on how much each person makes. Basically you gotta make it to where them moving out creates an easier situation than renting did.


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210
chryso
Baton Rouge
Member since Jul 2008
11722 posts

re: Does your non-married significant other split living expenses 50/50 with you?
Whether her money benefits him in regard to the mortgage is unimportant. Why does she think she should live somewhere for free? As long as her half is less than her apartment rent would be she is better off.


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150
makinskrilla
Houston Astros Fan
Lafayette, LA
Member since Jun 2009
9724 posts

re: Does your non-married significant other split living expenses 50/50 with you?
A relationship is about building a life together. You aren’t trying to build a life with a landlord.

Clearly y’all have never been married before. I hope she wakes up.


hubertcumberdale
LSU Fan
Member since Nov 2009
6301 posts

re: Does your non-married significant other split living expenses 50/50 with you?
quote:

A relationship is about building a life together. You aren’t trying to build a life with a landlord.

Clearly y’all have never been married before. I hope she wakes up.


is she not expected to contribute financially to the relationship/marriage?


MrLSU
Harvard Fan
Yellowstone, Val d'isere
Member since Jan 2004
25522 posts

re: Does your non-married significant other split living expenses 50/50 with you?
She needs to start paying the mortgage 50/50 then take him to Las Vegas and get him drunk after several months of payments are made, then do a quickie wedding, file for a divorce a few months later, and get a portion of the equity in the house.
This post was edited on 12/4 at 1:34 pm


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Ingeniero
LSU Fan
Baton Rouge
Member since Dec 2013
17944 posts

re: Does your non-married significant other split living expenses 50/50 with you?
See this is why you don't cohabitate.


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79
New Orleans Saints Fan
Welp...
Member since Aug 2013
1018 posts

re: Does your non-married significant other split living expenses 50/50 with you?
quote:

The girlfriend basically goes on to say she only wants to pay for minor bills such as utilities, groceries, etc...


So she wants to live rent-free? Does she have a stake in her currently leased apartment? Not very shocking of a thought process from that generation. I'll assume this is a couple from the left coast, which makes this even less shocking.


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91
Loup
LSU Fan
Ferriday
Member since Apr 2019
10702 posts

re: Does your non-married significant other split living expenses 50/50 with you?
so she thinks she should live there for free? to hell with that.




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30
Tiger Prawn
Member since Dec 2016
21675 posts

re: Does your non-married significant other split living expenses 50/50 with you?
quote:

I don't think the 50/50 split request is unreasonable.
Not totally unreasonable, but there’s a reasonable argument for him to be paying more than 50% of the mortgage since he stands to benefit from her helping to pay down his mortgage balance. But she’s being unreasonable to refuse to contribute anything towards the mortgage. She’d be paying rent plus utilities if she renewed her apartment lease. Her contributing a few hundred bucks towards the mortgage is no different than her paying rent to someone else.


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kciDAtaE
Member since Apr 2017
15374 posts

re: Does your non-married significant other split living expenses 50/50 with you?
Before we got married, I paid the mortgage and she pay all the bills. Was an about 2:1 ratio. Now married it is 1:1


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