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re: Does your non-married significant other split living expenses 50/50 with you?

Posted on 12/4/23 at 3:42 pm to
Posted by dcrews
Houston, TX
Member since Feb 2011
30206 posts
Posted on 12/4/23 at 3:42 pm to
quote:

and charge her rent (with a written lease)


I believe that's her gripe (and that of a lot of the commentors on the video). It's her stance that it's HIS mortgage, so he shouldn't get the benefit of her contributing to equity regardless of how they label the money she gives him every month.

If I were to guess, considering how she's approached this, she likely doesn't want to pay a flat "rent" amount at all.

What's odd to me is that people feel like he's taking advantage of her, when in reality she's getting to live in a much larger/nicer place for much less than she's paying now, all while getting to pocket more money.

If they get married, it's a moot point. If they break up, she still saved a ton of money.

Regardless of where she lives, someone is gaining equity from her "payments". Not sure why she thinks it's bad that her boyfriend be the one to gain it instead of a random landlord.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
48642 posts
Posted on 12/4/23 at 3:43 pm to
She's trying to reap 100% of the benefits of them moving in together and sharing a place to live. It should benefit both of them.
Posted by tigafan4life
Member since Dec 2006
48934 posts
Posted on 12/4/23 at 3:46 pm to
She should pay for a room but not half his mortgage. 50% utilities,/food/Cable and then a certain amount for the room.
Posted by Nawlens Gator
louisiana
Member since Sep 2005
5836 posts
Posted on 12/4/23 at 3:46 pm to

I wouldn't have her pay 1/2 the mortgage. She should dump his cheap azz.

Posted by dcrews
Houston, TX
Member since Feb 2011
30206 posts
Posted on 12/4/23 at 3:48 pm to
quote:

I wouldn't have her pay 1/2 the mortgage. She should dump his cheap azz.


I'd argue she's being cheap for wanting to live in a nicer place without paying for it while pocketing all the money she's saving.

ETA: Not to mention, he's 7 years in this house which means the mortgage isn't THAT expensive as he probably has a super low interest rate (caught before the spike). Asking to pay half comparative to current rent isn't a huge ask.
This post was edited on 12/4/23 at 3:51 pm
Posted by WonPercent
BATON ROUGE
Member since Aug 2023
463 posts
Posted on 12/4/23 at 3:48 pm to
Pics of gf would be helpful. If she's a 7/10 or better, live in snatch has value.
Posted by yellowfin
Coastal Bar
Member since May 2006
97664 posts
Posted on 12/4/23 at 4:08 pm to
But now his side piece won’t be able to come over
Posted by jizzle6609
Houston
Member since Jul 2009
4224 posts
Posted on 12/4/23 at 4:17 pm to
quote:

Why?

My wife and I split the bills 50/50. We decided together how much we'd contribute to a joint savings account (used for house renovations, new appliances, emergencies, kids, etc) and what % of our income we'd contribute to our retirement. After that we don't worry about what the other is spending. We are both pretty good with money so it's never an issue.



Because it's like you are already getting prepared for future divorce by keeping your financials separate to lessen the fight down the road.
Posted by hubertcumberdale
Member since Nov 2009
6523 posts
Posted on 12/4/23 at 4:20 pm to
quote:

Because it's like you are already getting prepared for future divorce by keeping your financials separate to lessen the fight down the road.



your logic is to keep from getting divorced you have to share all your money with your spouse? even if both work and make comparable money? Are you also agaisnt pre nups?
This post was edited on 12/4/23 at 4:21 pm
Posted by Sus-Scrofa
Member since Feb 2013
8169 posts
Posted on 12/4/23 at 4:21 pm to
quote:

We have a joint account but I don’t monitor it really or I didn’t. I recently found out “we” spent $8k at fricking Target this year when I added it all up


Dude, you got off cheap, your wife is comparatively pretty frugal.
Posted by jizzle6609
Houston
Member since Jul 2009
4224 posts
Posted on 12/4/23 at 4:26 pm to
quote:

your logic is to keep from getting divorced you have to share all your money with your spouse? even if both work and make comparable money? Are you also agaisnt pre nups?



Most of the people on this site arent worth enough to draw up a prenuptial agreement.

I am just saying it's seems strange to separate your money. Its like you are operating two subsidiaries under one banner.

Bottom line is its cash my friend. If the wife was all you cared about the money going in and out the bank wouldnt matter because you know your wife and she is responsible/trustworthy. The moment I hear about separate accounts I smell prior financial troubles from parents (no prepnup needed in any of these cases my friend), or flat out dont trust someone else with their money.

Dude I am not knocking it, I completely understand why people do it. Just trying to get down to the real root cause as to why?

Posted by deltaland
Member since Mar 2011
90734 posts
Posted on 12/4/23 at 5:41 pm to
Hell my wife and I split all bills 50/50.


I do get the point on a mortgage though since she isn’t on the mortgage. Maybe he should ask her to cover a couple utility bills in whole and he will pay the mortgage.
Posted by SirSaintly
Uptown, New Orleans
Member since Feb 2013
3136 posts
Posted on 12/4/23 at 5:50 pm to
When my GF moved into the house I owned, I didn't make her pay part of the mortgage. I figured I had to pay it regardless as it was my house. She did contribute towards bills, did the cleaning, laundry, cooking etc. It was equitable imo. We are now married and own our home 50/50. We have a joint account for mortgage, bills etc.
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