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Started By
Message
Do rich people bother with health insurance?
Posted on 11/27/18 at 10:36 am
Posted on 11/27/18 at 10:36 am
Or do they just pay out of pocket when they need it?
That's what's on my mind at the moment.
That's what's on my mind at the moment.
32
Posted on 11/27/18 at 10:37 am to sicboy
Are you not rich?
Then what are you doing here?
Then what are you doing here?
Posted on 11/27/18 at 10:37 am to sicboy
I just have a private doctor on retainer.
Posted on 11/27/18 at 10:37 am to sicboy
Yes, they have insurance.
I work with a lot of rich, older people and they get their knee/hip surgeries at the end of the year like the rest of us when they've hit their deductible.
You don't get rich by being stupid with money...usually.
I work with a lot of rich, older people and they get their knee/hip surgeries at the end of the year like the rest of us when they've hit their deductible.
You don't get rich by being stupid with money...usually.
Posted on 11/27/18 at 10:38 am to sicboy
quote:
Do rich people bother with health insurance?
You have to have health insurance by law and unless you are a billionaire it's not worth to self insure probably. So, yes, they do.
Posted on 11/27/18 at 10:38 am to sicboy
of course they do, is that a real question?
Posted on 11/27/18 at 10:38 am to Splackavellie
quote:
Are you not rich?
Then what are you doing here?
Well, I am. Just want to make sure I'm doing it right.
Posted on 11/27/18 at 10:39 am to Ed Osteen
quote:
is that a real question?
not really, but the super rich live in their own world, so who knows how they roll.......except for the OT
Posted on 11/27/18 at 10:39 am to sicboy
I actually just dropped my insurance. $600 a month for shite coverage in a young healthy person is insane (thanks obama)
I can afford to cover myself.
Apparently catastrophic plans will be available soon, i will probably get one when available.
I can afford to cover myself.
Apparently catastrophic plans will be available soon, i will probably get one when available.
Posted on 11/27/18 at 10:40 am to Mingo Was His NameO
quote:
You have to have health insurance by law
Haven’t had it coming on 2 years. Single, healthy, young male. Have saved thousands and thousands of dollars. frick you, Obamacare
Posted on 11/27/18 at 10:41 am to sicboy
I'd imagine that rich people have a lot more insurance in all aspects of their life
Posted on 11/27/18 at 10:41 am to sicboy
If you are rich then buying insurance ain’t a problem
Posted on 11/27/18 at 10:41 am to scott8811
quote:
I just have a private doctor on retainer
The correct term is concierge doctor.
Posted on 11/27/18 at 10:42 am to sicboy
Yes. It is really cheap compared to the real costs can be. That is why the government and many health insurers lose so much money on it.
Posted on 11/27/18 at 10:43 am to sicboy
you'd have to be extremely wealthy to be fine with skipping insurance and covering a major medical event
young and rich? High deductible health plan and an HSA, so technically, yes.
young and rich? High deductible health plan and an HSA, so technically, yes.
Posted on 11/27/18 at 10:43 am to sicboy
My health insurance is a T-bone steak, a Miller High Life, and a cigar
Posted on 11/27/18 at 10:43 am to Cosmo
quote:
I can afford to cover myself.
No you can't.
Posted on 11/27/18 at 10:44 am to sicboy
If you have a planned surgery...call up the hospital and ask to speak to the finance mgr. Give them the exact procedure and then ask what the cash price is. I.e. if you walk in there with literal cash.
You will be amazed at the price difference vs what the insurance company lays out for it. In some cases, it will end up being less than your co-insurance plus whatever is left on your deductible for the year.
You will be amazed at the price difference vs what the insurance company lays out for it. In some cases, it will end up being less than your co-insurance plus whatever is left on your deductible for the year.
This post was edited on 11/27/18 at 10:47 am
Posted on 11/27/18 at 10:45 am to sicboy
quote:
Do rich people bother with health insurance?
How rich we talking?? B/c a catastrophic illness is how you'd become less rich.
Posted on 11/27/18 at 10:46 am to sicboy
You don't get rich by being stupid with money
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