Do insurance companies cover arson?

Those fires were started by an arsonist(s).

They were not started by power lines.

not your best

If you arson your own property obviously not. If someone else does and they can prove you didn’t encourage it, yes.

I wouldn’t think they could deny a claim based on arson being perpetrated by someone who is not the policy holder.

One of my commercial properties was severely damaged by a fire at a building next door to me. My tenant had to move out as a result. My policy covered my repairs and plan on subrogation against the other company, however when it came to reimbursement for my financial losses the carrier for the building that burned refused to pay me a dime because the fire was deemed arson.

Playing Perry Mason is fun until you actually have the responsibility of doing it.

If some stranger crashes his car through your front door intentionally because the aliens told him to do it, don’t you think your homeowners would step in? Hmmmmmmmm……

If any human sets something on fire on purpose and it burns your property, it's not covered.

That's why they call it accident insurance and not on purpose insurance.

I hope you have some savings to rebuild, idiot!

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Aren't you a grown arse man? Get off ticker ticker you lose

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Says a poster on anonymous message board

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If any human sets something on fire on purpose and it burns your property, it's not covered.

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You can set your house on fire on purpose. You won’t get paid but the insurance co has to pay off the mortgage since the lien holder is listed as an insured party.

There is also the innocent spouse rule. The wife burns down the house during a nasty divorce. The husband had no part in burning the house or knowledge that the wife was going to burn the house. The husband would be entitled to his 1/2 of the equity after the mortgage is paid off by the insurance co. The law on this varies by state.