re: Coin shortage.

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I read the “to pay my bill” part as you went to Lowe’s to pay an outstanding bill you had at Lowe’s. I was really confused for a second.

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Had to go to circle k first to get a western union money order

My butler has a few hundred gold double eagle's we found in the smoking room seat cushions

Saw it last week at Lowes. Did not see it yesterday at Lowes.

Yes, I went to the supermarket the other day and asked about a roll of quarters and was told no, they're allowed to give out rolled change because of a shortage from the banks. I've never been told that by them before and I get quarters there monthly, at least.

I saw it last week at Lowe's as well. There may be a circulation shortage but I can promise there's no shortage of coins. People have them stashed

Don’t pay with cash and problem averted.

Paper coin sleeves are dirt cheap (like 3 cents apiece) and I can roll at least $500 worth of change by myself in 45-60 minutes. A lot of banks will let you trade it in if you’ve already rolled it, whether you have an account there or not.

If you think of the $100 or so you’re saving as reimbursement for an hour of labor and $3 worth of coin sleeves, it’s a pretty damn good deal.

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I’ve seen many businesses not take cash which I didn’t think was allowed.

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Cash is always considered to be legal tender for all debts, public and private. It says it right there on the bills. That it is tender is explicitly stated in United States Code. However, there is no federal law that says it has to be accepted; just that the United States recognizes it as legal tender. Generally, a business can refuse cash if they notify you verbally or with signage in conspicuous places that cash is not accepted PRIOR to the transaction taking place. Once the transaction has started, the law (i.e.: courts) generally will say that the terms of the transaction can't change. If you didn't exclude cash up front and cash is legal tender, you have to accept it as payment. You are also free to accept anything else as payment. Barter if you want, as long as you set the terms prior to starting the transaction.

However, if paying a debt (let's say a grocery store runs a tab for you that you pay weekly), cash must be accepted. Again, it says it right on the bill: "ALL DEBTS, public and private". Once a debtee allows the debt to be created, cash cannot be refused as payment. ALL DEBTS.

I would turn in more coins if the coin star thing didn’t take 20-30% "

You're in luck It takes 11%.

I had to drive all over the place to find a functioning ATM a few days ago.