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Napoleon
New Orleans Saints Fan
Kenna
Member since Dec 2007
66244 posts

Best vehicle type for teen drivers and insurance.

Looking at getting a vehicle to let the oldest start driving to school.
She really wants a Wrangler but that's not happening. (Though I found a clean TJ Saraha in Mississippi for under $7k. )

Wife thinks crossover suv I think car. Like VW Jetta or Civic.


I know a lot of y'all been through this.
This post was edited on 9/27 at 6:02 pm


CaptainsWafer
USA Fan
TD Platinum Member
Member since Feb 2006
56694 posts
 Online 

quote:

Though I found a clean YJ Saraha in Mississippi for under $7k


Link



ETA The fact that they’re a teen driver will matter WAY more than what they drive. Prepare your backside.
This post was edited on 9/27 at 5:59 pm


armsdealer
New Orleans Pelicans Fan
Member since Feb 2016
8932 posts

Just tell her he is going to take girls into the backseat if he has an SUV and she will cave on the car.

I mean, he is going to get girls in whatever seats he has... so it doesn't really matter.


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19
jbgleason
LSU Fan
BTR, suck it all you haters
Member since Mar 2012
17393 posts

Quote from my buddy who is in the insurance business.

No convertibles.
4 door is better than 2.
No V-8 or turbos / sports edition / GT.
No standard trans.
Not red. (He said he was serious)
No Jeep.
Nothing exotic. Doesn't sound like you are shopping BMW's or Porsches.


LSUMANINVA
LSU Fan
West Virginia
Member since Sep 2004
5935 posts

Electric scooter


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70
Rufus T Firefly
Member since Aug 2022
483 posts

1977 Ford LTD II ....lots of metal to protect them from the soccermoms too busy texting to pay attention to their driving


agdoctor
LSU Fan
Louisiana
Member since Dec 2004
3020 posts

Camry


TulaneUVA
Virginia Fan
Member since Jun 2005
25587 posts

Figured it’s good a be an affordable sedan with no frills and cheap.

But you trade safety with all the crazies out there.

I would find a good crash rating mid size SUV that doesn’t break the bank. If you can afford it of course.


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10
jfan244888
Florida Fan
Soda City, SC
Member since Jul 2021
519 posts

Anything small. Like a Civic


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81
dsides
Member since Jan 2013
4014 posts

quote:

No Jeep.


Insurance for a jeep is surprisingly on the lower side


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Napoleon
New Orleans Saints Fan
Kenna
Member since Dec 2007
66244 posts

It's a TJ not a YJ. My bad.

There is a 2001 for 6500 in Mississippi that I mixed that one up with.



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70
papasmurf1269
LSU Fan
Hells Pass
Member since Apr 2005
20372 posts

We got our son a 2010 F150 and our insurance increased $225 a month


Napoleon
New Orleans Saints Fan
Kenna
Member since Dec 2007
66244 posts

My dad always told me no red too. I guess it's true.

I avoid exotics anyway. I'm looking at 80k-130k mile vehicles here. Nothing new until they get a scholarship.


runforrestrun
LSU Fan
Baton Rouge
Member since May 2013
712 posts

Here’s my experience with teen drivers

I was paying $3100/yr for just my wife & I. My teens (twins) joined the plan & it went up to $10,000/yr. One of the kids got into a wreck a month later, I now pay $14,000/yr. I carry full coverage on all 4 vehicles.

They can’t get out of my house and off my policy fast enough!


salty1
US Marine Corps Fan
Member since Jun 2015
4119 posts

A jacked up wrangler with large steel bumpers is actually a good choice. It’s not if they’re going to have an accident, but when. I wrapped my oldest in the biggest, strongest, steel available. Geared 4:56 with 35s. Top speed was about 75…so no tickets. A normal accident will only scratch the bumpers.


BMoney
LSU Fan
Baton Rouge
Member since Jan 2005
15537 posts

Mine is getting my Wrangler Unlimited next month. That’s only because it’s paid off. The insurance is gonna be terrible, but that’s because I’m insuring 4 vehicles and have 19 and 16 year olds. Good thing gas is cheap…never mind.


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30
Proximo
USA Fan
Member since Aug 2011
9558 posts

Get a Camry or 4runner


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31
lsufan1971
LSU Fan
Zachary
Member since Nov 2003
13938 posts

quote:

We got our son a 2010 F150 and our insurance increased $225 a month


What kind of comp and liability coverage? When I put my 17 yr old daughter in my progressive policy I went from paying 3K to 7k per year. Honor student driving a Volkswagen Jetta. I had 100/300/100. This in in EBR parish.


biohzrd
LSU Fan
Central City
Member since Jan 2010
5322 posts

Do not get her a jeep!!!


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66
terd ferguson
US Navy Fan
Darren Wilson Fan Club President
Member since Aug 2007
106790 posts
 Online 

Bicycle


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