re: Avg monthly new car note $773. $44K financed

It isn’t just the cost of cars and trucks these days, it’s all the add ons dealers put on them ranging anywhere from $1500-4000 around here. And no they won’t take them off but they’ll sometimes negotiate with you by taking off a few hundred dollars. Basically you’re still getting bent over just with a different dildo.

Have never had a ‘car note’. Never spent more than $17k on a vehicle and have always paid cash.

Not sure why people think it’s ok to take out a loan (beg for money) for something they can’t afford then have to pay more for full coverage insurance they should never need to use unless they’re an idiot.

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Car dealerships have lost their god damn minds.

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I’ve been on the search for a used car for my daughter. I am appalled at what these folks are asking for used cars.

$25,000 for a used vehicle with 90,000 miles is insane.

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I have a 2012 toyota. I’ll drive it to the wheels fall off. Then I’ll put the wheels back on and drive it some more.

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Same with my 2002 Toyota.

But I did buy it new for the certainty of knowing maintenance and repair history because the plan was to keep it 20-25 years.

Now I plan to treat myself to a higher end new Toyota and to keep it until it becomes cheaper and more convenient to use fully autonomous vehicles and rent only for long distance road trips.

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I’ve been on the search for a used car for my daughter. I am appalled at what these folks are asking for used cars.

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I'm looking for a used car too. One dealership listed a 2008 Ford Escape with 167,000 miles at $13,000.



WTF?!


an 18 year old car with a trip to the moon on it should be a couple of grand at most. And that's if you get hoodwinked by the dealer. That's a car that you could probably talk about taking off their hands and covering all the fees for change of ownership.

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Same with my 2002 Toyota.

But I did buy it new for the certainty of knowing maintenance and repair history because the plan was to keep it 20-25 years.

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That was my plan with my 2009 Tacoma I bought brand new.



Plan didn't work out too well.


I have to be the only person on Earth who buys a Toyota because they last forever, and the transmission seizes up after 2 years and 30,000 miles.

Then the radio shorted out. And the gear shift had to be released by pushing the safety lock in because the breaker fried it's housing.


First and only time I bought a new car instead of a used, and I'm the guy who gets the Lemon.

That is wild… but not at all surprising. As long as debt is cheap/easy manufacturers will continue to sell more expensive vehicles. The bubble has to burst at some point.

Recently paid off my loan. 3.99%.

Have np plans to buy another any time soon but was looking online for the price of a new Honda Civic & Im not paying the money they want. Even for a recent used Honda. And using the price calculator the payments and years to payoff is ridiculous even w a trade in and down payment

I just got a new car up here in NY. Dealer told me that you cannot find APRs for new vehicles below 90% in NY anymore and the average is usually around 107%. I managed to talk him down to 97% but I had to agree to a 30 year plan for him to accept that. So I’m doing 70k car at 97% for 30 years. It puts me somewhere around $5.6k monthly which is fine. Wife’s family will be covering most of it anyway.

I am almost certain it is cheaper for the car makers to eliminate all the knobs and switches and replace them with one touch screen. Then what do they do? They charge you even more for it.