- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Americans Falling Behind on Car Payments: Delinquency rate on subprime auto loans records
Posted on 10/10/25 at 8:43 am to The Third Leg
Posted on 10/10/25 at 8:43 am to The Third Leg
quote:Exactly. We keep hearing of this shite, but nothing changes. The price of vehicles is absofrickinglutely bonkers.
I’ve been waiting like 2 years for a flood of repos that never seems to arrive
Hell, the price of everything, especially in regards to wages not increasing at the same ratio is bonkers.
I member when six figures was said to be the threshold for easier times in the household. Both people better be making six figures in order to live somewhat comfortably in today's economy.
3
Posted on 10/10/25 at 8:46 am to The Third Leg
I'd buy a rental before a repo.
Posted on 10/10/25 at 8:47 am to Arkapigdiesel
quote:
Exactly. We keep hearing of this shite, but nothing changes. The price of vehicles is absofrickinglutely bonkers.
I don’t get how the automakers haven’t responded by offering something more palatable unless it’s due to government/environmental regulations.
If so, can’t Trump do something about that?
Has that cheap Japanese truck made it over here yet?
Posted on 10/10/25 at 8:50 am to Earnest_P
quote:
Has that cheap Japanese truck made it over here yet?
Posted on 10/10/25 at 8:51 am to lepdagod
quote:
Trump should suspend all repossessions
People shouldn't bite off more than they can chew
Posted on 10/10/25 at 8:56 am to ragincajun03
Something by I’ve wondered is what is the real cost to manufacture these vehicles nowadays, with all the tech that’s in them. Surely a $40k base model F150 costs a lot more to make nowadays, too, because people have to have all the bells and whistles that even work trucks include.
Posted on 10/10/25 at 8:57 am to ragincajun03
Posted on 10/10/25 at 8:59 am to Arkapigdiesel
quote:
Hell, the price of everything, especially in regards to wages not increasing at the same ratio is bonkers.
I member when six figures was said to be the threshold for easier times in the household. Both people better be making six figures in order to live somewhat comfortably in today's economy.
Only going to get worse if the reports of the Trump Administration doing a round of “stimulus” checks is true. Gotta stop flooding the economy with “free” government cash. You’d think the rampant inflation after 2020 and 2021 payouts would have taught everyone that.
Posted on 10/10/25 at 9:00 am to SuperSaint
quote:
wait how’s this O&G News?
This is topic reserved for Stout. Did he steal your password?
Well someone posted about another month of record oil production while I was at the camp chasing specks, flounders and crabs.
Posted on 10/10/25 at 9:01 am to ragincajun03
Get rid of the all the computer crap in cars and it would help. One of my friends has a 2 year old Ford pickup. He had the brakes changed and Ford had to reset the computer brain. That cost an additional $600.00. No reason whatsoever to have all the computer stuff in vehicles.
Posted on 10/10/25 at 9:02 am to kajunman
quote:
Get rid of the all the computer crap in cars and it would help. One of my friends has a 2 year old Ford pickup. He had the brakes changed and Ford had to reset the computer brain. That cost an additional $600.00. No reason whatsoever to have all the computer stuff in vehicles.
Agree. Almost as if some of that shite is programmed by the manufacturer to go out after X amount of time or miles just so we have to keep forking over cash to the auto-associated industry.
Posted on 10/10/25 at 9:04 am to The Torch
quote:
Anyone financing a vehicle for 100K+ is a fool.
My rate is 1.9%. Anyone turning down a $100k loan at 1.9% for three years is making a poor money management decision IMO. Sure, I could pay it off this morning, but why?
Posted on 10/10/25 at 9:13 am to BluegrassBelle
quote:
I mean is anyone here shocked when the absolutely bottom base model of something like a F-150 starts at around $40k.
Real wage growth hasn't kept up with the cost of living. The middle class is getting squeezed. Thankful I don't have a car note and a few good years left on my vehicle.
Posted on 10/10/25 at 9:15 am to The Third Leg
quote:
I’ve been waiting like 2 years for a flood of repos that never seems to arrive
I'm wondering how many of those have been repo'd multiple times because the used car market is still strong even though new car prices have been through the roof.
Posted on 10/10/25 at 9:41 am to thegreatboudini
quote:
Nearly 20% of loans and leases now exceed $1,000 in monthly payments.
That is absolutely insane.
Poor people will always be poor people.
I'll bet that there are a lot of people in this category who are not poor. And truck baws are some of the worst "keepin' up with the Joneses" in the world.
There is no greater sheeple when it comes to car buying than suburban wives and truck baws.
Posted on 10/10/25 at 10:16 am to ragincajun03
I paid my vehicle off two years early so I'm delinquent and underwater on the rest of my bills.
Posted on 10/10/25 at 10:25 am to thegreatboudini
quote:
Nearly 20% of loans and leases now exceed $1,000 in monthly payments.
I've never had car payment above $575/month. Pretty much buy certified pre-owned everytime.
Posted on 10/10/25 at 10:27 am to marcnbc
quote:
I've never had car payment above $575/month. Pretty much buy certified pre-owned everytime.
I mean I haven’t either but unless you’ve bought pre-owned post-COVID, it’s a whole different world out there.
Posted on 10/10/25 at 10:28 am to ragincajun03
Starting to see boats, RVs, side by sides for sale on the side of the road. Give it a year and you can buy those things for nothing.
Posted on 10/10/25 at 10:34 am to Arkapigdiesel
quote:
I member when six figures was said to be the threshold for easier times in the household. Both people better be making six figures in order to live somewhat comfortably in today's economy.
Mostly because we as Americans have been living above our means for a very long time. My parents never had a CC growing up and made ends meet some kind of way. People don’t do that anymore. Can’t afford something, put it on a CC or a loan.
Page 2 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News