re: Accepted my first big job today

Congrats

Different take than 401k talk.

Look at certifications that make you more employable, in more locations. CISSP, CCNP, MCSE, are portable as hell. The quickest way to get riiiiich is to not spend money. The second quickest way is to make more money. You do this by being willing to move somewhere to get more experience in a different industry, or for more responsibility, if you need to. And I mean maybe a move to South Carolina or Texas, not moving to New Jersey.

Having come from the tech field, you will also find people two decades older than you doing the same tech you do. That's a warning sign. Develop alternative pathways to income, in addition to learning that your W2 tech job is a means to an end, not the end.

In tech, the way you get $$$ is to know how to relate tech to business outcomes. "I upgraded 800 servers from Win 2008 to Windows Server 2022." So? "I upgraded 800 servers which allowed us to reduce capital costs by $50k a month for power and lease costs." Bang. shite like that means you're more valuable. Pay attention to things you don't need to pay attention to.

Dem baws have a badass Margherita friday

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You’ll be screaming FJB in two weeks

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Eff the government in general.

You’ll realize your new job sucks and that your burning money in your 401k

See ya soon

If your employer will pay for you to get an mba, DP it…

Take 22% of your take home for savings (401k-yes it’s pretax and figure out what that means for you, Roth, mutual funds, etc). Don’t spend more than 30% on rent/mortgage. Any bonuses or unexpected commissions, use for big expense fun money (week vacation, Europe, etc). Don’t ever go for a car note over 3 years. If you can’t afford what you want today, don’t spend hoping you will afford it later.

Congratulations. Enjoy life and don’t let the ups and downs of technology stress you out. A career is journey, not a sprint. Always make yourself better and continue to cross train. Write down your successes for a resume in the future. Good luck man

You’re screwed either way, BIDEN is the President and we live in a clown world now. Just accept it.

The more money you make, the more the government takes. Congrats on getting robbed like rest of us.

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Baws, what is good advice on how to handle investing now with more income coming in?

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It's not what you earn; it's what you keep. Pay yourself first. At least 10 % to start. Live on less than what you make.

All common sense stuff. Most people either don't have common sense or are undisciplined when it comes to finances.

And delay gratification as much as you can. Yes, enjoy some small things to celebrate, but don't do big ticket items that you have to tote the note for long after the shine or newness has worn off.