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Started By
Message
re: 401K millionaire check-in
Posted on 8/9/26 at 5:59 pm to ClientNumber9
Posted on 8/9/26 at 5:59 pm to ClientNumber9
Made it to 1 million after 10 years
Nothing but VOO, QQQ and a few other select vanguard funds
Nothing but VOO, QQQ and a few other select vanguard funds
1
Posted on 8/9/26 at 6:00 pm to Cosmo
quote:
Made it to 1 million after 10 years
Nothing but VOO, QQQ and a few other select vanguard funds
Nice. Vitax and smpix would've been nice to jump into earlier this year...
Posted on 8/9/26 at 6:00 pm to ClientNumber9
No matter what anyone post, babytac will be along soon to top it.
Posted on 8/9/26 at 6:01 pm to ClientNumber9
You know what I like? I like when public servants brag about how much money they are making (while bitching about a salary cap) while I watch a huge chunk of my check go into their pockets. Great stuff.
Keep it up.
Keep it up.
Posted on 8/9/26 at 6:08 pm to jbgleason
quote:
public servants
Stop calling them this.
Posted on 8/9/26 at 6:14 pm to fallguy_1978
quote:
I've been paying into investment and retirement accounts since before the Dotcom bubble crashed. I only look smart now because I'm old I also realize these could take a 50% haircut in 5 months
I just turned 45 and wish I would have been investing in my early 20’s. Started offshore at 18 and nobody ever really sat me down. Wife and I always made really good money for our age but we just contributed a little to our 401k’s and had money in checking and savings.
It wasn’t until we started having a bunch of RSU’s vesting that we opened an account and spoke with someone. From 32 to 45 it’s been amazing just pissed I missed out on 18-32. I could probably have been done at 50 if I had started early.
This post was edited on 8/9/26 at 6:18 pm
Posted on 8/9/26 at 6:18 pm to ClientNumber9
Good job.
I tell everyone to plan and save for an early retirement. I pulled the plug at 45 years old and not looking back. Retirement life is awesome.
I tell everyone to plan and save for an early retirement. I pulled the plug at 45 years old and not looking back. Retirement life is awesome.
Posted on 8/9/26 at 6:18 pm to ClientNumber9
I ate the most expensive thing I ever consumed, and it set me back millions.
Wedding cake.
Wedding cake.
Posted on 8/9/26 at 6:19 pm to ClientNumber9
quote:
fed
Overpaid and time to end pensions for govt workers
Posted on 8/9/26 at 6:22 pm to Rize
quote:
I had to look outside 401k for investments because I’m capped at 6%.
Wait, they only allow you to put 6% or are you trying to tell us you make over $400K?
Posted on 8/9/26 at 6:24 pm to ClientNumber9
quote:
401K millionaire check-in
Hit last year at 39
Posted on 8/9/26 at 6:24 pm to TheIndulger
I’m 100k away from 2 million 
Posted on 8/9/26 at 6:26 pm to ClientNumber9
quote:
For all you TSP warriors out there, keep at it.
You prolly should have left this out. You think people like a federal employee bragging?
Posted on 8/9/26 at 6:28 pm to PSS101
quote:
I’m 100k away from 2 million
Posted on 8/9/26 at 6:28 pm to ClientNumber9
When I took my first job after college, my dad told me to put 20% in my 401K. I said ok and I’ve basically done that for my whole career. It didn’t occur to me how significant that decision was until a few years ago.
Posted on 8/9/26 at 6:31 pm to fallguy_1978
IM closing in on 2. I started late and had shite jobs till going to college and graduating at 26. I am banging it into my kids head to start early with $50 buck increments letting it compound
Posted on 8/9/26 at 6:31 pm to ClientNumber9
Posted on 8/9/26 at 6:32 pm to Theduckhunter
quote:
Wait, they only allow you to put 6% or are you trying to tell us you make over $400K?
They only allow me to put in 6%. Capped due to being a HCE and company doesn’t have a safe harbor plan.
I got capped after moving into sales in May of 2014. I think I did May to December at 20% and my percentage is still 20% but they changed it to 6 in January of 2015.
This post was edited on 8/9/26 at 6:37 pm
Posted on 8/9/26 at 6:34 pm to ClientNumber9
Good for you. Shake these losers. Team retiring at 60 checking in
Posted on 8/9/26 at 6:35 pm to Keith13
quote:
IM closing in on 2. I started late and had shite jobs till going to college and graduating at 26. I am banging it into my kids head to start early with $50 buck increments letting it compound
Yeah, even paying in what little I could afford back then made a big difference. I had 2 kids in daycare when I was in my 20s. I couldn't afford to contribute much. Now I'm about to have another one in college.
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