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lnomm34
LSU Fan
Louisiana
Member since Oct 2009
11625 posts
 Online 

20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
My premium last year for two three-year old vehicles was $2,466. Premium for 2019 looks like its going to be $2,967. Roughly 20% increase. Is everyone seeing a similar trend for auto insurance?

I was surprised with my renewal notice for my homeowner's insurance renewal. Slightly less expensive for 2019 (but not enough to offset the big increase in auto insurance).


slackster
Stanford Fan
Houston
Member since Mar 2009
70020 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
What are your deductibles?


TigersSEC2010
Warren, Michigan
Member since Jan 2010
34253 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
You can thank the 60% of Louisiana rolling around with no insurance and an intense desire to sue.


TheHarahanian
LSU Fan
Duh
Member since May 2017
13315 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Time to go shopping.

Insurance companies punish loyalty.

I went through the same thing last year and cut my costs by 50%.
This post was edited on 12/11 at 5:55 pm


Chief Hinge
LSU Fan
There and Here
Member since Sep 2018
1358 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Truth


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30
go ta hell ole miss
New York Yankees Fan
Member since Jan 2007
8883 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Dudley & DeBosier say hi!


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351
lnomm34
LSU Fan
Louisiana
Member since Oct 2009
11625 posts
 Online 

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
quote:

What are your deductibles?



$500 Comprehensive and Collision.

Coverages:
$100k/$300k/$100k Liability Limits
$100k/person & $300k/accident for Uninsured Motorist
Comprehensive
Collision


Jim Rockford
LSU Fan
Member since May 2011
79880 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Yep. Mine went up almost exactly 20%. Never had a claim, no ticket in the last three years.


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160
soccerfüt
Location: A Series of Tubes
Member since May 2013
44822 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
My annual cost for 2 vehicles went from $2,245 to $2,595.

Increased about tree fiddy.

Actually, mine went down, because I’m smharta and have an Independent agent who shops my coverage.


Theboot32
LSU Fan
Member since Jan 2016
2314 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Don't think my auto is going up, but homeowners is $1000 higher, bank already paid with escrow but will shop around for next year


beauchristopher
LSU Fan
new orleans
Member since Jan 2008
52056 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Louisiana auto insurance is ridiculous. I believe it's the second highest rate in all of America. Last I knew, Michigan was the worst?



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90
lnomm34
LSU Fan
Louisiana
Member since Oct 2009
11625 posts
 Online 

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
quote:


Actually, mine went down, because I’m smharta and have an Independent agent who shops my coverage.


I do as well. I've been with independent agent for the past 5 years. I've already emailed them this evening to investigate whether I have better options.


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00
lnomm34
LSU Fan
Louisiana
Member since Oct 2009
11625 posts
 Online 

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
quote:

Don't think my auto is going up, but homeowners is $1000 higher, bank already paid with escrow but will shop around for next year



Don't wait just because they have already paid. They'll sort out the difference. I've gone through this.


weagle99
Valparaiso Fan
Member since Nov 2011
31973 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
quote:

Independent agent


Love mine. She just shopped me a lower rate last week.


Theboot32
LSU Fan
Member since Jan 2016
2314 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Good to know


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00
stinkdawg
Georgia Fan
Savannah, smoking by the gas cans
Member since Aug 2014
3611 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
I had to deal with this in Georgia. They will tell you it's all insurance. Shop around.


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40
HebertFest08
LSU Fan
The Coast
Member since Aug 2008
6159 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
quote:

Insurance companies punish loyalty.


No... your govt officials punish loyalty by not doing something about this antiquated system. Where people try to get rich off of a fender bender, where attorneys spend upwards of 150k a month in advertising (fact) telling these people trust me, not the big bad insurance companies. They don’t want to pay you what you deserve.

Where your governor vetoes bills to try to get this shite under control. Like the over blown jury threshold that is 50k vs the next closest state at 15k. God forbid we could be like 36 other states and not have one.... can’t do that though, who is going to finance my campaign if the trial attorneys can’t sue every time a bumper needs to be changed...

Maybe it could be the fact that we have a law that says if you sustain injuries in a wreck consistent with no seatbelt it doesn’t matter... you sue, you win b/c not wearing a seat belt isn’t admissible in court. You get to break the law, get in a fender bender, call a chaser and get picked up at your house in a van by a chiropractor. What a life!

That’s where your loyalty goes...


tigerpimpbot
Jacksonville St. Fan
Florida Board
Member since Nov 2011
58509 posts
 Online 

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Those 24 ice sculptures at the insurance company year end retreat in Switzerland ain't paying for themselves.


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146
rowbear1922
LSU Fan
Naperville, IL
Member since Oct 2008
13845 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
I just paid my insurance for the year and actually went down by 25%. I had a agent shop around after being with State Farm for years and got me a better deal with progressive for the same coverage.


Double Oh
Louisiana
Member since Sep 2008
11198 posts

re: 20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Insurance companies making a killing


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