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Started By
Message
20% Increase in Auto Insurance Premium for 2019. You Guys Seeing Similar?
Posted on 12/11/18 at 5:52 pm
Posted on 12/11/18 at 5:52 pm
My premium last year for two three-year old vehicles was $2,466. Premium for 2019 looks like its going to be $2,967. Roughly 20% increase. Is everyone seeing a similar trend for auto insurance?
I was surprised with my renewal notice for my homeowner's insurance renewal. Slightly less expensive for 2019 (but not enough to offset the big increase in auto insurance).
I was surprised with my renewal notice for my homeowner's insurance renewal. Slightly less expensive for 2019 (but not enough to offset the big increase in auto insurance).
29
Posted on 12/11/18 at 5:52 pm to lnomm34
What are your deductibles?
Posted on 12/11/18 at 5:53 pm to lnomm34
You can thank the 60% of Louisiana rolling around with no insurance and an intense desire to sue.
Posted on 12/11/18 at 5:53 pm to lnomm34
Time to go shopping.
Insurance companies punish loyalty.
I went through the same thing last year and cut my costs by 50%.
Insurance companies punish loyalty.
I went through the same thing last year and cut my costs by 50%.
This post was edited on 12/11/18 at 5:55 pm
Posted on 12/11/18 at 5:55 pm to TheHarahanian
Truth
Posted on 12/11/18 at 5:55 pm to lnomm34
Dudley & DeBosier say hi!
Posted on 12/11/18 at 5:56 pm to slackster
quote:
What are your deductibles?
$500 Comprehensive and Collision.
Coverages:
$100k/$300k/$100k Liability Limits
$100k/person & $300k/accident for Uninsured Motorist
Comprehensive
Collision
Posted on 12/11/18 at 5:56 pm to lnomm34
Yep. Mine went up almost exactly 20%. Never had a claim, no ticket in the last three years.
Posted on 12/11/18 at 5:56 pm to lnomm34
My annual cost for 2 vehicles went from $2,245 to $2,595.
Increased about tree fiddy.
Actually, mine went down, because I’m smharta and have an Independent agent who shops my coverage.
Increased about tree fiddy.
Actually, mine went down, because I’m smharta and have an Independent agent who shops my coverage.
Posted on 12/11/18 at 5:56 pm to lnomm34
Don't think my auto is going up, but homeowners is $1000 higher, bank already paid with escrow but will shop around for next year
Posted on 12/11/18 at 5:57 pm to TigersSEC2010
Louisiana auto insurance is ridiculous. I believe it's the second highest rate in all of America. Last I knew, Michigan was the worst?
Posted on 12/11/18 at 5:58 pm to soccerfüt
quote:
Actually, mine went down, because I’m smharta and have an Independent agent who shops my coverage.
I do as well. I've been with independent agent for the past 5 years. I've already emailed them this evening to investigate whether I have better options.
Posted on 12/11/18 at 5:58 pm to Theboot32
quote:
Don't think my auto is going up, but homeowners is $1000 higher, bank already paid with escrow but will shop around for next year
Don't wait just because they have already paid. They'll sort out the difference. I've gone through this.
Posted on 12/11/18 at 6:00 pm to soccerfüt
quote:
Independent agent
Love mine. She just shopped me a lower rate last week.
Posted on 12/11/18 at 6:01 pm to lnomm34
Good to know
Posted on 12/11/18 at 6:02 pm to lnomm34
I had to deal with this in Georgia. They will tell you it's all insurance. Shop around.
Posted on 12/11/18 at 6:05 pm to TheHarahanian
quote:
Insurance companies punish loyalty.
No... your govt officials punish loyalty by not doing something about this antiquated system. Where people try to get rich off of a fender bender, where attorneys spend upwards of 150k a month in advertising (fact) telling these people trust me, not the big bad insurance companies. They don’t want to pay you what you deserve.
Where your governor vetoes bills to try to get this shite under control. Like the over blown jury threshold that is 50k vs the next closest state at 15k. God forbid we could be like 36 other states and not have one.... can’t do that though, who is going to finance my campaign if the trial attorneys can’t sue every time a bumper needs to be changed...
Maybe it could be the fact that we have a law that says if you sustain injuries in a wreck consistent with no seatbelt it doesn’t matter... you sue, you win b/c not wearing a seat belt isn’t admissible in court. You get to break the law, get in a fender bender, call a chaser and get picked up at your house in a van by a chiropractor. What a life!
That’s where your loyalty goes...
Posted on 12/11/18 at 6:05 pm to lnomm34
Those 24 ice sculptures at the insurance company year end retreat in Switzerland ain't paying for themselves.
Posted on 12/11/18 at 6:18 pm to lnomm34
I just paid my insurance for the year and actually went down by 25%. I had a agent shop around after being with State Farm for years and got me a better deal with progressive for the same coverage.
Posted on 12/11/18 at 6:32 pm to rowbear1922
Insurance companies making a killing
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