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re: 12 Cheapest States to Live in for 2025
Posted on 3/6/25 at 8:05 am to TRUERockyTop
Posted on 3/6/25 at 8:05 am to TRUERockyTop
quote:
There's a lot more to Tennessee than Nashville. Memphis, Knoxville, Chattanooga, The Tri Cities, Clarksville all have metro populations of anywhere from 300k+ - 1M+ and are significantly more affordable than metro Nashville.
You are correct. You can’t deny that this list is not valid though. If Nashville is included then it will drop the state of Tennessee outside of the top ten most affordable. There’s just no way.
Posted on 3/6/25 at 8:07 am to LoveThatMoney
quote:
Yeah the problem with Tennessee, at least in and around Nashville, is a house that you want to actually live in with schools that are actually good will cost you $1.5MM-$2MM. And while there is no income tax in TN and relatively low property taxes, the mortgage on a house that expensive right now would suck balls to pay.
With so many moving from the NE and West Coast, what had become their traditional targets of Texas and Florida are now becoming less attractive to some as those populations grow. TN, UT and ID (along with the Carolinas, to some extents) have been the growth places you don't hear about on the news but are seeing around the same percentages of growth.
As a footnote: when sitting down with the estimates, it won't shock me to see New York lose yet another seat in Congress as they have lost both the 2nd largest percent of their population and the largest total number from 2020-2024 (-1.21% and -336,524, respectively).
Posted on 3/6/25 at 8:09 am to Will Cover
Median home value of 160k is insane
Posted on 3/6/25 at 8:13 am to Epic Cajun
Which is why we don't get the good jobs...
Posted on 3/6/25 at 8:13 am to MorbidTheClown
quote:
Yeah, would have expected Louisiana to be on that list.
Louisiana is a weird one. The cities have expensive real estate compared to the opportunities available.
Must be a lot of old/inherited money.
Posted on 3/6/25 at 8:15 am to Will Cover
quote:
Out of this list, I would choose to live in the following states:
1 MS
2 GA
3 TN
4 AR
5 AL
6 MO
7 WV
8 IN
9 IA
10 OK
11 KS
12 NE
Posted on 3/6/25 at 8:30 am to LoveThatMoney
quote:
Yeah the problem with Tennessee, at least in and around Nashville, is a house that you want to actually live in with schools that are actually good will cost you $1.5MM-$2MM. And while there is no income tax in TN and relatively low property taxes, the mortgage on a house that expensive right now would suck balls to pay.
Yeah, that's the problem with looking at the "median", especially in the South where the picture is warped by sky high prices in desirable areas offset by ghettos and the sticks where nobody wants to live. The safe, happy median is an illusion.
Posted on 3/6/25 at 8:38 am to turnpiketiger
quote:
You are correct. You can’t deny that this list is not valid though.
Admittedly I haven't ran the numbers and don't know. The rest of the state is anywhere from affordable to very affordable by national standards though. I agree whole heartedly that Nashville is expensive. Especially by Tennessee standards, but the high COL is hyper focused on about 5-6 counties in metro Nashville out of the 95 counties in the state. Nashville is the capital but life and opportunities don't revolve around it for Tennesseans the way that some states revolve around their capital. It's not binary in the sense that it's Nashville or bust. There's tons of great cities all over the state (and rural areas for that matter) to live in Tennessee that are still objectively more affordable than the vast majority of the country.
This post was edited on 3/6/25 at 8:39 am
Posted on 3/6/25 at 8:41 am to AUFANATL
quote:“young people don’t want starter homes”
Yeah, that's the problem with looking at the "median", especially in the South where the picture is warped by sky high prices in desirable areas offset by ghettos and the sticks where nobody wants to live. The safe, happy median is an illusion.
No, they just don’t want to buy a house in the ghetto
Posted on 3/6/25 at 8:41 am to RoyalAir
quote:
There are parts of WV that are incredible, and I would gladly live there.
There are other parts that are so incredibly depressing, you may not last 2 years. It's hit or miss as any place I've ever been.
This. I've been through there more times than I can count.
West Virginia is gorgeous, but it's also the poorest state in the Union. The poverty there will make you cry.
Posted on 3/6/25 at 8:49 am to Will Cover
quote:
Tennessee is fairly surprising to me, as well as Georgia.
TN is “cheap” because rural TN is pulling the average down. If you want to live in the “uncool” parts of the state housing is cheap. If you want to live in Nashville or the prettier areas housing is as high as giraffe arse.
Posted on 3/6/25 at 8:49 am to MorbidTheClown
quote:
Yeah, would have expected Louisiana to be on that list. The criteria listed isn't everything.
How are those states with income tax?
Great Question. Here is what I found for each one listed from taxfoundation.org:
1. West Virginia - Graduated Rate Income Tax (moves from 2.2% to 4.82%)
2. Oklahoma - Graduated Rate Income Tax (moves from 0.25% to 4.75%)
3. Kansas - Graduated Rate Income Tax (moves from 5.2% % to 5.58%)
4. Mississippi - Flat Rate Income Tax (4.4%)
5. Arkansas - Graduated Rate Income Tax (2.0% to 3.9%)
6. Alabama - Graduated Rate Income Tax (2.0% to 5.0%)
7. Missouri - Graduated Rate Income Tax ( 2.0% to 4.7%)
8. Iowa - Flat Rate Income Tax (3.8%)
9. Tennessee - NONE
10. Nebraska - Graduated Rate Income Tax (2.46% to 5.2%)
11. Indiana - Flat Rate Income Tax (3.0%)
12. Georgia - Flat Rate Income Tax (5.39%
One of these things is not like the others...
Posted on 3/6/25 at 8:52 am to RoyalAir
quote:agree, although I haven't been through WV in going on a decade and you don't hear much about it.
There are parts of WV that are incredible, and I would gladly live there.
I could easily see some of the towns and areas having a revitalization or influx of out-of-towners discovering the affordability and natural beauty and going all Coeur d Alene
Posted on 3/6/25 at 8:53 am to Will Cover
I can easily say that the most desirable places to live in TN will cost you 600k+ to buy. Good luck with that in Williamson or Rutherford county.
Posted on 3/6/25 at 8:55 am to madmaxvol
quote:if someone wanted to live amongst Californians or Floridians, why not just move to CA or FL instead of TN ?
9. Tennessee

Posted on 3/6/25 at 8:55 am to Will Cover
quote:
Tennessee is fairly surprising to me, as well as Georgia.
Tennessee, like several other states on this list, is very affordable provided you live in the areas no one wants to live.
Living in Nashville? Going to be very different than other areas throughout the state.
Posted on 3/6/25 at 9:03 am to SuperSaint
quote:
agree, although I haven't been through WV in going on a decade and you don't hear much about it.
The general Beckley area would be pretty awesome - so long as you were working remote and making good money out of a place like Cincinnati or Pittsburgh.
Living in WV on WV wages would be fricking awful.
Posted on 3/6/25 at 9:03 am to SuperSaint
Ive lived in California before.
And yes, Tennessee isn't the state it was years ago. The state's politics and population have changed drastically.
I encourage all of you to keep hating on Oklahoma. Keep those rural land prices low so I can snag more acreage. Yeah, it's not a glamorous place, but my land is beautiful, no one bothers me and the state has very conservative political climate.
I'm very close to the Texas border, so Dallas is closer than OKC or Tulsa.
And yes, Tennessee isn't the state it was years ago. The state's politics and population have changed drastically.
I encourage all of you to keep hating on Oklahoma. Keep those rural land prices low so I can snag more acreage. Yeah, it's not a glamorous place, but my land is beautiful, no one bothers me and the state has very conservative political climate.
I'm very close to the Texas border, so Dallas is closer than OKC or Tulsa.
Posted on 3/6/25 at 9:05 am to Will Cover
A 216k house in AL is in a shite town or it's a shite house.
Posted on 3/6/25 at 9:07 am to FearTheFish
quote:
Louisiana's insurance rates alone make the cost of living skyrocket
Yes, because most citizens live in the southern part of the state with the high rates.
North Louisiana doesn’t have that much going on, but it does have a low cost of living compared to most of the country and it doesn’t have the high insurance rates.
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