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re: 12 Cheapest States to Live in for 2025

Posted on 3/6/25 at 8:05 am to
Posted by turnpiketiger
Lone Star State
Member since May 2020
11018 posts
Posted on 3/6/25 at 8:05 am to
quote:

There's a lot more to Tennessee than Nashville. Memphis, Knoxville, Chattanooga, The Tri Cities, Clarksville all have metro populations of anywhere from 300k+ - 1M+ and are significantly more affordable than metro Nashville.


You are correct. You can’t deny that this list is not valid though. If Nashville is included then it will drop the state of Tennessee outside of the top ten most affordable. There’s just no way.
Posted by Bard
Definitely NOT an admin
Member since Oct 2008
55411 posts
Posted on 3/6/25 at 8:07 am to
quote:

Yeah the problem with Tennessee, at least in and around Nashville, is a house that you want to actually live in with schools that are actually good will cost you $1.5MM-$2MM. And while there is no income tax in TN and relatively low property taxes, the mortgage on a house that expensive right now would suck balls to pay.


With so many moving from the NE and West Coast, what had become their traditional targets of Texas and Florida are now becoming less attractive to some as those populations grow. TN, UT and ID (along with the Carolinas, to some extents) have been the growth places you don't hear about on the news but are seeing around the same percentages of growth.

As a footnote: when sitting down with the estimates, it won't shock me to see New York lose yet another seat in Congress as they have lost both the 2nd largest percent of their population and the largest total number from 2020-2024 (-1.21% and -336,524, respectively).
Posted by GreatLakesTiger24
Member since May 2012
57785 posts
Posted on 3/6/25 at 8:09 am to
Median home value of 160k is insane
Posted by N2cars
Member since Feb 2008
34067 posts
Posted on 3/6/25 at 8:13 am to
Which is why we don't get the good jobs...
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
281843 posts
Posted on 3/6/25 at 8:13 am to
quote:


Yeah, would have expected Louisiana to be on that list.


Louisiana is a weird one. The cities have expensive real estate compared to the opportunities available.

Must be a lot of old/inherited money.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
144345 posts
Posted on 3/6/25 at 8:15 am to
quote:

Out of this list, I would choose to live in the following states:

1 MS
2 GA
3 TN
4 AR
5 AL
6 MO
7 WV
8 IN
9 IA
10 OK
11 KS
12 NE
Posted by AUFANATL
Member since Dec 2007
4622 posts
Posted on 3/6/25 at 8:30 am to
quote:

Yeah the problem with Tennessee, at least in and around Nashville, is a house that you want to actually live in with schools that are actually good will cost you $1.5MM-$2MM. And while there is no income tax in TN and relatively low property taxes, the mortgage on a house that expensive right now would suck balls to pay.


Yeah, that's the problem with looking at the "median", especially in the South where the picture is warped by sky high prices in desirable areas offset by ghettos and the sticks where nobody wants to live. The safe, happy median is an illusion.

Posted by TRUERockyTop
Appalachia
Member since Sep 2011
16521 posts
Posted on 3/6/25 at 8:38 am to
quote:

You are correct. You can’t deny that this list is not valid though.


Admittedly I haven't ran the numbers and don't know. The rest of the state is anywhere from affordable to very affordable by national standards though. I agree whole heartedly that Nashville is expensive. Especially by Tennessee standards, but the high COL is hyper focused on about 5-6 counties in metro Nashville out of the 95 counties in the state. Nashville is the capital but life and opportunities don't revolve around it for Tennesseans the way that some states revolve around their capital. It's not binary in the sense that it's Nashville or bust. There's tons of great cities all over the state (and rural areas for that matter) to live in Tennessee that are still objectively more affordable than the vast majority of the country.
This post was edited on 3/6/25 at 8:39 am
Posted by GreatLakesTiger24
Member since May 2012
57785 posts
Posted on 3/6/25 at 8:41 am to
quote:

Yeah, that's the problem with looking at the "median", especially in the South where the picture is warped by sky high prices in desirable areas offset by ghettos and the sticks where nobody wants to live. The safe, happy median is an illusion.
“young people don’t want starter homes”

No, they just don’t want to buy a house in the ghetto
Posted by SteelerBravesDawg
Member since Sep 2020
43337 posts
Posted on 3/6/25 at 8:41 am to
quote:

There are parts of WV that are incredible, and I would gladly live there.

There are other parts that are so incredibly depressing, you may not last 2 years. It's hit or miss as any place I've ever been.

This. I've been through there more times than I can count.

West Virginia is gorgeous, but it's also the poorest state in the Union. The poverty there will make you cry.
Posted by Mid Iowa Tiger
Undisclosed Secure Location
Member since Feb 2008
21661 posts
Posted on 3/6/25 at 8:49 am to
quote:

Tennessee is fairly surprising to me, as well as Georgia.


TN is “cheap” because rural TN is pulling the average down. If you want to live in the “uncool” parts of the state housing is cheap. If you want to live in Nashville or the prettier areas housing is as high as giraffe arse.
Posted by madmaxvol
Infinity + 1 Posts
Member since Oct 2011
20885 posts
Posted on 3/6/25 at 8:49 am to
quote:

Yeah, would have expected Louisiana to be on that list. The criteria listed isn't everything.

How are those states with income tax?


Great Question. Here is what I found for each one listed from taxfoundation.org:

1. West Virginia - Graduated Rate Income Tax (moves from 2.2% to 4.82%)
2. Oklahoma - Graduated Rate Income Tax (moves from 0.25% to 4.75%)
3. Kansas - Graduated Rate Income Tax (moves from 5.2% % to 5.58%)
4. Mississippi - Flat Rate Income Tax (4.4%)
5. Arkansas - Graduated Rate Income Tax (2.0% to 3.9%)
6. Alabama - Graduated Rate Income Tax (2.0% to 5.0%)
7. Missouri - Graduated Rate Income Tax ( 2.0% to 4.7%)
8. Iowa - Flat Rate Income Tax (3.8%)
9. Tennessee - NONE
10. Nebraska - Graduated Rate Income Tax (2.46% to 5.2%)
11. Indiana - Flat Rate Income Tax (3.0%)
12. Georgia - Flat Rate Income Tax (5.39%

One of these things is not like the others...
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
144345 posts
Posted on 3/6/25 at 8:52 am to
quote:

There are parts of WV that are incredible, and I would gladly live there.
agree, although I haven't been through WV in going on a decade and you don't hear much about it.


I could easily see some of the towns and areas having a revitalization or influx of out-of-towners discovering the affordability and natural beauty and going all Coeur d Alene
Posted by Raging Tiger
Teedy Town
Member since Jun 2023
936 posts
Posted on 3/6/25 at 8:53 am to
I can easily say that the most desirable places to live in TN will cost you 600k+ to buy. Good luck with that in Williamson or Rutherford county.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
144345 posts
Posted on 3/6/25 at 8:55 am to
quote:

9. Tennessee
if someone wanted to live amongst Californians or Floridians, why not just move to CA or FL instead of TN ?
Posted by tiggerthetooth
Big Momma's House
Member since Oct 2010
62905 posts
Posted on 3/6/25 at 8:55 am to
quote:

Tennessee is fairly surprising to me, as well as Georgia.



Tennessee, like several other states on this list, is very affordable provided you live in the areas no one wants to live.

Living in Nashville? Going to be very different than other areas throughout the state.
Posted by RoyalAir
Detroit
Member since Dec 2012
6797 posts
Posted on 3/6/25 at 9:03 am to
quote:

agree, although I haven't been through WV in going on a decade and you don't hear much about it.



The general Beckley area would be pretty awesome - so long as you were working remote and making good money out of a place like Cincinnati or Pittsburgh.

Living in WV on WV wages would be fricking awful.
Posted by El Segundo Guy
SE OK
Member since Aug 2014
10824 posts
Posted on 3/6/25 at 9:03 am to
Ive lived in California before.

And yes, Tennessee isn't the state it was years ago. The state's politics and population have changed drastically.

I encourage all of you to keep hating on Oklahoma. Keep those rural land prices low so I can snag more acreage. Yeah, it's not a glamorous place, but my land is beautiful, no one bothers me and the state has very conservative political climate.

I'm very close to the Texas border, so Dallas is closer than OKC or Tulsa.
Posted by BoogaBear
Member since Jul 2013
6452 posts
Posted on 3/6/25 at 9:05 am to
A 216k house in AL is in a shite town or it's a shite house.
Posted by GeauxTigers123
Member since Feb 2007
2266 posts
Posted on 3/6/25 at 9:07 am to
quote:

Louisiana's insurance rates alone make the cost of living skyrocket


Yes, because most citizens live in the southern part of the state with the high rates.

North Louisiana doesn’t have that much going on, but it does have a low cost of living compared to most of the country and it doesn’t have the high insurance rates.
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