re: What are your big 2026 financial goals?

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Yeah we plan on being extremely aggressive with what's remaining on her loans. We are in a great spot with them currently at just a hair under 6 figures left to pay on them.

I am also currently maxing my 401k and we plan to max hers as well.

We've been lucky that I have a decent paying job and we haven't had to live the traditional broke resident lifestyle for the last 4.5 years but I plan to set up her paychecks to where we never really see much more than we are currently seeing. We have too many friends that finished up last year that are talking about the lifestyle creep and how they are still broke a year out.

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Keep it up. Don't become a slave to the system. Avoid or escape corporate medicine at all costs unless they make a great offer, but be able to jump when they renew contracts. I encourage everyone that can to work for themselves. It's harder than it used to be but not impossible.

What field is she going into if you don't mind saying?

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Hit $16 million net worth (not counting primary residence) $10.5 million in stocks/cash or equivalents (crypto, etc.) Add another $5-10k/month passive income. Get wife to cut spending. She used to spend very little, but retired early a year and a half ago and boredom spends on bullshite. Add some land if it's the right price or place. Timber or farmland. Increase business profit or at least hold steady as I phase myself out. 10% gains will get me there and then some.

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I’m not sure I would want to get out of bed to work once I hit 8 figures. We shall see and I love my job but wife and I both are W2 employees.

Maybe I’ll start something then and work for myself.

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Reach 1b in net worth

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Let me know if you need a drinking buddy. Retired, got money and time. ;-)

As for my goals, complete my income framework that defines when and how much of my money is available for discretionary spending. It's pretty much there, but need to put final touches on it. Finish my book entitled "Enough, and Still Uneasy: A Psychological Guide to Life After Enough".

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1. Stop buying so much shite.
2. Get back to saving more money.

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Ditto
Had a good year but spent like it
Will not travel as much this year and hopefully pay off some more debt

Hope to hit 1m in my 401 which i think i will do

And average about 10-15K Net profit per month this year

That's all i got

1. Hit $1m in my brokerage account. My yearly contribution and a flat market should do the trick. Might not get there if it's a down year.

2. Continue to max retirement vehicles

3. Continue steady 529 contributions

4. Avoid buying a new vehicle, which might not be avoidable.

5. Don't get fired.

I am 10-12 years from retirement.

My goal is to Social Security proof my retirement. Due some significant bonuses this year, I will begin to diversify into dividends. Have 401K, have Simple IRA. Now need to work on some passive income from dividends (too chicken to get into rental properties at this point).

Wife and I need to figure out what to do with her company in 2026. Take a gamble to buy out her partners and take sole ownership, or continue with plan to sell to a larger firm at later date, years down road.

You can easily get a 10% return with dividends without the headache of rental properties. To me it’s a win win

My actual financial goal is I have to buy a boatload of company stock as part of a LTI plan. I need to come up with a tax efficient way of raising those funds.

Goal is to become financially independent in the next 5 years. If some cards fall then it’s down to sequence of returns risk on whether I achieve it.

I guess the other goal I saw someone mention is to not get fired. That would be a setback.

ETA:

I need to get a bit tighter on understanding my disability coverage and exposure. This is probably my biggest financial need for 2026.

I’ve improved insurance coverage and feel good about trust setup if I were to pass.

While not directly financial, I will continue getting into better shape. Strongest I have been in my life but I need to cut some weight in 2026. Very feasible if I get focused.