What are you using for a cash fund?

Discover savings

At Fidelity, I use SPRXX which is at 1.63%. For money markets, as long as you're good with the yield the expense ratio doesn't matter.

I could probably get better yield from another company's product but Fido treats theirs as cash. No need to sell it first in order to buy something else. Also, with Fido cash management account when I pay bills/atm it will automatically liquidate enough to cover the debit.

No it's not tied to anything discover and amex both have high interest rate savings accounts
1.8 for discover

Campus federal lagniappe checking gets me 2.31 percent up to 10k so that’s what I keep it in. Most of the rest is invested but I’ll look for another high yield account or MMA if I decide to be a little more liquid.

Capital one 360 money market account. 2% APY, paid monthly, no fee.

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Capital one 360 money market account. 2% APY, paid monthly, no fee.

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have that for my solo 401k when money is not invested.

Marcus. Was 2.25% is now at 1.90%. It’ll probably get lowered again with the most recent rate cut.

This is what I use too.

We have Amex savings and have been very happy with it

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Capital one 360 money market account. 2% APY, paid monthly, no fee.

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Have that, and a couple of Cap One online 1-yr CDs that just renewed at 2.3%. Convenient to have one site and app to keep up with checking plus MM savings and CDs.