bovine1

Hauling grain down Sharkey Road I've seen several. I once had to stop my truck because a mama couldn't get her 2 cubs out of the road. It took a while but she got it done.

I'm in the same boat except I haven't retired yet. I've got an offer waiting at a farm here mainly driving a fuel truck and other odd jobs my back can handle. I keep talking myself out of retiring yet. I've got good insurance at work. If I quit I'll have 5000ish$ for part B and Supp. plus no dental or vision. My wife just retired. She's 65 and I'm 66.

My wife is not interested either. We are in our mid 60's. I manage everything but the first of every month I run our balance sheet on paper and she looks at it so she knows where everything is. I also got one of those planning books and wrote down what she needs to know to access all accounts. She recently handled my FIL's estate so she is familiar with the process. I've tried to interest her in investing and financial management of our stuff but she just doesn't want to invest in learning it.

Kaz brothers as well.

On this mountain the Lord Almighty will prepare
a feast of rich food for all peoples,
a banquet of aged wine—
the best of meats and the finest of wines.
Isaiah 25:6. If no animals where will the meat come from? When we get to the new earth I think we have animals. They were in the Garden of Eden so why not the new earth?

I also have plugged many tires and ran them with no problem. If they leak after awhile I put another plug in and they're good.

I love CEF's especially at a deeper than normal discount and a low Zscore. That said retirement is a different situation with every person. I'm 66 and still working. To me it depends on how much you have and how high you want to live in retirement. I personally like simple things and an uncomplicated life. I have positioned my portfolio for income and safety. I do have some BDC stocks that I sell covered calls on. The rest is a mix of investment grade corporates, TIPS, Mortgage CLO Etfs like CLOA and JAAA, and some preferreds. Lately I've been overweighting TIPS in my new buys. These are my thoughts. Good investing and best wishes to all.

I put in the automatics. They close below 45 degrees.

SPHCF holds physical copper if you'd rather do that than futures index CPER.

Everyone's risk tolerance is different. Know yourself and your temperament. In my case I traded for 30 years-commodities (seasonal spreads, cross commodity spreads, naked options, position trading), stocks (short and long), naked options, currencies, wherever I saw opportunity. I'm 66 now and my wife about to turn 65. She's very risk averse at this stage and really I am too. If you have enough to feel secure in safe instruments-I bonds, TIPS, TBills and Notes, Investment grade corporates, High grade preferred stocks, etc. using the 4% rule why take the risk of the stock market? You may have reason too but I personally don't. I do sprinkle in some BDC's, Reits, and RCTIX on the margin to spice up my yield because I'm comfortable with those. Good retirement to all. Anyone else here who invests similarly to this I'd love to see ideas here. May God Bless all you folks.