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UpstairsComputer
| Favorite team: | LSU  |
| Location: | Prairieville |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 1820 |
| Registered on: | 1/26/2017 |
| Online Status: | Not Online |
Recent Posts
Message
re: Silver lining: Jay as a 30-day head start
Posted by UpstairsComputer on 5/22/26 at 9:19 am to Old Money
I'm just here laughing at the fact the post was edited yet still left the racist part :lol:
0
re: When Did “Difficult” Become “Impossible”?
Posted by UpstairsComputer on 5/19/26 at 10:02 am to RoyalWe
The irony of catching flak for saying 100k isn't enough, but then complaining that everything is too expensive.
You're dead on with this line of thought. If you're lucky enough to have even a moderate match of 3% on a $40,000 income, you would have $1m by the time you're 65.
This mean you don't make any money AND you suck at saving. That isn't society's fault.
You're dead on with this line of thought. If you're lucky enough to have even a moderate match of 3% on a $40,000 income, you would have $1m by the time you're 65.
This mean you don't make any money AND you suck at saving. That isn't society's fault.
re: Employer 401k vs Roth 401K
Posted by UpstairsComputer on 5/15/26 at 12:43 pm to Bestbank Tiger
This is an incredibly lazy internet answer. The assumption being TCJA never gets repealed once the Republicans screw this all up? Seems like a big "never".
Assuming they do...
220k now is a marginal bracket of 22% and after standard deduction, spins off $31,144 in federal tax.
180k after it's repealed, marginal tax rate of 28% and after standard deduction is $31,461 in federal tax.
Assuming they do...
220k now is a marginal bracket of 22% and after standard deduction, spins off $31,144 in federal tax.
180k after it's repealed, marginal tax rate of 28% and after standard deduction is $31,461 in federal tax.
re: Can never go wrong with a DL from Georgia.
Posted by UpstairsComputer on 4/24/26 at 8:53 pm to TechDawg2007
Humble “I’m under 40” brag.
re: Can a person retire at 55 with 750k potfolio?
Posted by UpstairsComputer on 4/22/26 at 8:32 am to Hawgleg
What's the plan for health insurance for the next 10 years?
Possible? Sure. Need a lot of luck and nothing bad to happen? Also yes.
Possible? Sure. Need a lot of luck and nothing bad to happen? Also yes.
re: Interesting new study says “breakeven” job growth is now nearly 0.
Posted by UpstairsComputer on 4/12/26 at 10:14 pm to HailHailtoMichigan!
Heard Jim Bianco talking about this on Macro Voices 4-5 weeks ago. Worth a listen.
eta appears he's been talking about it since September, but the one I was talking about was about a month ago:
LINK
MacroVoices #496, “The Post Covid Economy”: “if we have no population growth, that’s enough jobs… that’s all we really need to be creating.”
MacroVoices #510: discussion of the “breakeven rate” for labor supply and how the economy may need far fewer jobs than people assume.
MacroVoices #523 / recent transcript listings: the same theme appears again, with language like “we don’t need that many jobs.”
eta appears he's been talking about it since September, but the one I was talking about was about a month ago:
LINK
MacroVoices #496, “The Post Covid Economy”: “if we have no population growth, that’s enough jobs… that’s all we really need to be creating.”
MacroVoices #510: discussion of the “breakeven rate” for labor supply and how the economy may need far fewer jobs than people assume.
MacroVoices #523 / recent transcript listings: the same theme appears again, with language like “we don’t need that many jobs.”
re: I see the Saints trading up to 3... Update: McShay does too!...2ND UPDATE: so does DJ!!
Posted by UpstairsComputer on 4/11/26 at 11:33 pm to Handsome Pete
re: Women’s basketball is unwatchable
Posted by UpstairsComputer on 3/27/26 at 10:10 pm to Spankum
He was mad mad.
re: FWIW BOA says sell oil above $100
Posted by UpstairsComputer on 3/27/26 at 10:05 pm to bigjoe1
quote:
favoring the U.S. dollar above 100 on the DXY index, buying 30-year Treasury yields above 5%, and looking to buy the S&P 500 if it falls below 6,600.
re: Website or message board for general financial advice
Posted by UpstairsComputer on 3/27/26 at 10:50 am to GentleJackJones
re: Baron Rothschild's investment advice from the 19th century still applies...
Posted by UpstairsComputer on 3/19/26 at 10:40 am to LSURussian
Market down 5% is not blood in the streets. :lol:
re: Traders will never be better than investors
Posted by UpstairsComputer on 3/5/26 at 8:30 am to Rankest
When is the TedTalk? I couldn’t find it on Ticketmaster.
re: Saints awarded Best Draft Award (2025) by their peers at the combine
Posted by UpstairsComputer on 2/28/26 at 10:45 am to Proximo
re: Thoughts on financial advisors stock picking?
Posted by UpstairsComputer on 2/17/26 at 2:52 pm to TigahsOnTop
quote:
straight malpractice given the research that indices produce better returns (relative to risk).
Fake news until you show the returns. If it's working you can't just blanket say this. If it's not, so be it.
re: Louisiana 529 plan tax forms
Posted by UpstairsComputer on 1/30/26 at 10:01 am to thunderbird1100
quote:
Your state taxable income is reduced by (your) contributions up to $2.4k single and $4.8k married.
Per child.
As others have said, it comes pretty non-descript. It's not like a tax form like a 5498 you'd get for an IRA. You can file if you know the number without it.
re: Question about football seating
Posted by UpstairsComputer on 1/27/26 at 9:32 pm to Portcityblues
quote:
This conversation is totally not gonna go in the direction he wanted it to I have a feeling
Dude got 21,000 posts. He should know his wife is fair game by now.
Anything in lower bowl is going to be a good time.
re: CC point game going to change with Trumps 10% plan?
Posted by UpstairsComputer on 1/10/26 at 11:40 am to baldona
This is one of the dumbest ideas I’ve heard. If you cap rates at 10% the CC companies just won’t lend to low credit borrowers. They aren’t going to lose money on it. It’s a shortsighted thought. You can have a house you can’t afford but no furniture for you!
re: We kind of cant go wrong at 8
Posted by UpstairsComputer on 1/1/26 at 9:22 am to Lsujacket66
Haven’t been a Saints fan long, have ya? We could totally blow 8. Hold my beer.
re: How many regular season starters on defense are playing tonight?
Posted by UpstairsComputer on 12/27/25 at 9:05 pm to Sull
Pickett out there too
re: Poach Meadows & maybe Carr from Meeechigan!
Posted by UpstairsComputer on 12/10/25 at 6:12 pm to 304tiger
lol you just listed 5.
re: Game day sign idea for next year’s Ole Miss game
Posted by UpstairsComputer on 12/1/25 at 7:27 pm to Honkus
I’m stealing this idea. I’ll no longer be anonymous but it’ll be worth it.
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