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re: Debt vs investments - gpburdell on 3/16/18 at 11:43 am
I do a hybrid approach. When the markets are high like now, I put the extra money toward the mortgage. If there is a crash/correction, I'll buy more stocks. If someone goes the investment route, you still have the option of selling your investments and apply it to the mortgage. Hopefully in 15...Jump to Post - View Topic - Replies (1)
re: Need replacement for NVIDIA - Founders Edition GeForce GTX 1070 8GB GDDR5 PCI Express 3.0 - gpburdell on 3/16/18 at 9:05 am
Wow didn't realize card prices had jumped so much. So glad that I bought my 1080 Ti last year for 750. I'm seeing it listed for almost 1k now if you can even find it in stock....
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re: "Buying Down" mortgage rate? - gpburdell on 3/13/18 at 12:01 pm
I'm actually applying for a mortgage right now. The break even for me is 54 months. I plan to be there longer than that and I'm assuming that interest rates are going higher than lower. So the chance of a refinance is low....Jump to Post - View Topic - Replies (1)
re: "Buying Down" mortgage rate? - gpburdell on 3/13/18 at 9:24 am
[quote]Is this legit? Is it worth doing?[/quote] Yes. Depends. It usually takes several years to break even. If you plan to be in the house a long time, then it can be worth doing. Here is a calculator that you can plug numbers into to see when u break even: [link=(https://www.mortgageca...Jump to Post - View Topic - Replies (2)
re: BMW vs Lexus vs Mercedes vs Acura vs Infiniti vs Audi for four door sedan - gpburdell on 3/7/18 at 9:52 am
[quote]I see the S5 as more of a touring car than a sports car like the M2 and other cars I’ve had like R35 and 911 turbo.[/quote] That's because Audi's S line is just a performance edition of their base models. You need to look at Audi RS models to really compare with BMW M. The S models used ...Jump to Post - View Topic - Replies (2)
USAA insurance - gpburdell on 3/5/18 at 6:50 pm
Anyone here use USAA? Just found out that I'm eligible. I've heard good things about them for auto insurance. Though seen mixed things on using them for house or umbrella insurance. Love some feedback. thanks...Jump to Post - View Topic - Replies (12)
re: Best approach to allocate investments - gpburdell on 2/26/18 at 11:54 am
[quote]Why?[/quote] 1) Reduce volatility in your portfolio 2) When stocks tank, gives you source of money to buy more stocks. I'd say the average person isn't able to come up with a significant amount of extra cash on short notice to invest when there is a correction. If you're just starti...Jump to Post - View Topic - Replies (1)
re: Best approach to allocate investments - gpburdell on 2/26/18 at 8:12 am
Sounds like you're asking if you should have bonds. My answer would be yes. My general rule is that you should have at least 25% bonds. When the dip happened earlier, I sold good chunk of bonds and bought more stocks. Also, why the target date fund? If you're not got to put most of your asset...Jump to Post - View Topic - Replies (2)
re: These fraud attempts are getting hillarious - gpburdell on 2/21/18 at 11:31 am
Lately I've been getting calls from numbers that have the first 6 digits of my cell number. This always makes me do a double take. I like that Tmobile will put in the caller id "Scam Likely" for known scammers....Jump to Post - View Topic - Replies (0)
re: 'Black Panther ' Spoiler Thread - gpburdell on 2/21/18 at 1:05 am
I was wanting to go see it a 2nd time with some buddies who haven't seen it yet. However, the theater that we go to; all of the evening shows are practically sold out for both Wed and Thursday. The morning/afternoon shows are 50% full. You can't even pre-order tickets for Friday yet. It mu...Jump to Post - View Topic - Replies (1)
re: DJ down 550 today and over 1000 on the week, is it starting? - gpburdell on 2/16/18 at 2:31 pm
[quote]I’ve seen the same thing in a different article [/quote] [link=(http://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/)]http://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/[/link]...Jump to Post - View Topic - Replies (1)
re: Legends of Tomorrow - Constantine Episode - gpburdell on 2/15/18 at 4:54 am
[quote] I wish they'd bring Constantine onto a show full-time. [/quote] Well your wish has been granted. Constantine (Matt Ryan) is getting his own CW series. It's an animated show, but at least it's something. ...Jump to Post - View Topic - Replies (1)
re: Most Famous Celebrity You've Met - gpburdell on 2/12/18 at 7:06 pm
Manny Pacquaio. I was in Vegas at Mandalay Bay sitting at a Blackjack table. Manny just walked up and sat down. I didn't realize it was him till after he took his sunglasses off. What's funny is he was talking with another guy at the table. I realize later that it was his opponent (forget his n...Jump to Post - View Topic - Replies (1)
re: Pros and Cons of banking with a Credit Union - gpburdell on 2/9/18 at 2:56 am
Pros: Better rates, lower fees, better customer service Cons: Fewer branches/ATMs, technology (apps, website) may not be as advanced or kept up to date, slower process (opening accounts, etc), may not be as stable (less capital to weather bad times)...Jump to Post - View Topic - Replies (1)
re: Credit Scores - gpburdell on 2/1/18 at 4:22 pm
When people usually think of a credit score, most are thinking about the FICO score. Several years ago, the credit bureaus started coming up with their own scores. Also, there are specialized scores for mortages, car loans, etc. So it's probably not the same scores you're comparing. Even a F...Jump to Post - View Topic - Replies (2)
re: HTPC/Gaming rig crapped out. - gpburdell on 1/31/18 at 12:50 pm
[quote] I had this whole system set up on an i7 2600k[/quote] Heh, I'm still rocking a i7-2600k @ 5GHz in my gaming rig that I built in 2011. I upgraded the video card last year to a GTX 1080 Ti and still crushing anything I throw at it. ...
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Glen 'Big Baby' Davis With Popeye's And Briefcase Full Of Cash, Responds To Arrest Report
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