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Started By
Message
re: Current Mortgage Rates
Posted on 6/9/20 at 7:48 pm to LSUtigerME
Posted on 6/9/20 at 7:48 pm to LSUtigerME
Anyone can say anything on the internet
As long as the initial disclosures show the offer they said and your value comes in then you are all good
Just need to fund before the lock date
As long as the initial disclosures show the offer they said and your value comes in then you are all good
Just need to fund before the lock date
This post was edited on 6/9/20 at 7:49 pm
0
Posted on 6/10/20 at 8:31 am to LSUtigerME
quote:
I’m seeing mixed reviews all over so it’s got me nervous/skeptical AF.
The tendency is to complain when something goes wrong, and do nothing for a positive or neutral experience.
It’s really only restaurants where this doesn’t hold true.
Posted on 6/10/20 at 9:50 am to 632627
quote:
The tendency is to complain when something goes wrong, and do nothing for a positive or neutral experience.
Right. I’ve actually read a lot of the reviews, and most seem to be around oddball scenarios. Inherited properties with cash out refi, poor credit, typical harassing autocalls/emails, etc. Otherwise, I’ve never thought twice about giving a review to my mortgage company.
I was just curious if anyone has dealt with them personally. Just making sure they are a legit company and not going to create issues. The rate is supposedly locked in, and I should get the official [initial] CD today.
Posted on 6/10/20 at 8:41 pm to Lickitty Split
locked in to a 2.65% 30 year today. pretty damn pumped
Posted on 6/10/20 at 8:51 pm to thatguy
Holy cow. What kind of fees?
Posted on 6/11/20 at 5:55 am to thatguy
quote:
locked in to a 2.65% 30 year today. pretty damn pumped
Whoa, gonna need some details. Congrats.
Posted on 6/11/20 at 7:03 am to thatguy
yes please share who you worked with and the fees paid 
Posted on 6/11/20 at 9:41 am to thatguy
That makes my 3.00% lock look terrible. Unique circumstance that allowed this?
Posted on 6/11/20 at 12:07 pm to thatguy
quote:
locked in to a 2.65% 30 year today. pretty damn pumped
I've gotta get more info on this... game changer
Posted on 6/11/20 at 12:28 pm to AstroTiger
quote:
I've gotta get more info on this... game changer
760+ FICO. 50% LTV Rate and term. DTI under 43%
Otherwise cost a bunch to buy down or has an enormous amount of money with a bank and they gave him a deal
Or meant a 15yr fix
Posted on 6/11/20 at 12:35 pm to SDVTiger
quote:Yeah has to be this.
Or meant a 15yr fix
Has to be.
Posted on 6/11/20 at 12:38 pm to castorinho
Locked today 2.875% 30 yr.
Posted on 6/11/20 at 12:40 pm to buford4LSU
No it’s a 30 year.
I used Erin with bayou state lending
Didn’t hurt that my wife and my credit scores are over 800
I used Erin with bayou state lending
Didn’t hurt that my wife and my credit scores are over 800
Posted on 6/11/20 at 12:41 pm to buford4LSU
Anyone know a good place to start for looking into a bridge loan (on the Northshore)? Had a contingent offer ready to get signed, then a succession we were told was done got thrown into the mix with a 45 day delay. Probably doing a 10 yr mortgage but would like to have a bridge loan approval in my back pocket just in case.
This post was edited on 6/11/20 at 12:42 pm
Posted on 6/11/20 at 1:46 pm to thatguy
What investor was it
Posted on 6/11/20 at 1:54 pm to SDVTiger
Yes.. Rates are great right now. 2.875-3%.
Posted on 6/12/20 at 7:09 am to TigrrrDad
No one really does bridge loans anymore. Be curious to see as well if you find someone to do it.
Posted on 6/12/20 at 1:11 pm to HYDRebs
Just locked in a 30 year refi at 3% APR for 1900 total in closing cost. 
CF bank
CF bank
Posted on 6/12/20 at 2:06 pm to Lickitty Split
I'll have 3.25 on a new construction if things stay the same by the time my house is finished. If not I'm at least locked at 4.
Posted on 6/12/20 at 3:14 pm to thatguy
quote:
Didn’t hurt that my wife and my credit scores are over 800
That's not unique on the MTB
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