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re: Current Mortgage Rates
Posted on 5/11/21 at 5:36 pm to whiskey over ice
Posted on 5/11/21 at 5:36 pm to whiskey over ice
quote:
keep us posted after closing. they had the lowest APR I could find but their reviews are horrible, especially leading up to the closing.
They are pretty popular on Bogleheads so I'm not too worried. Their website is also fantasticand so easy to use, 100 times better than LenderFi and other sites. I loved that I could pick different rates/terms and get an instant loan estimate without having to talk to someone.
Btw, that is with no escrow either.
2
Posted on 5/11/21 at 5:45 pm to gpburdell
nerdwallet and others also had them ranked high but you'll probably notice a disclaimer that their recommended lenders are paid partners. I think the reviews I read were on bankrate fwiw, which is showing an APR of 1.997 for a 15 year 
. either way, hope all goes well.
. either way, hope all goes well. Posted on 5/11/21 at 5:45 pm to Lickitty Split
730 credit score
Looking for around a 200k house.
First time-home buyer
Looking for around a 200k house.
First time-home buyer
Posted on 5/11/21 at 8:38 pm to gpburdell
(no message)
This post was edited on 5/12/21 at 12:41 pm
Posted on 5/11/21 at 9:44 pm to whiskey over ice
Allied offering similar 2.375 for 15, no points, no fees associated with the loan, waived appraisal, 1% of loan for .25% interest reduction, in increments down to 1.75 for 2% of loan.
If you roll in the points you come out ahead, but takes 10 years. So if you sell early, might lose benefit. On a 15 year 168k loan at 2.375 vs 172k (points rolled in) at 1.75, the later is 9k cheaper, but only $50 a month cheaper.
If you roll in the points you come out ahead, but takes 10 years. So if you sell early, might lose benefit. On a 15 year 168k loan at 2.375 vs 172k (points rolled in) at 1.75, the later is 9k cheaper, but only $50 a month cheaper.
This post was edited on 5/11/21 at 9:48 pm
Posted on 5/13/21 at 7:34 am to Rust Cohle
Homes are such a big purchase, use a local loan officer. Money stays local. Bigger companies don't sponsor your little league or community. Bots are doing the loans. Local lenders are getting your financial goals
Posted on 5/25/21 at 1:05 pm to whiskey over ice
quote:
keep us posted after closing. they had the lowest APR I could find but their reviews are horrible, especially leading up to the closing.
Just closed on the Better refinance today; exactly 2 weeks after I locked in the rate. This has been the easiest and quickest mortgage process. I definitely recommend them.
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