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Lickitty Split
LSU Fan
Inside
Member since Apr 2017
2111 posts

Current Mortgage Rates
I know this thread pops up every now and then but I wanted to know what the current rates people are seeing on the 15, 20 and 30 year.

Last I heard it was 2.75 on the 15 but that was two weeks ago.


lsusteve1
LSU Fan
Nearest Deer Stand
Member since Dec 2004
30011 posts

re: Current Mortgage Rates
3.25% on 30-year


massiveattack
North Carolina Fan
CharLIT/Chapel Chill
Member since Oct 2010
11350 posts

re: Current Mortgage Rates
I got 3.374% on a 30 year a few weeks back

Could have gotten 3.25%, but the other one had some credits towards closing costs.
This post was edited on 4/21 at 8:11 pm


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11
ellesssuuu
Baton Rouge
Member since Mar 2016
1260 posts

re: Current Mortgage Rates
2.875 on 15 ye, 3.25 on 20 yr and 3.375 on 30 yr


RedStickBR
LSU Fan
Member since Sep 2009
13884 posts

re: Current Mortgage Rates
Have you run the IRRs on staying with current vs refinancing?


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10
ShreveLSUport1
Member since Mar 2014
171 posts

re: Current Mortgage Rates
3,25% on 30 yr fixed later this afternoon. Mortgage rates can change numerous times a day.


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10
TigeRoots
New Orleans Saints Fan
Member since Oct 2008
6926 posts

re: Current Mortgage Rates
Closing on a 15 year 2.625% Friday. Damn thing has been processing for well over a month.


corym52
LSU Fan
Member since Jul 2007
595 posts

re: Current Mortgage Rates
Same here for me. I think I’ll close next week, I guess the volume they’ve been thru since early mid March has been a huge slowdown. Glad to get it over with.


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Scoobie
LSU Fan
Member since Jul 2017
176 posts

re: Current Mortgage Rates
2.75 on 30 year VA


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51
Lickitty Split
LSU Fan
Inside
Member since Apr 2017
2111 posts

re: Current Mortgage Rates
Thanks for the response.


Mudminnow
LSU Fan
Houston, TX
Member since Aug 2004
33206 posts

re: Current Mortgage Rates
Rates are still pretty high at 3.4-3.2 with no points on the 30. And only like a % drop on the 15 yr.

Rates rose 3 of the 5 days last week.

They expect rates to come down in 1-2 weeks. Just get all the paperwork and requirements in so your lender can just press a button and lock you in.


seawolf06
LSU Fan
Raleigh, NC
Member since Oct 2007
7407 posts

re: Current Mortgage Rates
bankrate.com


SoloTiger
Member since Aug 2016
4717 posts

re: Current Mortgage Rates
GMFS in BR offered me 2.75 on Friday on a 15 year fixed. I have an 830 credit score, so I am always offered the best rates possible from lenders.

Still haven't locked in waiting for it to drop below that mark. No drop in past 3 days.


jcaz
LSU Fan
Laffy
Member since Aug 2014
6369 posts

re: Current Mortgage Rates
I have an 800 score and they still quote me 3.75% on a 30 year. I don't get it. Is my lender dicking around or will it fall soon?


ellesssuuu
Baton Rouge
Member since Mar 2016
1260 posts

re: Current Mortgage Rates
You need a new lender


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100
ellesssuuu
Baton Rouge
Member since Mar 2016
1260 posts

re: Current Mortgage Rates
Rates a little better today


RebelExpress38
Ole Miss Fan
In your base, killin your dudes
Member since Apr 2012
8832 posts

re: Current Mortgage Rates
I just got 3.125 on a 30


Icansee4miles
LSU Fan
Trolling the Tickfaw
Member since Jan 2007
24651 posts

re: Current Mortgage Rates
Tracking with interest as I need to ditch a 4.75% loan (it was classified as a vacation home at original financing). Hoping they will take another dip when everyone gets caught up from the last wave


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Rob Perillo
LSU Fan
Baton Rouge, LA
Member since Feb 2017
9 posts

re: Current Mortgage Rates
Refinanced to 15 yr @ 2.5% two weeks ago, but my rate was locked near the beginning of March and it took up until the final day before the rate expired to get it closed. Credit Score around 775. Standard Mortgage in BR.
This post was edited on 4/22 at 1:42 pm


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Dock Holiday
Member since Sep 2015
1045 posts

re: Current Mortgage Rates
what rate increase are you guys seeing for cash-out versus a straight refi? Assuming the cash out and owed is still well below 50% of the appraised value of the home and property.


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