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Posted by
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Current Mortgage RatesPosted by Lickitty Split
on 4/21/20 at 4:53 pm



I know this thread pops up every now and then but I wanted to know what the current rates people are seeing on the 15, 20 and 30 year.
Last I heard it was 2.75 on the 15 but that was two weeks ago.
Last I heard it was 2.75 on the 15 but that was two weeks ago.
re: Current Mortgage RatesPosted by lsusteve1
on 4/21/20 at 7:58 pm to Lickitty Split

3.25% on 30-year
re: Current Mortgage RatesPosted by massiveattack
on 4/21/20 at 8:09 pm to Lickitty Split

I got 3.374% on a 30 year a few weeks back
Could have gotten 3.25%, but the other one had some credits towards closing costs.
Could have gotten 3.25%, but the other one had some credits towards closing costs.
This post was edited on 4/21 at 8:11 pm
re: Current Mortgage RatesPosted by ellesssuuu on 4/21/20 at 10:50 pm to Lickitty Split
2.875 on 15 ye, 3.25 on 20 yr and 3.375 on 30 yr
re: Current Mortgage RatesPosted by RedStickBR
on 4/21/20 at 11:01 pm to Lickitty Split

Have you run the IRRs on staying with current vs refinancing?
re: Current Mortgage RatesPosted by ShreveLSUport1 on 4/22/20 at 12:46 am to lsusteve1
3,25% on 30 yr fixed later this afternoon. Mortgage rates can change numerous times a day.
re: Current Mortgage RatesPosted by TigeRoots
on 4/22/20 at 4:33 am to Lickitty Split

Closing on a 15 year 2.625% Friday. Damn thing has been processing for well over a month.
re: Current Mortgage RatesPosted by Scoobie
on 4/22/20 at 8:29 am to Lickitty Split

2.75 on 30 year VA
re: Current Mortgage RatesPosted by Lickitty Split
on 4/22/20 at 9:52 am to ellesssuuu

Thanks for the response.
re: Current Mortgage RatesPosted by Mudminnow
on 4/22/20 at 10:04 am to Lickitty Split

Rates are still pretty high at 3.4-3.2 with no points on the 30. And only like a % drop on the 15 yr.
Rates rose 3 of the 5 days last week.
They expect rates to come down in 1-2 weeks. Just get all the paperwork and requirements in so your lender can just press a button and lock you in.
Rates rose 3 of the 5 days last week.
They expect rates to come down in 1-2 weeks. Just get all the paperwork and requirements in so your lender can just press a button and lock you in.
GMFS in BR offered me 2.75 on Friday on a 15 year fixed. I have an 830 credit score, so I am always offered the best rates possible from lenders.
Still haven't locked in waiting for it to drop below that mark. No drop in past 3 days.
Still haven't locked in waiting for it to drop below that mark. No drop in past 3 days.
re: Current Mortgage RatesPosted by ellesssuuu on 4/22/20 at 12:48 pm to Lickitty Split
Rates a little better today
re: Current Mortgage RatesPosted by RebelExpress38
on 4/22/20 at 1:08 pm to Lickitty Split

I just got 3.125 on a 30
re: Current Mortgage RatesPosted by Icansee4miles
on 4/22/20 at 1:22 pm to SoloTiger

Tracking with interest as I need to ditch a 4.75% loan (it was classified as a vacation home at original financing). Hoping they will take another dip when everyone gets caught up from the last wave
re: Current Mortgage RatesPosted by Rob Perillo
on 4/22/20 at 1:40 pm to Lickitty Split

Refinanced to 15 yr @ 2.5% two weeks ago, but my rate was locked near the beginning of March and it took up until the final day before the rate expired to get it closed. Credit Score around 775. Standard Mortgage in BR.
This post was edited on 4/22 at 1:42 pm
re: Current Mortgage RatesPosted by Dock Holiday on 4/22/20 at 1:51 pm to Lickitty Split
what rate increase are you guys seeing for cash-out versus a straight refi? Assuming the cash out and owed is still well below 50% of the appraised value of the home and property.
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