- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Capital One 360 Performance Savings - UPDATE: 4.35% APY as of 12/11/23
Posted on 11/10/22 at 2:00 pm to notsince98
Posted on 11/10/22 at 2:00 pm to notsince98
Capital One sure is quick to drop their rates. They just had their Performance Savings at 3.2/3.25% and dropped it down to 3%.
3
Posted on 11/10/22 at 4:55 pm to lilyankems
I am about to change some accounts at CO. I am assuming the account numbers change being that I have to open a new 360 account and then transfer from the old account?
Posted on 11/10/22 at 11:10 pm to lilyankems
quote:
Capital One sure is quick to drop their rates. They just had their Performance Savings at 3.2/3.25% and dropped it down to 3%.
Huh?? I thought the current 3% at Capital One 360 is the highest they’ve had so far? Are you thinking of another bank?
Posted on 11/11/22 at 6:01 am to NOLAGT
quote:
am about to change some accounts at CO. I am assuming the account numbers change being that I have to open a new 360 account and then transfer from the old account?
Yes, super easy with the mobile app. Can all be done in a few minutes
Get in now, these rates aren’t going to last forever
This post was edited on 11/11/22 at 6:11 am
Posted on 11/17/22 at 6:12 pm to VermilionTiger
Just pulled my money market cash out and placed it into my 360 savings
It wasnt performing as well
It wasnt performing as well
Posted on 11/17/22 at 9:36 pm to lilyankems
Just got an email today that my Varo account is bumping up to 3% starting Dec 1st
Posted on 11/17/22 at 9:59 pm to Ballstein32
CDs showing 4% for 3 months.
Posted on 11/18/22 at 7:13 am to FMtTXtiger
AMEX up to 3% as of yesterday.
Posted on 11/18/22 at 2:32 pm to FMtTXtiger
Their CD’s are looking pretty good right now planning to take a few out over the next several months
Posted on 11/18/22 at 4:57 pm to bayoudude
Bask still at 3.6
Posted on 11/19/22 at 9:03 am to VermilionTiger
I believe Amex savings is up to 3% as well.
Posted on 11/19/22 at 4:07 pm to Ballstein32
Anyone else annoyed that you have to create a new account to take advantage of the more favorable rates? That Money Market account used to be their top performer...now it's at .8% and I of course want 3%, but it seems like a silly game to have to move money between products within a bank just to get their best interest rate.
Does Amex play this game? Anyone have an Amex HYSA for a few years can speak to how they handle it?
Does Amex play this game? Anyone have an Amex HYSA for a few years can speak to how they handle it?
Posted on 11/19/22 at 4:30 pm to shell01
My cap one is sitting at 3%. That $30 a month is life changing. Gotta keep some cash liquid somewhere...
Cap one did piss me off, I bought a new custom mattress to get delivered and they did the verify transaction link and I verified it and they approved it. Then they later flagged it as fraud and denied it. I called and they approved it over the phone after verifying my identity through a link. Well they denied it again and flagged it as fraud... I WAS ON THE PHONE WITH THE FRAUD PEOPLE WHILE REMAKING THE ORDER AND THEY TOLD ME IT WOULD GO THROUGH! Anyway, they made me take pictures of my ID and I could only do it through the link they sent in the app and the automated system didn't want to take it, after like 6 tries it goes through. They manually went and approved the transaction... now the mattress place doesn't want to ship because they think I am a scammer... frick me. All banks suck.
Cap one did piss me off, I bought a new custom mattress to get delivered and they did the verify transaction link and I verified it and they approved it. Then they later flagged it as fraud and denied it. I called and they approved it over the phone after verifying my identity through a link. Well they denied it again and flagged it as fraud... I WAS ON THE PHONE WITH THE FRAUD PEOPLE WHILE REMAKING THE ORDER AND THEY TOLD ME IT WOULD GO THROUGH! Anyway, they made me take pictures of my ID and I could only do it through the link they sent in the app and the automated system didn't want to take it, after like 6 tries it goes through. They manually went and approved the transaction... now the mattress place doesn't want to ship because they think I am a scammer... frick me. All banks suck.
Posted on 11/19/22 at 5:56 pm to armsdealer
quote:
My cap one is sitting at 3%. That $30 a month is life changing
It's a six figure account, so add a zero to that monthly figure. Not life changing but not lunch money. Probably asking too much but I'd like a bit better customer service.
This post was edited on 11/19/22 at 5:57 pm
Posted on 11/19/22 at 9:03 pm to armsdealer
quote:
Cap one did piss me off, I bought a new custom mattress to get delivered and they did the verify transaction link and I verified it and they approved it. Then they later flagged it as fraud and denied it. I called and they approved it over the phone after verifying my identity through a link. Well they denied it again and flagged it as fraud... I WAS ON THE PHONE WITH THE FRAUD PEOPLE WHILE REMAKING THE ORDER AND THEY TOLD ME IT WOULD GO THROUGH! Anyway, they made me take pictures of my ID and I could only do it through the link they sent in the app and the automated system didn't want to take it, after like 6 tries it goes through. They manually went and approved the transaction... now the mattress place doesn't want to ship because they think I am a scammer... frick me. All banks suck.
Different situation, but I had an issue with Capital One years ago when I was traveling. They shut my card down when I was out of the country. When I called, they told me that I needed to call them prior to my leaving the country and give them a list of every country I would be traveling to, in order. I told them if they ever blocked a transaction of mine simply because it was international, I would cancel every account with them that I have. It's been about 15 years, and they have never done it again.
Oddly enough, I've done some downright fraudulent looking shite with my Chase cards, and they have never blocked one of my transactions. But it did escalate enough once that I got a frantic phone call from a very nice lady at about 10pm one night asking me to confirm that it was, in fact, me
Posted on 11/19/22 at 9:17 pm to shell01
quote:
Does Amex play this game? Anyone have an Amex HYSA for a few years can speak to how they handle it?
Have had amex hysa for years.
Whenever they update the rate, that's the rate that you start getting. You'll get a break down on the current rate of the account, what you apr for the year had been and ytd interest and last year interest.
Posted on 11/20/22 at 11:09 am to shell01
quote:
It's a six figure account, so add a zero to that monthly figure.
I don't keep 6 figures in cash. I stay around $20k +/- in my checking/savings spending account. I had a bad habit of buying bikes and cars with cash when I kept more and I would lose my arse even more than inflation when I did that.
Posted on 11/30/22 at 1:55 pm to armsdealer
Email today, yay!
quote:
The annual percentage yield you are earning on your Bask Interest Savings Account has been increased from 3.60% to 3.85% APY*.
Posted on 11/30/22 at 1:58 pm to shell01
It is getting harder by the day to find a local Capital One Branch that is not shut down.
Posted on 12/3/22 at 8:43 am to Meauxjeaux
quote:
The annual percentage yield you are earning on your Bask Interest Savings Account has been increased from 3.60% to 3.85% APY*.
Is there something special about this bank? Looking to move money to a HY and if this one pays more, why not it, but never heard of it.
I have the Delta Amex platinum and was just planning to use Amex.
How do you guys decide who to go with?
This post was edited on 12/3/22 at 9:02 am
Page 4 of 13
Popular
Back to top
Follow TigerDroppings for LSU Football News