Favorite team:Texas A&M 
Location:Marianna, FL
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Number of Posts:110
Registered on:7/18/2014
Online Status:Not Online

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re: Inherited IRA's? - shell01
[quote]My wife inherits an X amount. She was offered 2-3 options with one being one lump sum (heavily taxed) and the other was to get X amount per month at her expected age of living. Does this sound right?[/quote] Yes, mostly. The lump sum can be split accross 5 years (there may be tax benefit ...
Posted on Money Talk
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re: Capital One 360 Money Market - shell01
Another data point, same as above. Also got a notice today that they increased earning rates on the account, it's up to 1.6% now. ...
Posted on Money Talk
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re: Water heater blamed for death of Iowa family in Mexico - shell01
[quote]What is inexpensive?  I can find $300 per night many places. [/quote] My most recent trip was first week of March, start of the "spring break" season. We stay in a gated community about an hour south of Cancun and spend the week diving cenotes. 3bd/4bath waterfront condo: <$1000 for ...
Posted on O-T Lounge
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re: Water heater blamed for death of Iowa family in Mexico - shell01
[quote] Don’t take this the wrong way, but do you look more like a local or an out of towner? Seems like it would make a difference.[/quote] We're white if that's what you're getting at. Tourism is their livelihood, if anything we're safer for obviously not being from there. ...
Posted on O-T Lounge
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re: Water heater blamed for death of Iowa family in Mexico - shell01
[quote]I would not want to be driving in Mexico. This area is pretty tame, but seriously, don't do it.  And renting a condo in Tulum? That just seems risky. Stay at a resort that has security.[/quote] Wow. What a sheltered and boring life you must live. I know quite a few people who do th...
Posted on O-T Lounge
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re: Best Mosquito Abatement System in BR for home - shell01
[quote]Call the City Parish and they will come out and treat your yard for free. It’s in your taxes but no one uses it. Are they like the rest of the city services and either won't show up or you can only use it once per year?[/quote] In Ascension they will come out upon-request. I had t...
Posted on O-T Lounge
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re: HPD K9 Officer Rony died today after injuries suffered while chasing after a suspect - shell01
[quote]I love German Shepherds.[/quote] Me too, but for the record Rony is a Belgian Malinois...
Posted on O-T Lounge
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re: States without income tax - how much of an effect does it have on standard of living? - shell01
Try again: [link=(http://www.theadvocate.com/baton_rouge/news/politics/legislature/article_4c72b042-627b-11e7-a38e-5b1217413f2a.html)]LA sales tax rates highest in country[/link]...
Posted on O-T Lounge
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re: States without income tax - how much of an effect does it have on standard of living? - shell01
Yep. Property tax millage here where I live in North Florida is 13.6113. Sales tax is 7.5%. State parks are amazing, roads and infrastructure are well maintained...we're very happy here. ...
Posted on O-T Lounge
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re: How much do you pay for your car tag renewal? - shell01
$132 for a 2 year registration with specialty plates on a passenger vehicle in Florida. About $30 of that is the cost for the specialty plate. No inspections required....
Posted on O-T Lounge
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re: Birdseed that Birds will Actually Eat - shell01
I have right at 100 different species of birds documented in my yard. I offer a variety of foodstuffs but you'll get the most bang for your buck with just a few things: - fresh clean water.... everything needs water - black oil sunflower seeds: Cardinals, Jays, titmice, chickadees, nuthatches, gol...
Posted on O-T Lounge
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re: Medicine to help with a Cold - shell01
What are your symptoms? All cold medicine is just symptom relief. Mix and match from the below based on your symptoms: Stuffy nose/congestion/sinus pressure? You need pseudoephedrine (from behind the counter, none of that PE crap) Runny nose, itchy watery eyes? You need an antihistamine (...
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re: Lovable Pit Bulls at it again. - shell01
[quote] The dog stayed outside chained up for most of the day[/quote] Stop chaining your damn dogs! It's well known that it contributes to aggressive and territorial behavior, and honestly chaining as a primary means of control should be banned (along with pit bulls...)...
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re: Lovable Pit Bulls at it again. - shell01
[quote] If you're an animal and PETA is lobbying to have your breed sterilized into extinction, you just might be a dangerous breed. [/quote] You clearly don't know the truth about PETA...they don't think ANY animals should be kept as pets. ...
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re: Lovable Pit Bulls at it again. - shell01
[quote]but I think it just means that it's possible that there's another breed (or more) that caused more deaths than pits or rots[/quote] Rate by definition is a ratio. It's not the pure number of fatalities but the percentage of bites that lead to fatality. I read it as there's an obscure breed...
Posted on O-T Lounge
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re: Advice: living in Gulf Shores/Orange Beach... - shell01
[quote]South Baldwin Christian Academy. [/quote] Friend of mine teaches there. Orange Beach living is expensive, they are looking to move away from the coast where you can get more land and privacy for your money. ...
Posted on O-T Lounge
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re: Scientists document evolution of new bird species - shell01
From the actual paper: [quote]Genome sequencing of the immigrant identified it as a G. conirostris male that originated on Española >100km from Daphne. From the second generation onwards the lineage bred endogamously, and despite intense inbreeding, was ecologically successful and showed transgress...
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re: Scientists document evolution of new bird species - shell01
A labradoodle will happily breed with a Labrador, a poodle, a pit bull, or Chihuahua. This new Finch species is breeding true, and even when exposed to other finches will select a mate only of its own species....
Posted on O-T Lounge
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re: How do I train a hyper dog? - shell01
Running around the yard is not exercise. His mind and body need to be towed out. Fetch is better, or take him out for a run (good for you both!) Do not just get another dog, then you'll have two crazy animals that you can't control ;) Get a pinch collar and take a basic obedience class togethe...
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re: What are OT pet owners thoughts on vets? - shell01
What gets me is vets that continue the ruse of "annual shots" just to get people in the door. Seems really common in Louisiana. I am a responsible pet owner and am going to bring my pet in at least once a year for an examination but don't tell me lies about my dog needing a full range of vaccinati...
Posted on O-T Lounge
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