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Posted on 1/29/14 at 3:26 pm to LSUfan20005
quote:
and I got my 8K from Obama.
I don't know if anyone else remembers this, but if you bought in 2008 it was a $7500 interest free loan paid back over 15 years.
But if you bought in 2009, it was $8000 tax credit instead
Posted on 1/29/14 at 4:14 pm to cwill
20 and put down 10% I believe. It was a Rural Development loan so it didn't make much sense to drop a bunch of cash on a down payment.
Posted on 1/29/14 at 4:22 pm to BearCrocs
I was 26, May 2005 right before Katrina here in BR
This post was edited on 1/29/14 at 4:22 pm
Posted on 1/29/14 at 4:29 pm to tigersnipen
24, 3.5% down (FHA). still in the PMI (stuck for 5 years). bought a little more than we needed at time as a plan ahead for kids type place. also rates were crazy low (3.5%). can't wait to get out from under the PMI, sucks hard for FHA loans.
Posted on 1/29/14 at 5:43 pm to BearCrocs
24 Single, no kids. put 5% down
Posted on 1/29/14 at 6:13 pm to BearCrocs
24 used usda loan so 0 down on a 200k house. Can't wait to get married in June so I can save more
Posted on 1/29/14 at 6:51 pm to Civildawg
quote:
24 used usda loan so 0 down on a 200k house. Can't wait to get married in June so I can save more
I don't know what you have heard about marriage but saving more is not what happens. Unless you are having a civil union, then maybe you will save more. But if you are marrying a female then saving more isn't what's about to happenPosted on 1/29/14 at 7:15 pm to lsupride87
25 - 6% down 1986 paid it off a few years back ... rent free is nice.
Posted on 1/29/14 at 8:39 pm to tigersnipen
I will be purchasing my first home this year. Just turned 30. Work has not allowed me to be in one location. Finally going to be somewhere for 5-6 years. Single and no kids. I'm actually excited about it. I will not put down more than 20%.
Posted on 1/29/14 at 8:50 pm to BearCrocs
Bought mine in August last year at 26. Put 20% down and pay at just 3.375%.
This post was edited on 1/29/14 at 8:52 pm
Posted on 1/29/14 at 8:51 pm to BearCrocs
age 24 put down 20% custom build
Posted on 1/29/14 at 8:57 pm to 756
2009, $8k down from Obama. It's was about 10% and is a small condo in BR and is rented out now.
Houses after that was 20% down.
Houses after that was 20% down.
Posted on 1/29/14 at 9:08 pm to eng08
My name wasn't on the deed, but my now wife and I bought a house together when i was 23. When I was 25, we got a house with both of our names on the deed. We put 5% down on both houses, but the 5% was much larger on the 2nd house. Next house in a couple of years will be our forever home and will have 20% down.
Posted on 1/30/14 at 4:51 am to LSUGUMBO
23 with 0 down. Used a VA loan. 
Then again, that was way back in the late 1970's. interest was around 10%. 
Then again, that was way back in the late 1970's. interest was around 10%. 
Posted on 1/30/14 at 6:01 am to BearCrocs
27, put down 0%. Walked away with 91k 5 years later.
Posted on 1/30/14 at 6:52 am to BearCrocs
29. Probably put @ 8 grand down.
Posted on 1/30/14 at 7:40 am to OTIS2
26, put 10% down, had to pay pmi
Next house at 30, put down 10% and did a 80/10 loan, to avoid pmi.
Current house at 39, put down 35%.
Next house at 30, put down 10% and did a 80/10 loan, to avoid pmi.
Current house at 39, put down 35%.
Posted on 1/30/14 at 7:58 am to guttata
25, put down 5% on an FHA loan @ 4.75%. PMI ran me about $110 per month. 2 years later property value shot up, so I refinanced @ 3.75% and was able to get the appraised value at a number where I had 25% equity so that the PMI would go away. Could sell now and walk away with $50K profit.
Posted on 1/30/14 at 8:24 am to BearCrocs
31
VA, so I brought $500 to closing.
20% would have been smarter, although I didn't pay PMI at the time. Owe more now than then.
Learning as I go, though.
VA, so I brought $500 to closing.
20% would have been smarter, although I didn't pay PMI at the time. Owe more now than then.
Learning as I go, though.
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