Favorite team:LSU 
Location:BR
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Number of Posts:3110
Registered on:7/17/2007
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re: Married Men; How Do You Manage Shared Expenses With Your Wife? (Newly Married) - lsujro
[quote]Bc they are bitter that they are stuck in a sub optimal financial setup. So the automatic response, is to claim divorce is down the road. Not fighting about petty purchases is not fair! I'd be mad too. [/quote] we handle our finances the complete opposite, but i've made no judgment of th...
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re: Question for married folks - receiving inheritance - lsujro
[quote]well that's why I was posting about possibly just investing 100% of it into a separate retirement account. there are issues with the fruits, but the principal is 100% separate and in no way commingled [/quote] pretty easy to file a declaration of paraphernality also. does not require spous...
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re: How many kids are too much? How many kids do you have? - lsujro
[quote]I wouldn't trade it for the world but in retrospect I'd say 2 children, 1 boy and 1 girl, is the perfect combo. [/quote] i have this perfection now. i always wanted more kids, but i'm struggling with giving up the golden ratio...
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re: Married Men; How Do You Manage Shared Expenses With Your Wife? (Newly Married) - lsujro
[quote]I came up with an excel spreadsheet. Total list of my bills, her bills and "our" bills. pretty much did a ratio of % of bill vs % of income. This included Insurance cost, taxes etc so that we were looking at take home amount. Since she would have less "spending money" I am the one that ha...
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re: Car insurance help for a teenager - lsujro
[quote]No biggie until there is an accident and the question is asked, "how long has the vehicle been garaged at LSU?". [/quote] what does that have to do with covering the accident? answer: nothing. ...
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re: Car insurance help for a teenager - lsujro
[quote]I have a company vehicle [/quote] this seems like the key. my folks had a company vehicle, and owned two in their names. i drove one, but to the insurance company, it was shown as 2 cars for 3 drivers (i was the third). the rates were much lower than listing me as a primary. i'm not sure i...
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re: Cell phone service costs - lsujro
[quote]I do Verizon pre paid for 65 bucks unlimited everything[/quote] you should check into visible wireless. it's owned by verizon, and is $40/mo unlimited. they just removed their data speed cap. i will be trying it out soon to get back on the verizon network....
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re: Cell phone service costs - lsujro
I suspect some people are including their device payments as well. I have Tmo. $105/mo for 2 lines unlimited ...
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re: I have 3 months to lower my cholesterol. - lsujro
whole lotta bs pseudoscience in here. you know what foods to eat. eat those. eat less of the foods you know you shouldn't be eating. work out. strength and cardio are needed. do that for a few months. if your numbers don't budge, take the damn pill and live longer. there are very few side effects to...
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re: If one of the Democratic Candidates becomes President, what to do with your money? - lsujro
[quote]You guys truly believe that we are insulated from political collapse. As a student of history this amuses me. Because it will insulate us . Until it doesn’t.[/quote] we are pretty well insulated. that's kind of a defining characteristic of any successful government system. is tehre some re...
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re: If one of the Democratic Candidates becomes President, what to do with your money? - lsujro
[quote]But all of the more crazy stuff - stealing investment accounts, etc, won't likely ever happen. Never say never, but I wouldn't plan for that.[/quote] the concept of the US government confiscating retirement accounts is so far fetched and absurd that it almost warrants no discussion. if thi...
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re: Army Staff Sgt. David Bellavia, a man among men... - lsujro
[quote]SMH at US media.[/quote] dude. google the guy's name. results from cnn, fox news, npr, boston globe, etc. every news outlet is running the same damn story. take off your blinders. ...
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re: Property question - lsujro
[quote]I guess I am just confused on how exactly these work. [/quote] Depends on what rights are granted. If it's the builder, he may have just retained the easement for utility lines or something. You can always discuss with the guy what the intent of it is (if not explicit in the granting inst...
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re: Hybrid vehicles - lsujro
[quote]Most of the hybrid advantage is lost on the interstate.[/quote] This remains the case with hybrid vehicles today. Much more significant mileage gains in the city when the motor can frequently shut off completely. For mostly highway driving, you'd probably be better off with a 4cyl. I'd jus...
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re: Who do you use for term life? - lsujro
[quote]How long do you think it will take your SO to find another man? [/quote] I'm actually much more concerned about the "other man" getting his hands on my kids' money than some other man providing for them. Much more of the former out there than the latter. ...
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re: Mr. Money Mustche - lsujro
[quote]bogart[/quote] impressive! have wife or kids? :lol:...
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re: Home warranties - lsujro
[quote]The AC unit went out the first summer. They tried to argue it never worked, but I had documentation that it was tested by the home inspector. They finally caved, but then tried to argue it could be repaired without replacing. Two contractors later they finally agreed to replace, but would onl...
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re: Mr. Money Mustche - lsujro
[quote]I follow the site and have bumped my savings up over 50%[/quote] 50% of your income? or from your prior level of savings? if you're saving 50% of income, that's super impressive. kudos. ...
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re: Who do you use for term life? - lsujro
i'm about the same age. i am the only breadwinner in my household with 2 children. i have 2 policies of $1mil each. one with prudential, one with protective. both 20 year term policies that i got a few years apart. my goal was to have enough to get my kids into college without my wife having to go ...
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re: Running into issues trying to buy a house - lsujro
My experience with a non-national builder was similar. However, I ended up waiting a few more months and the builder paid some of closing. Would not come off of list price for same reason though. If the house hasn't been built, you may be able to negotiate some of the DSLD upgrades (they include...
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