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Started By
Message
re: What’s your car payment?
Posted on 2/26/19 at 10:04 pm to Eli Goldfinger
Posted on 2/26/19 at 10:04 pm to Eli Goldfinger
$26k car purchase. Note $285 a month. Biggest note I’ve ever had for a vehicle LOL
0
Posted on 2/26/19 at 10:05 pm to rpg37
quote:
Camry SE
What’s your driver rating on Uber?
Posted on 2/26/19 at 10:07 pm to Eli Goldfinger
$324 is my note but I pay...$350.
True story
True story
Posted on 2/26/19 at 10:07 pm to Eli Goldfinger
Way less than that. Those 2 combined with the wife and I, actually.
Mine is almost paid off though.
Mine is almost paid off though.
Posted on 2/26/19 at 10:07 pm to fightin tigers
quote:Never cheaper to borrow than pay out.
I couldn't imagine losing money by paying upfront instead of getting a rock bottom interest rate.
Posted on 2/26/19 at 10:07 pm to Ostrich
quote:
$0 - If I can't pay cash I can't afford it.
This.
Posted on 2/26/19 at 10:08 pm to fightin tigers
quote:
I couldn't imagine losing money by paying upfront instead of getting a rock bottom interest rate.
Not everyone has good credit though.
This. If you can get a really low interest rate, why would you fork out a hefty sum of money when you can pay it off in 3-5 years ? Save that cash to invest or for an emergency. Am I wrong in thinking this way?
Posted on 2/26/19 at 10:09 pm to CaptainsWafer
quote:
$523 is a lot of money?
I think if you make less than a stay at home mom, it’s a lot for a monthly car payment.
Posted on 2/26/19 at 10:09 pm to fightin tigers
quote:
When you consider inflation then yes, the average payment should increase every year.
Isn't the argument that vehicle costs have far outpaced inflation? Although the counter argument is that you get "more" car these days because of tech and safety features. Regardless, when does the bubble burst?
Posted on 2/26/19 at 10:10 pm to PhiTiger1764
542 for me but my car has appreciated about 10% in the year that I've owned it so 
Posted on 2/26/19 at 10:12 pm to Geauxtiga
(no message)
This post was edited on 1/21/20 at 9:14 am
Posted on 2/26/19 at 10:12 pm to LSUbase13
quote:I try to avoid paying loan interest as much as possible,
This. If you can get a really low interest rate, why would you fork out a hefty sum of money when you can pay it off in 3-5 years ? Save that cash to invest or for an emergency. Am I wrong in thinking this way?
Posted on 2/26/19 at 10:13 pm to JohnnyKilroy
$800 for the wife's 2016 Highlander. Financed new at 1.89% for 5 yrs with $5k down. Will have it paid off in 4 yrs next January.
Posted on 2/26/19 at 10:15 pm to Eli Goldfinger
$1,205/mo. for my wife’s Jag
$618/mo. for my kid’s ‘stang
$618/mo. for my kid’s ‘stang
Posted on 2/26/19 at 10:17 pm to jamboybarry
Me - 2014 Chevy Silverado 4 Door - $258/month for just over 3.5 more years. Financed it for 60 months. Truck had 36K miles when I got it. I owe just over $11K on it. NADA’s for about $21K
Her - 2019 Kia Optima S - $295/month for just over 4.5 more years. Financed it for 60 months. Car had 6 miles when she got it. We owe just over $16K on it. Her sticker was $29K.
Went about 8 years or so-5 or 6 years with no note-driving the wheels off of a 2000 Toyota 4Runner. Sold it for $1K after I got the Silverado. She had 247,000+ miles. Rock solid.
Wife had a ridiculous $487/month car note when we first got married. Downsized her note with a brand new car in the process and paid it off in the Fall of last year.
My note is driving me insane. It’s the most I’ve ever spent monthly on an automobile. My wife will always have a new car as much as that irks me.
I negotiate well. I hate debt. I never pay retail.
Her - 2019 Kia Optima S - $295/month for just over 4.5 more years. Financed it for 60 months. Car had 6 miles when she got it. We owe just over $16K on it. Her sticker was $29K.
Went about 8 years or so-5 or 6 years with no note-driving the wheels off of a 2000 Toyota 4Runner. Sold it for $1K after I got the Silverado. She had 247,000+ miles. Rock solid.
Wife had a ridiculous $487/month car note when we first got married. Downsized her note with a brand new car in the process and paid it off in the Fall of last year.
My note is driving me insane. It’s the most I’ve ever spent monthly on an automobile. My wife will always have a new car as much as that irks me.
I negotiate well. I hate debt. I never pay retail.
This post was edited on 2/26/19 at 10:21 pm
Posted on 2/26/19 at 10:19 pm to Eli Goldfinger
Mine is paid off but had $650 note. Car allowance for work is almost doubled so it don’t bother me
Posted on 2/26/19 at 10:21 pm to TigrrrDad
I pay 2k a month for my 2017 F-250 and 2017 Audi S7. I think the notes are around $650 per and for 60 months.
Posted on 2/26/19 at 10:25 pm to Eli Goldfinger
Paid cash to the dealership, I despise having any debts, or owing.
I'm blessed and lucky in a lot of ways.
I'm blessed and lucky in a lot of ways.
Posted on 2/26/19 at 10:27 pm to Eli Goldfinger
$0.
Financing a car is dumb.
Financing a car is dumb.
Posted on 2/26/19 at 10:28 pm to Eli Goldfinger
$465 a month for 48 month loan. Just got new car too after having no payment for almost 10 years. It kills me having to pay a car note again
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