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re: Equifax says data breach could potentially affect 143 million US consumers

Posted on 9/8/17 at 11:05 am to
Posted by GumboPot
Member since Mar 2009
119031 posts
Posted on 9/8/17 at 11:05 am to
quote:

You can check to see if you were part of the breach here.



Thanks for the link.

Looks like both me and my wife are potentially impacted by this security breach.
Posted by GoIrish02
Member since Mar 2012
1390 posts
Posted on 9/8/17 at 12:46 pm to
The "offer" to monitor credit is not from Equifax, it is also a scam that is part of the breach. Do NOT put your real information into the site.

No matter what you input, the response is the same. Your browser should have detected the bad security certificate when you entered your information.

Per Brian Krebs, who broke the story and is the leading online security resource.

Also, Krebs also says credit monitoring is worthless in any case, freezing your credit is the only worthwhile solution. See linked story, but comments have the most valuable information, including the discovery of the phishing from the Equifax fake website.

Krebs on Security
Posted by GoIrish02
Member since Mar 2012
1390 posts
Posted on 9/8/17 at 12:59 pm to
Equifax yesterday: "We see you had 1 late credit card payment 4 years ago, sorry you can't buy a house with a competitive rate for another 3 years"

Equifax today: "We exposed 143 million+ database records in July (and our execs sold their stock the next day then waited 2 months to tell anybody). shite happens, kthxbai!"

See my post above, do NOT use the fake monitoring website to see if you're affected.
Posted by GoIrish02
Member since Mar 2012
1390 posts
Posted on 9/8/17 at 1:02 pm to
quote:

Looks like both me and my wife are potentially impacted by this security breach.


If you weren't affected before, you are probably affected now after using the fake site.
This post was edited on 9/8/17 at 1:03 pm
Posted by CheesyF
Member since May 2017
391 posts
Posted on 9/8/17 at 1:29 pm to
I believe there is a site to check whether or not you're info was breached, but you're also opting out of a class action suit by doing so. Watch what you're signing up for.
Posted by Epic Cajun
Lafayette, LA
Member since Feb 2013
32740 posts
Posted on 9/8/17 at 1:56 pm to
quote:

No matter what you input, the response is the same

Wrong, some people were notified that they weren't included in the breach.
Posted by TheOcean
#honeyfriedchicken
Member since Aug 2004
42552 posts
Posted on 9/8/17 at 2:08 pm to
(no message)
This post was edited on 9/8/17 at 2:10 pm
Posted by ProudLSUMom
Baton Rouge
Member since Sep 2007
3302 posts
Posted on 9/8/17 at 2:28 pm to
quote:

Wrong, some people were notified that they weren't included in the breach.




I wasn't affected by the breach but my husband was.

What should we do now to monitor his data?
Posted by NOSHAU
Member since Feb 2012
11971 posts
Posted on 9/8/17 at 2:33 pm to
quote:

The "offer" to monitor credit is not from Equifax, it is also a scam that is part of the breach. Do NOT put your real information into the site.

No matter what you input, the response is the same. Your browser should have detected the bad security certificate when you entered your information.

Per Brian Krebs, who broke the story and is the leading online security resource.

Also, Krebs also says credit monitoring is worthless in any case, freezing your credit is the only worthwhile solution. See linked story, but comments have the most valuable information, including the discovery of the phishing from the Equifax fake website.

Krebs on Security
The website is listed in Equifax's official press release on the issue. Are you suggesting they would give a fake URL to phish its customers?
Posted by lynxcat
Member since Jan 2008
24191 posts
Posted on 9/8/17 at 5:01 pm to
quote:

GoIrish02


Take off the tin foil hat. The site is part of an official release by the company.
Posted by hiltacular
NYC
Member since Jan 2011
19690 posts
Posted on 9/9/17 at 12:10 pm to
equifax is definitely going to double down after a massive breach and link a phishing website on its official release
Posted by cajunangelle
Member since Oct 2012
147389 posts
Posted on 9/9/17 at 2:21 pm to
Read this. It looks like the place to see if you were effected is a hot mess/bogus?

CNet tested it and put in random numbers and fake names. Also: once you return to take their 'free' monitoring services you sign a waiver to not sue them.

Equifax's hack checker is a hot mess -- here's what to do - CNET
LINK

ETA: Equifax response:

Equifax won’t bar consumers from joining lawsuits related to breach | TheHill
LINK
This post was edited on 9/9/17 at 2:23 pm
Posted by lynxcat
Member since Jan 2008
24191 posts
Posted on 9/9/17 at 2:43 pm to
This is becoming a case study in how to not manage a crisis.
This post was edited on 9/11/17 at 1:43 pm
Posted by FunroePete
The Big Cheezy
Member since Dec 2012
1531 posts
Posted on 9/10/17 at 7:34 am to
quote:

This isn't a becoming a case study in how to not manage a crisis.

Needs more negatives and also a grammar book
This post was edited on 9/10/17 at 7:35 am
Posted by LSUsuperfresh
Member since Oct 2010
8337 posts
Posted on 9/11/17 at 2:05 am to
This is 40% of Americans. Time to freeze your credit. Also, that website has multiple reports of generating random responses: people entering the same information and getting different results.

EDIT: I recommend at the least issuing a fraud alert to the 3 credit companies. This will require them to obtain additional verification before your credit can be accessed.
This post was edited on 9/11/17 at 2:45 am
Posted by willeaux
Member since Jan 2006
2927 posts
Posted on 9/11/17 at 6:20 am to
How do you freeze your credit? Is it a simple process that I can undo quickly?
Posted by cajunangelle
Member since Oct 2012
147389 posts
Posted on 9/11/17 at 1:16 pm to
they did an update with more convoluted BS

LINK
Posted by cajunangelle
Member since Oct 2012
147389 posts
Posted on 9/11/17 at 1:22 pm to
quote:

EDIT: I recommend at the least issuing a fraud alert to the 3 credit companies. This will require them to obtain additional verification before your credit can be accessed.
I had to do this years ago and it was such a huge pain in the arse. They lie when they say this. If you are trying to buy a car/get credit some things can just block whomever and not make them obtain more info. I wouldn't do this again! It took me 8 months of calling to get two of the agencies to REPORT MY CREDIT score and report; because of this. It was a nightmare.

All 3 are corrupt BS. I say they all change or just have one agency. It is nothing but a big scheme to get people to buy credit monitoring. No one should have to pay to see their credit scores.
Posted by cajunangelle
Member since Oct 2012
147389 posts
Posted on 9/11/17 at 1:37 pm to
When I did the last name and 6 SS numbers bit on their page. It said I was effected. So this is what I get free

quote:

TrustedID Premier

What's Included:

3-Bureau Credit File Monitoring

Credit file monitoring and automated alerts of key changes to your Equifax, Experian, and TransUnion credit files.

Equifax Credit Report Lock

Allows you to prevent access to your Equifax credit report by third parties, with certain exceptions.

Social Security Number Scanning

Searches suspicious web sites for your Social Security number.

Equifax Credit Report

A copy of your Equifax Credit Report.

$1MM Identity Theft Insurance

Up to $1 million in ID theft insurance. Helps pay for certain out-of-pocket expenses in the event you are a victim of identity theft.

I have yet to get it I have to get an email they say they are behind.
Posted by lynxcat
Member since Jan 2008
24191 posts
Posted on 9/11/17 at 1:43 pm to
corrected.
This post was edited on 9/11/17 at 1:44 pm
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