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Advice: tree fell on car
Posted on 6/18/17 at 5:29 pm
Posted on 6/18/17 at 5:29 pm
Any of you baws had a neighbor's tree fall on your vehicle? What did you do or didn't do? I've contacted my car insurance, talked with the neighbor and he's giving me his insurance info and I had a police report (didn't know the neighbors due to recent sale of house and no one was home).
16
Posted on 6/18/17 at 5:30 pm to Rossberg02
Act of God. You'll be filing a comp claim.
This post was edited on 6/18/17 at 5:35 pm
Posted on 6/18/17 at 5:31 pm to Rossberg02
My neighbors don't have any trees in my 12 car garage.
Posted on 6/18/17 at 5:32 pm to Rossberg02
Unless your neighbors tree was rotten and a reasonable person had reason to know it, this will be an auto comprehensive claim. Not your neighbors problem.
Posted on 6/18/17 at 5:32 pm to Rossberg02
Unless your neighbor knew the tree was rotten or a serious hazard and did nothing about it, your insurance will be the ones handling it.
Posted on 6/18/17 at 5:32 pm to Rossberg02
Was it an obviously dead limb?
Posted on 6/18/17 at 5:32 pm to Rossberg02
Your neighbors insurance will tell you to pound sand.
Call your insurance now. It's their responsibility and you have to pay the deductible.
It sucks.
Call your insurance now. It's their responsibility and you have to pay the deductible.
It sucks.
Posted on 6/18/17 at 5:34 pm to Rossberg02
Your insurance will have to cover this. Happened to me a few years back.
Posted on 6/18/17 at 5:36 pm to Rossberg02
Insurance co will be pissed but they'll take care of you
Posted on 6/18/17 at 5:40 pm to Rossberg02
This happened to me. Neighbors tree, his insurance laughed at me when I asked if they would cover my damages.
This post was edited on 6/18/17 at 5:43 pm
Posted on 6/18/17 at 5:41 pm to Rossberg02
Also, comp claims don't hurt your rates but you have to pay the deductible
Posted on 6/18/17 at 5:43 pm to Rossberg02
frick his wife.
It's the only way to thank him for his tree falling on your car.
It's the only way to thank him for his tree falling on your car.
Posted on 6/18/17 at 5:53 pm to Rossberg02
If it is on your car in your yard it is on you if the same deal applies as Alabama here. They are responsible for whatever is on their property and you on yours.
Posted on 6/18/17 at 6:04 pm to Rossberg02
1. Shoot the tree repeatedly until the cops show up.
2. Claim self-defense.
3. Profit.
2. Claim self-defense.
3. Profit.
Posted on 6/18/17 at 6:13 pm to Rossberg02
Posted on 6/18/17 at 10:49 pm to Rossberg02
Was it a ficus?
Cause I mean unless it was a ficus, cut-rate insurance may not cover it...
Cause I mean unless it was a ficus, cut-rate insurance may not cover it...
Posted on 6/18/17 at 10:53 pm to Rossberg02
Just went thru this in December.
Comp claim on your insurance.
You can't legally get anything from your neighbor unless there is documented proof that he knew or was notified about a rotten tree.
If he is a nice guy he will pay for your deductible.
If not, egg his house.
Comp claim on your insurance.
You can't legally get anything from your neighbor unless there is documented proof that he knew or was notified about a rotten tree.
If he is a nice guy he will pay for your deductible.
If not, egg his house.
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