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your "system" for tracking your budget

Posted on 5/1/15 at 2:29 pm
Posted by kingbob
Sorrento, LA
Member since Nov 2010
67292 posts
Posted on 5/1/15 at 2:29 pm
Does anyone have their own system for tracking their expenses? Do you make excel sheets, written out budgets, ect? I am trying to come up with my own system that will work as efficiently as possible at logging and tracking my revenues and expenses for just my personal use.
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 5/1/15 at 2:30 pm to
Got an excel sheet that breaks it down pretty specific. Just update it from my statements every month or so. I know. Low tech.
Posted by Teddy Ruxpin
Member since Oct 2006
39646 posts
Posted on 5/1/15 at 2:36 pm to
mint.com

I ain't got time for that Excel shite
Posted by Zach
Gizmonic Institute
Member since May 2005
112776 posts
Posted on 5/1/15 at 2:42 pm to
I guess I'm primitive but all of my finances are on MS Word. I only use Excel for my golf statistics. I keep track of scores, by courses, years, driving accuracy, putts, balls lost, etc. It's kind of fun.
Posted by DirtyMikeandtheBoys
Member since May 2011
19431 posts
Posted on 5/1/15 at 2:50 pm to
Oh look at that...a year's salary

Posted by Cmlsu5618
Destin, FL
Member since Sep 2010
3763 posts
Posted on 5/1/15 at 3:18 pm to
Mint.com is the titties
Posted by BACONisMEATcandy
Member since Dec 2007
46645 posts
Posted on 5/1/15 at 3:38 pm to
I put 95% of everything I spend on my Amex (sans Rent and Car note)

Very easy to keep track of spending this way and I create labels for each type of transaction.
Posted by AUjim
America
Member since Dec 2012
3665 posts
Posted on 5/1/15 at 4:28 pm to
I use a google sheet that i start new with every month. Several categories, and i balance it against our bank account almost every day. Takes 5 min/day.
Posted by dlmast87
Amish Country
Member since Dec 2007
1941 posts
Posted on 5/1/15 at 4:33 pm to
Mint is awesome
Posted by WG_Dawg
Hoover
Member since Jun 2004
86620 posts
Posted on 5/1/15 at 4:51 pm to
Every dollar I spend I write it in the 'notes' section of my phone, then update my spreadsheet every 3 or 4 days. I just use an excel spreadsheet. I have about 10ish different categories for expenses, and track income as well. I've been doing this since February of 2012 and it's a habit now, I can't imagine not doing it.


The only 'thing' is that I don't really do anything with this information. Like I have all this data, but I don't apply it in anyway. I just like having it
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 5/1/15 at 5:37 pm to
The real way to do this is to make enough money that you don't need to track your personal expenses.
Posted by JonaYolles
Member since Feb 2015
315 posts
Posted on 5/1/15 at 5:48 pm to
Mint and Excel

Use Excel to set budget

Use Mint to control and adjust excel budget based on Mint numbers
Posted by bayoubengals88
LA
Member since Sep 2007
19250 posts
Posted on 5/1/15 at 6:17 pm to
I get paid near the end of the month.

All my bills are set to auto draft between the 25th-28th.
I pay/save/invest everything at once and try to keep $100 cash for any expenses that arise before the 10th. On the 10th I receive a small check of $100-200. That gets me to the 25th for another cycle! So exciting!

I use a spreadsheet in excel.
I hate Mint because of the uncategorized transactions. Hate. It.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
120012 posts
Posted on 5/1/15 at 7:43 pm to
I just use Excel
Posted by Kankles
Member since Dec 2012
5923 posts
Posted on 5/1/15 at 8:06 pm to
I tried mint, but it just didn't work for me. I have my own excel sheet I use. Inputting my own data helps me understand things more better.
Posted by Dooshay
CEBA
Member since Jun 2011
29879 posts
Posted on 5/2/15 at 7:43 pm to
I use this spreadsheet to track expenses.

Posted by Napoleon
Kenna
Member since Dec 2007
69423 posts
Posted on 5/3/15 at 12:57 am to
I use Mint for personal finances
Quickbooks for business
I write all transactions in my note pad too, because thats how I started out before computer software.
Posted by LSUengineer12
The Best Side
Member since Dec 2011
1850 posts
Posted on 5/3/15 at 10:40 am to
I use excel as well. Meticulously keeping up with it. I update/check it 4 days a week. Extremely easy. I also felt Mint categorized things weirdly. I may start using Mint again to compliment my spreadsheet. I just like the set up of it..
This post was edited on 5/3/15 at 10:41 am
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