Favorite team:Ohio State 
Location:Amish Country
Biography:
Interests:Indians, Browns, Cavs, Buckeyes
Occupation:Purchasing
Number of Posts:1957
Registered on:12/2/2007
Online Status:Not Online

Recent Posts

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Emphasis on power hitting, launch angles, etc leads to more guys trying to hit homers and less about contact. I was at a game yesterday and notice they emphasized batters OPS over batting average on the scoreboard.
Have a finished one. Usually go down in the evenings to watch whatever game is on. Constant 67 degrees no matter what season.
We use bulbs with light sensors (dawn to dusk). Come on at night, off in the morning. they're great.
I'm probably simplifying this too much but if we are removing high fructose corn syrup, some of those farmers should become ranchers and use that land to raise beef. we have a severe shortage of beef cattle in this country

re: HSA suggesions

Posted by dlmast87 on 4/16/25 at 10:11 am to
quote:

Interesting. Your HSA will allow you to move it anywhere you want?

My company uses Optum as the HSA and they have Betterment as the investment vehicle. Betterment is somewhat limited, imo.


Yes, but since it's a transfer of assets it takes a couple of weeks so I only do it a handful of times a year. Definitely not ideal. HSA is serviced by a local bank which I'm guessing is why we have no investment options.

re: HSA suggesions

Posted by dlmast87 on 4/16/25 at 6:33 am to
I have one through an employer but there are no investment options so we opened another one through Fidelity and do a transfer of assets every so often. This allows us to invest the money. We plan on not touching it until retirement....it's one of the best accounts you can use to invest since it's a triple tax advantaged account. Fidelity made it pretty seamless and I would recommend them.

re: SCHD

Posted by dlmast87 on 3/4/25 at 7:11 am to
are you looking at it as a cents per share or as a percentage yield? There was a 3-1 split last fall. The yield per share has been pretty consistent.

re: SCHD

Posted by dlmast87 on 3/4/25 at 5:41 am to
It's one of the best dividend funds in my opinion. Combination of a good yield and low expense ratio makes it a must for me. I hold some in my portfolio and buy it periodically.
33 - thanks to the proceeds from the sale of a family business. Without that we were on track to pay off by the time i would be 43. Our interest rate wasn't terrible at the time but it was more of a peace of mind thing.....however, property taxes and insurance remind me every year that we'll never actually "own" our house.
I'm pretty confident Dewine will appoint a republican. Ohio is about as red as Texas :lol:

re: Moreno wins Ohio

Posted by dlmast87 on 11/5/24 at 10:00 pm to
finally getting rid of Sherrod Brown
My in-laws live next door and I take care of all the yard work.
I just pay our installer to do it. It's cheap enough and I don't want to mess with it.
Only when I'm running power tools in my shop. Google degloving.....actually don't, it's not pretty.
I've played against quite a few Amish in pick up games here in Ohio and a lot of them are very good athletes. And yes, they'll play in pants and collared shirts and beat your arse.
$3700 a year ago. Had vision insurance which saved me about $500...would do it again in a heartbeat.
Around 4k a month. Currently building emergency fund as well as saving for a vehicle. We also put some away for travel. No debt and own home free and clear.

HSAs are maxed. 401k is maxed and my wife contributes to a 403b but has a teachers pension as her main retirement contribution.
Youtube is probably the best resource. There's a lot of great channels out there with how to's and everything you need to know about woodworking. Here are some of the main ones I've been following for a few years now....in no particular order.

731 Woodworks, Bent's Woodworking & More, Bourbon Moth Woodworking, Fisher's Shop, Keith Johnson Custom Woodworking, Lincoln St. Woodworks, and Steve Ramsey - Woodworking for Mere Mortals.

re: Connecting buildings with fiber

Posted by dlmast87 on 1/24/24 at 2:40 pm to
I was more so asking about pulling 800 ft of cable through the conduit....I've used a trencher before so I'm not too concerned about that.

Can it be done by hand or do you need to get some sort of mechanical puller?

re: Connecting buildings with fiber

Posted by dlmast87 on 1/24/24 at 1:19 pm to
quote:

Unless there is a huge price jump somewhere in the count of strands, do at least 12 if not 24 strand and get some patch panels. Running it in conduit makes this less of an issue but if anything gets direct buried, have as many spare and unused fibers as you can.


Just so I understand correctly. Having multiple pairs is mainly just a back up option? If I run a 12 strand I'd only be using 1 pair and I can leave the others unused?

re: Connecting buildings with fiber

Posted by dlmast87 on 1/24/24 at 12:11 pm to
quote:

OP - If any existing switches have SFP ports, those can be used in place of media converters. All that matters is that the SFP modules on either end of any 1 fiber match. You can have a module at 1 end plugged in to a SFP port in a media converter and at the other end a module plugged in to a SFP port in a switch. So if you already have a switch at building B which has 4 or more SFP ports, you won't need any media converters there.


I don't have any existing switches with those ports. Right now everything is Cat6. I'm expecting to get all new equipment with the exception of the current router/modem from the ISP and mesh networks at each location.

Also, is pulling 800 ft of cable going to be more difficult than I think? I don't want to underestimate this.