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Started By
Message
US auto sales in 2025 recorded their best numbers since 2019
Posted on 1/7/26 at 6:52 am
Posted on 1/7/26 at 6:52 am
11
Posted on 1/7/26 at 6:54 am to stout
Thats wild. I was told all the cars were getting repoed
This is almost the same as all the homes are being foreclosed on
Somones data is fos
This is almost the same as all the homes are being foreclosed on
Somones data is fos
Posted on 1/7/26 at 7:00 am to SDVTiger
Car repos and delinquencies are still up, as are home foreclosures. That data doesn't lie.
The car sales are apparently upper-middle-class and higher, making purchases
Home foreclosures rose YoY 10 of 12 months in 2025. Are you saying that didn't happen and Corelogic and ATTOM are both wrong?
LINK
The car sales are apparently upper-middle-class and higher, making purchases
quote:
Record car sales in 2025 were driven by wealthier, higher-income households ($150k+ income), who bought a larger share of new vehicles as affordability pushed lower-income buyers out, with many affluent consumers purchasing pricier SUVs and trucks due to strong investments (wealth effect). This "K-shaped" economic trend saw record numbers of buyers accepting high monthly payments (over $1,000) and longer loans (84+ months) to afford new cars, with brands like Hyundai, Kia, Toyota, and Ford seeing significant gains.
Home foreclosures rose YoY 10 of 12 months in 2025. Are you saying that didn't happen and Corelogic and ATTOM are both wrong?
LINK
Posted on 1/7/26 at 7:01 am to SDVTiger
I think the more appropriate word would be "financed" rather than sold.
Got about 20 million mexicans getting that f150 on credit before they take it back home.
Seriously we seem to pretend these people dont exist when we look at economic trends. Housing has gone up...no shite. Job market is soft when they are going home by the millions....no shite. Social program costs have skyrocketed....duh.
Got about 20 million mexicans getting that f150 on credit before they take it back home.
Seriously we seem to pretend these people dont exist when we look at economic trends. Housing has gone up...no shite. Job market is soft when they are going home by the millions....no shite. Social program costs have skyrocketed....duh.
Posted on 1/7/26 at 7:48 am to stout
I’ve held off on vehicle purchases post covid due to major concerns with Biden era EPA regs destroying reliability and concerns with COVID era production parts quality.
Reality is unless the manufacturers quickly revert back to pre CAFE power rains (V8s rather than turbos, non ) I’ll have to accept buying an overpriced lemon within the next 12-24 months because there are currently no alternatives on the market for full size SUVs and trucks.
Reality is unless the manufacturers quickly revert back to pre CAFE power rains (V8s rather than turbos, non ) I’ll have to accept buying an overpriced lemon within the next 12-24 months because there are currently no alternatives on the market for full size SUVs and trucks.
Posted on 1/7/26 at 8:02 am to stout
Well yes, Ford, GM and Ram discounted trucks all year. I saw some as high as 25% off MSRP. They made a killing because half the people trading in were upside down on their COVID purchases.
Posted on 1/7/26 at 8:08 am to stout
Wife has been subtly dropping hints she wants a new a car.
She’s going to be mad when I show up with a 1987 GMC Jimmy
But to your OP, my BIL manages a Chevrolet dealership and has mentioned the lenders that GM uses dropped rates from 9% to around 6% sometime last year. Doesn’t seem significant, but it is to people basing decisions on nothing other than what will it cost me every month.
She’s going to be mad when I show up with a 1987 GMC Jimmy
But to your OP, my BIL manages a Chevrolet dealership and has mentioned the lenders that GM uses dropped rates from 9% to around 6% sometime last year. Doesn’t seem significant, but it is to people basing decisions on nothing other than what will it cost me every month.
This post was edited on 1/7/26 at 8:09 am
Posted on 1/7/26 at 8:22 am to SDVTiger
quote:
Thats wild. I was told all the cars were getting repoed
This is almost the same as all the homes are being foreclosed on
Somones data is fos
The car has to be sold first inordered to be repossessed.
Posted on 1/7/26 at 8:25 am to stout
Hopefully the Supreme Court strikes down the tariffs and we start importing more foreign cars and cut back on domestic manufacturing and sales.
Posted on 1/7/26 at 8:29 am to stout
So what is it? We were told that sales fell off a cliff and lots were overflowing...now were told that sales have never been better.
Posted on 1/7/26 at 8:30 am to stout
quote:
Car repos and delinquencies are still up, as are home foreclosures. That data doesn't lie.
Stands to figure that as sales increase so will repos.
Posted on 1/7/26 at 9:19 am to trinidadtiger
All the Mexicans I see driving around are in Chebbies (or stolen GMCs). Ford is for gueros.
Posted on 1/7/26 at 9:23 am to sidewalkside
quote:
So what is it? We were told that sales fell off a cliff and lots were overflowing.
Yeah there were a lot of doom and gloom post about how bad things were going to get. That was three years ago when post were being made about car sales and home sales falling off a cliff.
Posted on 1/7/26 at 9:27 am to stout
Maybe sales are improving partly because automakers are free to sell vehicles that the public actually wants instead of half-baked EVs. Most people outside of deep blue urban areas still want SUVs and pickups with ICE engines. Of course, it would be great if they could get those prices down.
Posted on 1/7/26 at 9:27 am to stout
I see a few people in this thread arent familiar with K shaped economies.
Depending on what part of the K you are on you feel completely different from the other
Depending on what part of the K you are on you feel completely different from the other
Posted on 1/7/26 at 9:30 am to stout
quote:
record numbers of buyers accepting high monthly payments (over $1,000) and longer loans (84+ months)
My god this is retarded.
Posted on 1/7/26 at 9:32 am to 50_Tiger
quote:
I see a few people in this thread arent familiar with K shaped economies.
Depending on what part of the K you are on you feel completely different from the other
I see people on this thread that bring up obscure (to the average person) concepts who would rather bask in their smugness than explain WTF they are talking about to truly advance the conversation.
Posted on 1/7/26 at 9:36 am to 50_Tiger
quote:
I see a few people in this thread arent familiar with K shaped economies.
Depending on what part of the K you are on you feel completely different from the other
As it should be. I am primarily concerned with the well-being of my household, and everyone else should be too. I know it's tough for some people out there, but you know what? It was tough on every generation at some point. Deal with it.
Posted on 1/7/26 at 9:42 am to RohanGonzales
Brother its a Grok search away
\
:max_bytes(150000):strip_icc()/dotdash_Final_K_Shaped_Recovery_Oct_2020-01-12d3712b2c654da891a77c6c7a132daa.jpg)
\
quote:
A K-shaped economy (or K-shaped recovery) describes an economic situation following a downturn—such as a recession—where different segments of the economy or society recover at vastly different rates, creating a divergence that visually resembles the letter "K" on a graph.Visual RepresentationOne arm of the K goes upward (representing growth and recovery for certain groups), while the other arm goes downward (representing stagnation or decline for others).investopedia.com
apolloacademy.com
kens5.com
Origin and MeaningThe term gained prominence during the COVID-19 recession in 2020, as economists noted that high-income workers (often in tech or remote-friendly jobs) and asset owners bounced back quickly, while low-wage sectors (like hospitality and retail) struggled longer. Unlike uniform recoveries (e.g., V-shaped for quick rebound or U-shaped for prolonged bottom), the K-shape highlights inequality.Current Context (as of 2026)The concept remains relevant today. In 2025, the U.S. economy showed strong overall growth, but it was uneven:Wealthier households and tech/AI-related industries thrived ? boosted by stock market gains and investments in data centers.
Lower- and middle-income consumers faced ongoing strain ? from cumulative inflation, leading to reduced spending on non-essentials.
This divide has persisted into 2026 discussions, with some experts predicting it won't fully resolve soon.ExamplesPost-COVID classic — Video conferencing (e.g., Zoom) boomed (upward arm), while tourism and airlines lagged (downward arm).
Recent — Luxury goods and AI stocks soar, while budget retailers report weaker sales from cost-conscious shoppers.
In essence, a K-shaped economy signals growing inequality in how economic pain and gains are distributed across income levels, industries, or demographics.
This post was edited on 1/7/26 at 9:43 am
Posted on 1/7/26 at 9:47 am to stout
Damn.
We need a price correction and that won't happen when sales are up
We need a price correction and that won't happen when sales are up
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