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Why can't we just let younger people buy in to medicare?

Posted on 11/21/25 at 8:35 am
Posted by kennypowers
AR
Member since Mar 2009
615 posts
Posted on 11/21/25 at 8:35 am
This seems like a super simple solution...no? Allow the people using Obama care the option to buy in to a rebranded version of medicare. Call it Trump care premium or whatever. Would we not be better off than throwing millions/billions of dollars at the current ACA? Everything is already in place. I haven't talked to a single person on medicare that thinks it's a bad program...
Posted by BestBanker
Member since Nov 2011
18887 posts
Posted on 11/21/25 at 8:41 am to
No.

Good grief.

Turn the whole Healthcare over to the government. What could go wrong?


Eta. Out of the entire population, young people are last likely to need and use medical insurance. Just a stat.
This post was edited on 11/21/25 at 8:43 am
Posted by aTmTexas Dillo
East Texas Lake
Member since Sep 2018
22214 posts
Posted on 11/21/25 at 8:42 am to
They gonna pay in like we do/did?
Posted by Timeoday
Easter Island
Member since Aug 2020
17119 posts
Posted on 11/21/25 at 8:48 am to
Why can't we have the exact same plan our "government servants" have? Use the pharmaceutical funds used for advertising and political lobbying to supplement the cost.
Posted by Burt Reynolds
Winnfield, LA
Member since Jul 2008
23769 posts
Posted on 11/21/25 at 8:50 am to
Because traditional Medicare is less efficient than a private insurer. Less program integrity and utilization management controls that allows for more waste/abuse.
Posted by aTmTexas Dillo
East Texas Lake
Member since Sep 2018
22214 posts
Posted on 11/21/25 at 8:51 am to
quote:

Why can't we have the exact same plan our "government servants" have? Use the pharmaceutical funds used for advertising and political lobbying to supplement the cost.


The republicans are supposed to be working on a new health care plan. If we wait a while longer, we will know. In the meantime we can be happy it's coming.
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
72987 posts
Posted on 11/21/25 at 8:51 am to
Uhhh…..because Medicare in general pays out WAY MORE than what people paid in.

Letting younger people buy in will simply hasten the insolvency
Posted by Burt Reynolds
Winnfield, LA
Member since Jul 2008
23769 posts
Posted on 11/21/25 at 8:51 am to
It’s better to have a regulated private insurance market that caps profits at 1-2% with actuarially and federally certified premiums.
This post was edited on 11/21/25 at 8:52 am
Posted by JayDeerTay84
Texas
Member since May 2013
9953 posts
Posted on 11/21/25 at 8:52 am to
We already do as we already pay taxes.
Posted by NC_Tigah
Make Orwell Fiction Again
Member since Sep 2003
135165 posts
Posted on 11/21/25 at 8:56 am to
quote:

I haven't talked to a single person on medicare that thinks it's a bad program...
Medicare significantly underpays hospitals and doctors. That underpayment is made up by cost shifting to remaining payors.

Medicare-for-all was the Obamacare goal though, and it would complete the incremental socialization of US medicine. So if you are for that, "a rebranded version of medicare" is the tool to do it.
Posted by theballguy
Bama Park
Member since Oct 2011
28202 posts
Posted on 11/21/25 at 8:56 am to
quote:

Trump care premium


Posted by JayDeerTay84
Texas
Member since May 2013
9953 posts
Posted on 11/21/25 at 8:57 am to
quote:

because Medicare in general pays out WAY MORE than what people paid in.


And whose fault is that?

Just like the school loans, the government effectively guaranteeing payment does nothing but drive the costs up.

There is zero incentive for health care companies to ever lower prices.

Posted by Willie Stroker
Member since Sep 2008
15542 posts
Posted on 11/21/25 at 8:57 am to
quote:

Why can't we just let younger people buy in to medicare?

Would it not be a better idea to encourage them to enroll in health savings accounts? We already let them. We just need to educate them.
This post was edited on 11/21/25 at 10:15 am
Posted by Jugbow
Member since Nov 2025
160 posts
Posted on 11/21/25 at 9:02 am to
I’m not for regulation but the healthcare system needs looked into. Most of it is subsidized through tax payers; education, facilities, research, etc. Costs continue to rise with minimal improvements to care.
Posted by BHS78
Member since May 2017
3372 posts
Posted on 11/21/25 at 9:18 am to
Just let them join federal government employees health care
Posted by KiwiHead
Auckland, NZ
Member since Jul 2014
35508 posts
Posted on 11/21/25 at 9:54 am to
If they are receiving a paycheck, they are. Just can't access it until 65+
Posted by Bama Mountain
Member since Oct 2025
597 posts
Posted on 11/21/25 at 9:56 am to
"Medicare, if you want it," was a key policy position of Biden's campaign.
Posted by TigerintheNO
New Orleans
Member since Jan 2004
43974 posts
Posted on 11/21/25 at 9:59 am to
quote:

Uhhh…..because Medicare in general pays out WAY MORE than what people paid in.

Letting younger people buy in will simply hasten the insolvency


isn't that because 80% of the people on Medicare are in their 70s & 80s, if young people are paying in and not using as much as they pay in, it would create a surplus
Posted by wackatimesthree
Member since Oct 2019
10195 posts
Posted on 11/21/25 at 10:02 am to
quote:

Medicare significantly underpays hospitals and doctors. That underpayment is made up by cost shifting to remaining payors.


You beat me to it.

"Nobody thinks Medicare is a bad program." Yeah, they do. The people who need to get paid for the medical services they rendered think it's a bad program.

And again I return to the triangle of price, quality, and availability.

Increasing Medicare might mean improving price and availability, but to the extent that it does that, it also means decreasing quality.
This post was edited on 11/21/25 at 10:03 am
Posted by evil cockroach
27.98N // 86.92E
Member since Nov 2007
8835 posts
Posted on 11/21/25 at 10:08 am to
quote:

Why can't we just let younger people buy in to Medicare?
if the British Royal Family used National Health Service (England) extensively for all their needs, then I'd be more open to public healthcare. However, when all the government folks don't use their own stuff, that should tell you something.
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