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Started By
Message
What you guys hearing on your 30 year mortgage?
Posted on 9/17/25 at 12:12 pm
Posted on 9/17/25 at 12:12 pm
Both arm/fixed. I’m at 5.25 ready to rego
23
Posted on 9/17/25 at 12:16 pm to fareplay
I'm stuck in my house forever. 25 years left at 2.8%
Posted on 9/17/25 at 12:56 pm to reds on reds on reds
quote:
I'm stuck in my house forever. 25 years left at 2.8%
I’m 6.35 or something close to that for 29.5 years
I’ll be 73 if it goes the full 30 but I’m making bi-weekly payments and will start doing a few extra payments a year to knock it down faster.
This post was edited on 9/17/25 at 4:27 pm
Posted on 9/17/25 at 1:02 pm to Rize
3.99 with 27 more years left 
Posted on 9/17/25 at 1:08 pm to fareplay
3.25. Six years left.
Posted on 9/17/25 at 1:11 pm to fareplay
3.25% with 16 years left, but I've got a contract on a new house. Rate was 5.875 this morning, got to see what they are offering now
Posted on 9/17/25 at 1:13 pm to fareplay
Why are people responding with rates they locked in a long time ago? OP is obviously asking about current rates.
Posted on 9/17/25 at 1:35 pm to fareplay
0% with 0 years left.
Y'all are suckers.
Y'all are suckers.
Posted on 9/17/25 at 1:36 pm to fareplay
Rates dropped a bit last week anticipating the Fed cut which we just got at .25% cut
I think rates might drop a bit but I think the rate cut is already mostly baked into the current mortgage rate landscape.
I think rates might drop a bit but I think the rate cut is already mostly baked into the current mortgage rate landscape.
Posted on 9/17/25 at 1:38 pm to WM88
quote:
0% with 0 years left. Y'all are suckers.
Wish I was a boomer
Posted on 9/17/25 at 1:41 pm to fareplay
15 yrs at 2.2%, stuck lol
Posted on 9/17/25 at 1:43 pm to reds on reds on reds
23 years left at 2.99, im stuck here forever too
happy about it though
happy about it though
Posted on 9/17/25 at 1:48 pm to Pezzo
One house has 8 years left with 2.375%, the new one has 30 years with 6.875% lol. I’m an idiot and will never retire
Posted on 9/17/25 at 1:49 pm to fareplay
Stuck - 8 years left at 2.375
Posted on 9/17/25 at 1:51 pm to Tiger328
I want to pay mine off early but my good since is telling me that is dumb
I only pay about $5k per year in interest
I only pay about $5k per year in interest
Posted on 9/17/25 at 1:52 pm to Tiger328
10 yrs remaining at 2.875%. Wife wants to move, but just can't justify that unless we can pay cash, so yes, while just short of being a boomer, I am part of the problem.
Posted on 9/17/25 at 2:10 pm to fareplay
I sold my house over a year ago at the top of the market. I am renting right now. I will pay cash for my forever house sometime in the next year or so. I am not going to go into retirement with a mortgage, if I can help it...
Posted on 9/17/25 at 3:26 pm to fareplay
I have a 3.6. If rates somehow get under 4 again, going to be high cotton over here. Upgrading.
This post was edited on 9/17/25 at 3:27 pm
Posted on 9/17/25 at 3:30 pm to fareplay
6.67 for 28 more years. Y’all suck.
Posted on 9/17/25 at 3:36 pm to DiamondDog
quote:
I have a 3.6. If rates somehow get under 4 again, going to be high cotton over here. Upgrading.
I'm not sure i see that. Have a ways to go.
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